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Citizens State Bank Wisner, NE

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Citizens State Bank Wisner, NE Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens State Bank Wisner, NE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Citizens State Bank Wisner, NE rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Citizens State Bank Wisner, NE, and you can see how they compare in the Citizens State Bank Wisner, NE rate tables below. MonitorBankRates evaluates the financial stability of Citizens State Bank Wisner, NE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.83%. Database rates last updated and verified on 08/30/2026.

Citizens State Bank Wisner, NE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Wisner, NE? Share your experience about Citizens State Bank Wisner, NE by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Wisner, NE.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.83%

Excellent Lower than avg

Citizens State Bank

921 Avenue E
Wisner, NE 68791

https://www.citstatebank.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens State Bank Wisner, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens State Bank Wisner, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens State Bank Wisner, NE's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens State Bank Wisner, NE

Bank Holding Company CITIZENS NATIONAL CORP

Address 921 Avenue E, Wisner, NE 68791 · Cuming

Website https://www.citstatebank.com

FDIC Certificate # 5495

Established 10/19/1888

FDIC Insurance Date 01/01/1934

Domestic Offices 17

Total Branches 17

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.83%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3536%

Return on Equity (ROE) 15.7200%

Non-Performing Loans (NPL) 0.05%

Total Assets $640,452,000

Total Deposits $578,504,000

Equity Capital $55,047,000

Net Income $7,285,000

Headquarters Wisner

Total Branches and Offices 17

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Citizens State Bank Wisner, NE

How many branches does Citizens State Bank Wisner, NE operate?

Citizens State Bank Wisner, NE currently maintains approximately 17 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens State Bank Wisner, NE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens State Bank Wisner, NE provides members with tools to manage their accounts and build a solid financial history.

Does Citizens State Bank Wisner, NE offer online and mobile banking?

Most modern institutions like Citizens State Bank Wisner, NE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citstatebank.com.