First National Bank of Michigan CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.30% and 3-month CD rates at 1.00%. Current savings rates are at 4.20% and money market rates are at 3.00%. Mortgage rates today on 30-year fixed loans are around 6.34%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. First National Bank of Michigan's 24-Month CD rates are at 3.04%, 36-Month CD rates are at 2.78%, 18-Month CD rates are at 2.78%, 60-Month CD rates are at 2.53%, 48-Month CD rates are at 2.53%. First National Bank of Michigan's savings rates are at 0.10%. First National Bank of Michigan's money market rates are at 1.00%.
To see how these rates compare to First National Bank of Michigan CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Michigan, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Michigan CD rates. You can also compare First National Bank of Michigan savings rates, MMA rates and mortgage rates using our other rate lists. First National Bank of Michigan money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Michigan? Share your experience about First National Bank of Michigan by leaving a review below, or read customer reviews before you decide to use First National Bank of Michigan. First National Bank of Michigan Texas Ratio First National Bank of Michigan's Texas Ratio is at 0.44%, which is considered excellent. The Texas Ratio for First National Bank of Michigan is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First National Bank of Michigan is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
First National Bank of Michigan CD Rates and Interest Rates
First National Bank of Michigan
24-Month CD
3.04%
$0
First National Bank of Michigan
18-Month CD
2.78%
$0
First National Bank of Michigan
36-Month CD
2.78%
$0
First National Bank of Michigan
12-Month CD
2.53%
$0
First National Bank of Michigan
48-Month CD
2.53%
$0
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First National Bank of Michigan Rates with Other Competitive Bank and Credit Union Rates
Washita State Bank
6-Month CD
4.68%
$1,000
The Peoples S&L Co.
12-Month CD
4.32%
$1,000
EagleBank
18-Month CD
4.25%
$1,000
Coastal Heritage Bank
24-Month CD
4.25%
$1,000
First Arkansas Bank and Trust
Prime Checking
4.13%
$0
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First National Bank of Michigan InformationFirst National Bank of Michigan
348 W Michigan AveKalamazoo, MI 49007 Kalamazoo Established Date: 04/12/2006 FDIC Certificate #: 58259 Date of FDIC Deposit Insurance: 04/12/2006 Bank Holding Company: FIRST NATIONAL BCORP INC How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.fnbmichigan.bank
Is First National Bank of Michigan FDIC Insured? Yes
What is First National Bank of Michigan's Cert number? 58259
What is the maximum amount for insured deposits? $250,000 per holder, per account
First National Bank of Michigan FinancialsTotal Assets:
$1,011,465,000
Total Deposits:
$799,992,000
Equity Capital:
$72,661,000
Domestic Deposits:
$799,992,000
Net Income:
$1,393,000
Return on Assets:
0.3655%
Quarterly Return on Assets:
0.5600%
Pretax Return on Assets:
0.6843%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
5.4600%
Quarterly Return on Equity:
7.7700%
Common Equity Tier 1 Capital Ratio:
10.1789%
Tier 1 Risk-Based Capital Ratio:
10.1789%
Leverage Tier 1 (Core Capital) Ratio:
8.3353%
Total Risk-Based Capital Ratio (YTD):
11.4330%
Total Interest Income (YTD):
4.5281%
Headquarters:
Kalamazoo
FDIC Field Office:
Detroit
Regulator:
OCC
County:
Kalamazoo
# of Offices:
7
Metropolitan Statistical Area (MSA):
Kalamazoo-Portage, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage refinance rates are down again this week over last. Current 30 year mortgage rate finance rates are at the lowest level in 2010. 30 year refinance mortgage rates are averaging 4.85 percent this week, down from the prior week's average refinance rate of 4.97 percent.
First Central Savings Bank of Glen Cove, New York, is advertising eight different types of savings accounts and a money market account. Each savings account has a different minimum balance requirement to earn the interest rate and APY.
 30 year mortgage rates remain at 5.04 percent for week ending September 17, 2009 according to the most recent Primary Mortgage Market Survey released by Freddie Mac. That rate is unchanged from the prior week's average 30-year mortgage rate of 5.04 percent. Average discount points remained the same at 0.6 percent.
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