Citizens Federal S&LA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Citizens Federal S&LA Deposit Rates
Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.25% and 3-month CD rates at 4.15%. Current savings rates are at 0.15% and money market rates are at 1.11%. Mortgage rates today on 30-year fixed loans are around 7.31%. Credit Card rates are at 8.99%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Citizens Federal S&LA's 60-Month CD rates are at 3.75%, 12-Month CD rates are at 3.71%, 18-Month CD rates are at 3.69%, 24-Month CD rates are at 3.67%, 48-Month CD rates are at 3.65%. Citizens Federal S&LA's savings rates are at 0.07%. Citizens Federal S&LA's money market rates are at 0.90%. Citizens Federal S&LA's 30-Year Fixed rates are at 6.75%, 20-Year Fixed rates are at 6.25%, 10-Year Fixed rates are at 5.75%, 15-Year Fixed rates are at 5.75%.

Citizens Federal S&LA

To see how these rates compare to Citizens Federal S&LA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Federal S&LA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Federal S&LA CD rates. You can also compare Citizens Federal S&LA savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Federal S&LA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Federal S&LA? Share your experience about Citizens Federal S&LA by leaving a review below, or read customer reviews before you decide to use Citizens Federal S&LA.

Citizens Federal S&LA Texas Ratio

Citizens Federal S&LA's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for Citizens Federal S&LA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Federal S&LA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.71%
18-Month CD
3.69%
24-Month CD
3.67%
36-Month CD
N/A
48-Month CD
3.65%
60-Month CD
3.75%
Savings
0.07%
MMA
0.90%
30-Year Fixed
6.86%
Credit Card
N/A
Personal Loan
N/A
Citizens Federal S&LA
100 N. Main St
Bellefontaine, OH 43311
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Citizens Federal S&LA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Federal S&LA
Citizens Federal S&LA
60-Month CD
3.75%
$500
Citizens Federal S&LA
Citizens Federal S&LA
12-Month CD
3.71%
$500
Citizens Federal S&LA
Citizens Federal S&LA
18-Month CD
3.69%
$500
Citizens Federal S&LA
Citizens Federal S&LA
24-Month CD
3.67%
$500
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
3.65%
$500
Citizens Federal S&LA
Citizens Federal S&LA
30-Month CD
3.65%
$500
Citizens Federal S&LA
Citizens Federal S&LA
Money Market
0.90%
$2,500
Citizens Federal S&LA
Citizens Federal S&LA
Savings
0.07%
$20
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Federal S&LA Mortgage Rates

Lender
Product
Rate
APR
Points
Citizens Federal S&LA
Citizens Federal S&LA
15-Year Fixed
5.750%
5.931%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
10-Year Fixed
5.750%
6.007%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
20-Year Fixed
6.250%
6.397%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
30-Year Fixed
6.750%
6.864%
0.500

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Federal S&LA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
High Yield Savings
4.50%
$2,500
Prime Alliance Bank
Prime Alliance Bank
12-Month CD
4.45%
$500
Security Federal Bank
Security Federal Bank
9-Month CD
4.30%
$500
Primis Bank
Primis Bank
Primis Premium Checking
4.20%
$1
ableBanking
ableBanking
12-Month CD
4.00%
$5,000
GTE Financial Credit Union
GTE Financial Credit Union
30-Month CD
3.82%
$500
Gouverneur S&L
Gouverneur S&L
6-Month CD
3.82%
$2,500
Westside State Bank
Westside State Bank
18-Month CD
3.76%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
60-Month CD
3.65%
$1,000
RBAZ Republic Bank of Arizona
24-Month CD
3.63%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
60-Month CD (Jumbo)
3.50%
$100,000
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
18-Month CD
3.50%
$1,000
AAC Credit Union
AAC Credit Union
60-Month CD
3.50%
$500
Pentucket Bank
Pentucket Bank
48-Month CD
3.00%
$500
The Peoples Community Bank
The Peoples Community Bank
36-Month CD (College Saver)
3.00%
$250
American State Bank (TX)
American State Bank (TX)
24-Month CD
2.78%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
60-Month CD
2.53%
$2,500
Ixonia Bank
Ixonia Bank
24-Month CD
2.35%
$1,000
Main Bank
Main Bank
36-Month CD
2.25%
$1,000
CNB of McConnelsville
36-Month CD
2.25%
$5,000
Westbury Bank
Westbury Bank
24-Month CD
2.25%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Jumbo Money Market
2.01%
$250,000
Seasons Federal Credit Union
Seasons Federal Credit Union
36-Month CD
2.00%
$1,000
Newtek Bank
Newtek Bank
48-Month CD
2.00%
$2,500
USAA Federal Savings Bank
USAA Federal Savings Bank
12-Month CD
1.80%
$1,000
FNB of Brookfield
FNB of Brookfield
48-Month CD
1.76%
$1,000
Home Loan State Bank
Home Loan State Bank
12-Month CD
1.46%
$1,000
The Bank of Brodhead
The Bank of Brodhead
60-Month CD
1.40%
$500
The Bank of New Glarus
The Bank of New Glarus
48-Month CD
1.40%
$1,000
Center National Bank
Center National Bank
60-Month CD
1.25%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
Money Market
1.16%
$250,000
West Plains S&L
West Plains S&L
18-Month CD
1.10%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Passbook Savings
1.00%
$100
Firstrust Savings Bank
Firstrust Savings Bank
Money Market
1.00%
$0
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
NOW Checking
0.75%
$400
SpiritBank
SpiritBank
Money Market
0.75%
$5,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
48-Month CD
0.65%
$1,000
Eclipse Bank
Eclipse Bank
60-Month CD
0.60%
$1,000
BAC Community Bank
BAC Community Bank
Kasasa Savings
0.50%
$25
BankPlus
BankPlus
48-Month CD
0.45%
$1,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD
0.45%
$500
Community State Bank Starke, FL
Community State Bank Starke, FL
36-Month CD
0.40%
$1,000
Main Street Bank Corp
Main Street Bank Corp
12-Month CD
0.30%
$1,000
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.25%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Money Market
0.16%
$0
Mercer Savings Bank
Mercer Savings Bank
12-Month CD
0.15%
$100
Gateway Commercial Bank
Gateway Commercial Bank
Advantage Checking
0.10%
$50
Glen Burnie MSB
Statement Savings
0.05%
$100
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
Pataskala Banking Company
Pataskala Banking Company
Money Market
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Federal S&LA Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Federal S&LA Information

Citizens Federal S&LA
100 N. Main St
Bellefontaine, OH 43311
Logan
Established Date: 01/01/1885
FDIC Certificate #: 28060
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Citizens Federal S&LA FDIC Insured? Yes
What is Citizens Federal S&LA's Cert number? 28060
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Federal S&LA Financials

Total Assets:
$180,117,000
Total Deposits:
$162,054,000
Equity Capital:
$17,656,000
Domestic Deposits:
$162,054,000
Net Income:
$-60,000
Return on Assets:
-0.0151%
Quarterly Return on Assets:
-0.1300%
Pretax Return on Assets:
-0.2267%
Pretax Quarterly Return on Assets:
-0.2300%
Return on Equity:
-0.1500%
Quarterly Return on Equity:
-1.3500%
Common Equity Tier 1 Capital Ratio:
21.0976%
Tier 1 Risk-Based Capital Ratio:
21.0976%
Leverage Tier 1 (Core Capital) Ratio:
10.8937%
Total Risk-Based Capital Ratio (YTD):
21.4265%
Total Interest Income (YTD):
3.5347%
 
 
Headquarters:
Bellefontaine
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Logan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide)Rising Bank CD rates are all above 2.00 percent right now, which is unusual to see these days. 1-year and 2-year CD rates at Rising Bank are at 2.03 percent with an APY of 2.05 percent. 2-year jumbo and regular 3-year CD rates from Rising Bank are at 2.08 percent with an APY of 2.10 percent. The minimum opening deposit for a regular certificate of deposit is $1,000 and a jumbo certificate of deposit minimum is $100,000. 18 month Rising CD rates are at 2.03 percent with an APY of 2.05 percent. 3-year Rising CD rates are at 2.08 percent with an APY of 2.10 percent. The minimum opening deposit for a Rising certificate of deposit is $25,000. Rising CD accounts allow you have the CD rate increased once during the CD term if rates move higher. Compare online CD rates with Rising Bank CD rates.
Since the "Great Recession" economic growth as been slow and interest rates have remained low. The FOMC has kept the Fed funds rate in a targeted range of zero percent to one quarter percent to foster growth. As a result mortgage rates, CD rates and savings rates have all made record lows. You can expect more of the same to the end of 2014.
mortgage-rates-decrease-mortgage-applications-decreaseThe latest mortgage rate survey released this morning shows a decrease in mortgage rates and mortgage applications. Both 30-year mortgage rates and 15-year mortgage rates were down.

Bank or Credit Union Offers and Deals

Mortgage Rates Mixed: 30 Year Mortgage Rates Lower, 15 Year Mortgage Rates Higher
Home Loan Rates and Loan Refinance Rates: 30 Year Rates at 4.88%
giantbank.com 6 Month Jumbo CD Rates now at 0.80%
Fall River Five Cents Savings Bank Mortgage Rates
Applied Bank Money Market Account Jumbo Rates now at 0.15%
Banks Raising Credit Card Interest Rates Ahead of New Credit Card Rules
EverBank Money Market Account
Jumbo Mortgage Rates Coming Down?
Freddie Says: Mortgage Rates Mixed This Week
Fixed Mortgage Rates Increase but Remain Near Record Lows

Alternative Bank and Credit Union Offers to Explore

Highest National Savings Rates: Best Savings Rate at 1.00%
Average CD Rates for December 15th, 2019
Home Mortgage Rates Mostly Lower This Week: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.73%
Auto Loan Rates Decline
Fed Stands Pat on Fed Funds Rate as Two Banks Increase CD Rates
Goldwater Bank 6 Month $50K CD Rates now at 0.85%
Mortgage Rates Headed Higher This Year
Auto Loans Los Angeles, CA
30 Year Mortgage Rates Today at 3.99 Percent
TIAA Direct High Yield Savings Account: Best Savings Rate at 1.25%

Citizens Federal S&LA Reviews

There are no reviews for Citizens Federal S&LA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Citizens Federal S&LA
Your Name:
Your Rating:

See how Citizens Federal S&LA Compares to other banks