Citizens Federal S&LA CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to Citizens Federal S&LA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Federal S&LA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Federal S&LA CD rates. You can also compare Citizens Federal S&LA savings rates, MMA rates and mortgage rates using our other rate lists. Citizens Federal S&LA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Federal S&LA? Share your experience about Citizens Federal S&LA by leaving a review below, or read customer reviews before you decide to use Citizens Federal S&LA. Citizens Federal S&LA Texas Ratio Citizens Federal S&LA's Texas Ratio is at 0.38%, which is considered excellent. The Texas Ratio for Citizens Federal S&LA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Citizens Federal S&LA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Citizens Federal S&LA CD Rates and Interest Rates![]() Citizens Federal S&LA
60-Month CD
3.75%
$500
![]() Citizens Federal S&LA
12-Month CD
3.71%
$500
![]() Citizens Federal S&LA
18-Month CD
3.69%
$500
![]() Citizens Federal S&LA
24-Month CD
3.67%
$500
![]() Citizens Federal S&LA
48-Month CD
3.65%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Citizens Federal S&LA Mortgage Rates![]() Citizens Federal S&LA
15-Year Fixed
5.750%
5.931%
0.500
![]() Citizens Federal S&LA
10-Year Fixed
5.750%
6.007%
0.500
![]() Citizens Federal S&LA
20-Year Fixed
6.250%
6.397%
0.500
![]() Citizens Federal S&LA
30-Year Fixed
6.750%
6.864%
0.500
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Citizens Federal S&LA Rates with Other Competitive Bank and Credit Union Rates![]() First Bank of the Lake
High Yield Savings
4.50%
$2,500
![]() Prime Alliance Bank
12-Month CD
4.45%
$500
![]() Security Federal Bank
9-Month CD
4.30%
$500
![]() Primis Bank
Primis Premium Checking
4.20%
$1
![]() ableBanking
12-Month CD
4.00%
$5,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Citizens Federal S&LA Mortgage RatesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Citizens Federal S&LA InformationCitizens Federal S&LA
100 N. Main StBellefontaine, OH 43311 Logan Established Date: 01/01/1885 FDIC Certificate #: 28060 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.citizensfederalsl.com/
Is Citizens Federal S&LA FDIC Insured? Yes
What is Citizens Federal S&LA's Cert number? 28060
What is the maximum amount for insured deposits? $250,000 per holder, per account
Citizens Federal S&LA FinancialsTotal Assets:
$180,117,000
Total Deposits:
$162,054,000
Equity Capital:
$17,656,000
Domestic Deposits:
$162,054,000
Net Income:
$-60,000
Return on Assets:
-0.0151%
Quarterly Return on Assets:
-0.1300%
Pretax Return on Assets:
-0.2267%
Pretax Quarterly Return on Assets:
-0.2300%
Return on Equity:
-0.1500%
Quarterly Return on Equity:
-1.3500%
Common Equity Tier 1 Capital Ratio:
21.0976%
Tier 1 Risk-Based Capital Ratio:
21.0976%
Leverage Tier 1 (Core Capital) Ratio:
10.8937%
Total Risk-Based Capital Ratio (YTD):
21.4265%
Total Interest Income (YTD):
3.5347%
Headquarters:
Bellefontaine
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Logan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals![]() Since the "Great Recession" economic growth as been slow and interest rates have remained low. The FOMC has kept the Fed funds rate in a targeted range of zero percent to one quarter percent to foster growth. As a result mortgage rates, CD rates and savings rates have all made record lows. You can expect more of the same to the end of 2014.
![]() Bank or Credit Union Offers and DealsMortgage Rates Mixed: 30 Year Mortgage Rates Lower, 15 Year Mortgage Rates HigherHome Loan Rates and Loan Refinance Rates: 30 Year Rates at 4.88% giantbank.com 6 Month Jumbo CD Rates now at 0.80% Fall River Five Cents Savings Bank Mortgage Rates Applied Bank Money Market Account Jumbo Rates now at 0.15% Banks Raising Credit Card Interest Rates Ahead of New Credit Card Rules EverBank Money Market Account Jumbo Mortgage Rates Coming Down? Freddie Says: Mortgage Rates Mixed This Week Fixed Mortgage Rates Increase but Remain Near Record Lows Alternative Bank and Credit Union Offers to ExploreHighest National Savings Rates: Best Savings Rate at 1.00%Average CD Rates for December 15th, 2019 Home Mortgage Rates Mostly Lower This Week: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.73% Auto Loan Rates Decline Fed Stands Pat on Fed Funds Rate as Two Banks Increase CD Rates Goldwater Bank 6 Month $50K CD Rates now at 0.85% Mortgage Rates Headed Higher This Year Auto Loans Los Angeles, CA 30 Year Mortgage Rates Today at 3.99 Percent TIAA Direct High Yield Savings Account: Best Savings Rate at 1.25% Citizens Federal S&LA ReviewsThere are no reviews for Citizens Federal S&LA yet. Feel free to create one below.
Add Your Rating and Review for Citizens Federal S&LA
See how Citizens Federal S&LA Compares to other banks |