Citizens Federal S&LA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.46%, 6-month CD rates at 0.25% and 3-month CD rates at 2.27%. Current savings rates are at 0.10% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. Citizens Federal S&LA's 12-Month CD rates are at 4.65%, 18-Month CD rates are at 4.20%, 24-Month CD rates are at 4.16%, 30-Month CD rates are at 4.00%, 48-Month CD rates are at 3.90%. Citizens Federal S&LA's savings rates are at 0.07%. Citizens Federal S&LA's money market rates are at 1.90%. Citizens Federal S&LA's 20-Year Fixed rates are at 7.38%, 30-Year Fixed rates are at 7.38%, 10-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 6.38%.

Citizens Federal S&LA

To see how these rates compare to Citizens Federal S&LA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Federal S&LA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Federal S&LA CD rates. You can also compare Citizens Federal S&LA savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Federal S&LA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Federal S&LA? Share your experience about Citizens Federal S&LA by leaving a review below, or read customer reviews before you decide to use Citizens Federal S&LA.

Citizens Federal S&LA Texas Ratio

Citizens Federal S&LA's Texas Ratio is at 0.74%, which is considered excellent. The Texas Ratio for Citizens Federal S&LA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Federal S&LA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.65%
18-Month CD
4.20%
24-Month CD
4.16%
36-Month CD
N/A
48-Month CD
3.90%
60-Month CD
3.80%
Savings
0.07%
MMA
1.90%
30-Year Fixed
7.49%
Credit Card
N/A
Personal Loan
N/A
Citizens Federal S&LA
100 N. Main St
Bellefontaine, OH 43311
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Citizens Federal S&LA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Federal S&LA
Citizens Federal S&LA
12-Month CD
4.65%
$500
Citizens Federal S&LA
Citizens Federal S&LA
18-Month CD
4.20%
$500
Citizens Federal S&LA
Citizens Federal S&LA
24-Month CD
4.16%
$500
Citizens Federal S&LA
Citizens Federal S&LA
30-Month CD
4.00%
$500
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
3.90%
$500
Citizens Federal S&LA
Citizens Federal S&LA
60-Month CD
3.80%
$500
Citizens Federal S&LA
Citizens Federal S&LA
Money Market
1.90%
$2,500
Citizens Federal S&LA
Citizens Federal S&LA
Savings
0.07%
$20
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Federal S&LA Mortgage Rates

Lender
Product
Rate
APR
Points
Citizens Federal S&LA
Citizens Federal S&LA
15-Year Fixed
6.375%
6.560%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
10-Year Fixed
6.375%
6.635%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
30-Year Fixed
7.375%
7.494%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
20-Year Fixed
7.375%
7.528%
0.500

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Federal S&LA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vio Bank
Vio Bank
Cornerstone Money Market
5.30%
$100
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Month CD
5.17%
$500
Stearns Bank Holdingford
Stearns Bank Holdingford
9-Month CD
5.03%
$2,500
LendingClub
LendingClub
18-Month CD
5.00%
$2,500
Regional Missouri Bank
Regional Missouri Bank
12-Month CD (Jumbo)
4.73%
$50,000
MapleMark Bank
MapleMark Bank
18-Month CD
4.50%
$25,000
EverBank
EverBank
Yield Pledge Money Market
4.30%
$50,000
Morgan Stanley E-Trade
Morgan Stanley E-Trade
Premium Savings
4.25%
$500,000
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
4.25%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
24-Month CD
4.25%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
3-Month CD
4.14%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
12-Month CD
4.00%
$500
First Federal S&L Bath
First Federal S&L Bath
12-Month CD
3.56%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
6-Month CD
3.50%
$500
FSB of Randolph County
FSB of Randolph County
18-Month CD
3.25%
$500
Monroe Federal S&L
Monroe Federal S&L
36-Month CD
3.25%
$1,000
Pentucket Bank
Pentucket Bank
18-Month CD
3.14%
$500
Westbury Bank
Westbury Bank
24-Month CD
3.00%
$500
Main Bank
Main Bank
60-Month CD
2.75%
$1,000
Bank of Prague
Bank of Prague
Money Market
2.53%
$5,000
FNB of Dennison
24-Month CD
2.53%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
30-Month CD
2.51%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
12-Month CD
2.46%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
24-Month CD
2.17%
$500
Timberland Bank
Timberland Bank
24-Month CD (Bump)
2.12%
$500
1st Community Credit Union
1st Community Credit Union
6-Month CD certificate
2.12%
$1,000
802 Credit Union
802 Credit Union
48-Month CD certificate
2.10%
$500
Kentucky Farmers Bank
Kentucky Farmers Bank
48-Month CD
2.00%
$1,000
Security Federal Bank
Security Federal Bank
30-Month CD
2.00%
$500
Paper City Savings PCSA
Paper City Savings PCSA
18-Month CD
1.53%
$100
1st MidAmerica Credit Union
1st MidAmerica Credit Union
60-Month CD
1.51%
$1,000
NexBank
NexBank
Savings
1.50%
$0
Stryv Bank
Stryv Bank
60-Month CD
1.50%
$1,000
Forward Bank
Forward Bank
36-Month CD
1.41%
$500
The Bank of the West
The Bank of the West
Savings
1.26%
$0
Bank of Washington
Bank of Washington
18-Month CD
1.25%
$500
First Nebraska Bank
First Nebraska Bank
Savings
1.15%
$100
Susquehanna Community Bank
Susquehanna Community Bank
12-Month CD
0.60%
$500
Wayne Savings Community Bank
Wayne Savings Community Bank
18-Month CD
0.30%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
Growth Savings
0.25%
$500
FSB of Forrest
FSB of Forrest
Savings
0.25%
$1
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
Basic Savings
0.20%
$0
First Financial of Maryland FCU
First Financial of Maryland FCU
Money Market
0.20%
$2,000
Reliance Bank
Reliance Bank
Reliance Savings
0.15%
$5,000
American Bank of Baxter Springs
American Bank of Baxter Springs
3-Month CD
0.10%
$1,000
JTNB
JTNB
Savings
0.10%
$100
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Money Market
0.10%
$2,500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
Primary Savings
0.10%
$5
Chemung Canal Trust Company
Chemung Canal Trust Company
Savings
0.02%
$100
First Federal S&L of Van Wert
First Federal S&L of Van Wert
Now Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Federal S&LA Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.950%
5.998%
0.000
5.875%
6.031%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Federal S&LA Information

Citizens Federal S&LA
100 N. Main St
Bellefontaine, OH 43311
Logan
Established Date: 01/01/1885
FDIC Certificate #: 28060
Date of FDIC Deposit Insurance: 09/11/1935
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Citizens Federal S&LA FDIC Insured? Yes
What is Citizens Federal S&LA's Cert number? 28060
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Federal S&LA Financials

Total Assets:
$177,989,000
Total Deposits:
$159,980,000
Equity Capital:
$17,703,000
Domestic Deposits:
$159,980,000
Net Income:
$17,000
Return on Assets:
0.3718%
Quarterly Return on Assets:
0.0400%
Pretax Return on Assets:
-0.0022%
Pretax Quarterly Return on Assets:
0.0000%
Return on Equity:
3.7100%
Quarterly Return on Equity:
0.3900%
Common Equity Tier 1 Capital Ratio:
21.1302%
Tier 1 Risk-Based Capital Ratio:
21.1302%
Leverage Tier 1 (Core Capital) Ratio:
10.7816%
Total Risk-Based Capital Ratio (YTD):
21.4668%
Total Interest Income (YTD):
2.9848%
 
 
Headquarters:
Bellefontaine
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Logan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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