Harleysville Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Harleysville Bank's 12-Month IRA CD rates are at 3.75%, 24-Month IRA CD rates are at 3.25%, 60-Month IRA CD rates are at 3.25%, 6-Month IRA CD rates are at 3.15%, 18-Month IRA CD rates are at 2.47%. Harleysville Bank's savings rates are at 0.10%. Harleysville Bank's money market rates are at 0.10%.
Rate Updates and AvailabilityHarleysville Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Harleysville Bank? Share your experience about Harleysville Bank by leaving a review below, or read customer reviews before you decide to use Harleysville Bank. Harleysville Bank Texas RatioHarleysville Bank's Texas Ratio is at 3.02%, which is considered excellent. The Texas Ratio for Harleysville Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Harleysville Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Harleysville Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Harleysville Bank CD Rates
Harleysville Bank Savings Rates
Harleysville Bank Money Market Rates
Harleysville Bank Checking Rates
Harleysville Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Harleysville Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Harleysville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Harleysville Bank's official website for the most current offers and terms.
Bank Profile & OverviewHarleysville Bank
271 Main StHarleysville, PA 19438 Montgomery Established Date: 01/01/1915 FDIC Certificate #: 31461 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: HARLEYSVILLE FINANCIAL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.harleysvillebank.com
Is Harleysville Bank FDIC Insured? Yes
What is Harleysville Bank's Cert number? 31461
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$847,744,000
Total Deposits:
$665,397,000
Equity Capital:
$84,925,000
Net Income:
$2,289,000
Return on Assets (ROA):
1.4889%
Return on Equity (ROE):
14.8700%
Headquarters:
Harleysville
Regulator:
FDIC
# of Offices:
7
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About Harleysville BankHow do I open an account at Harleysville Bank?You can typically open an account at Harleysville Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Harleysville Bank provides a range of mortgage and home equity products. Is Harleysville Bank a safe place to deposit money?Yes, Harleysville Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Harleysville Bank offer online and mobile banking?Most modern institutions like Harleysville Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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