The First National Bank of Fort Smith CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. The First National Bank of Fort Smith Deposit Rates

The First National Bank of Fort SmithToday's 12-month CD rates can be found at 0.02%, 6-month CD rates at 3.02% and 3-month CD rates at 4.10%. Current savings rates are at 0.50% and money market rates are at 1.55%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 13.90%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The First National Bank of Fort Smith CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The First National Bank of Fort Smith, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The First National Bank of Fort Smith CD rates. You can also compare The First National Bank of Fort Smith savings rates, MMA rates and mortgage rates using our other rate lists.

The First National Bank of Fort Smith money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The First National Bank of Fort Smith? Share your experience about The First National Bank of Fort Smith by leaving a review below, or read customer reviews before you decide to use The First National Bank of Fort Smith.

The First National Bank of Fort Smith Texas Ratio

The First National Bank of Fort Smith's Texas Ratio is at 0.89%, which is considered excellent. The Texas Ratio for The First National Bank of Fort Smith is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The First National Bank of Fort Smith is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The First National Bank of Fort Smith
602 Garrison Ave
Fort Smith, AR 72901
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare The First National Bank of Fort Smith Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Highland Bank
Highland Bank
Kasasa Checking
5.00%
$100
Prime Alliance Bank
Prime Alliance Bank
60-Month CD
4.00%
$500
BankVista
BankVista
Kasasa Savings
4.00%
$50
First FSB of Mascoutah
First FSB of Mascoutah
6-Month CD
4.00%
$1,000
Ixonia Bank
Ixonia Bank
12-Month CD
4.00%
$1,000
FNB of Bangor
FNB of Bangor
60-Month CD
3.80%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
12-Month CD
3.80%
$500
Generations Commercial Bank
6-Month CD
3.75%
$1,000
Haverhill Bank
Haverhill Bank
24-Month CD
3.75%
$500
Westside State Bank
Westside State Bank
12-Month CD
3.75%
$500
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
24-Month CD
3.70%
$500
Huron Valley State Bank
Huron Valley State Bank
24-Month CD
3.55%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
36-Month CD
3.50%
$1,000
First National Bank of Hutchinson
First National Bank of Hutchinson
24-Month CD
3.28%
$5,000
Bank of Prague
Bank of Prague
36-Month CD
3.12%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
48-Month CD
3.00%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
36-Month CD
2.93%
$1,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
48-Month CD
2.85%
$0
F&M Bank & Trust
F&M Bank & Trust
60-Month CD
2.83%
$2,500
Gogebic Range Bank
Gogebic Range Bank
12-Month CD
2.78%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD
2.78%
$1,000
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
2.75%
$500
Gate City Bank
Gate City Bank
36-Month CD
2.50%
$1,000
State Bank of Cherry
12-Month CD
2.27%
$1,000
First Bank Hampton
First Bank Hampton
Money Market
2.02%
$25,000
Reliance Bank
Reliance Bank
Really Green Checking
2.01%
$0
Finance Factors
Finance Factors
Premier Savings
2.00%
$100
Regional Missouri Bank
Regional Missouri Bank
Kasasa Savings
2.00%
$5
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
60-Month CD
1.85%
$10,000
Bank of Hillsboro
Bank of Hillsboro
6-Month CD
1.77%
$1,000
Bank5 Connect
Bank5 Connect
Connect Savings
1.50%
$100
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
12-Month CD
1.26%
$1,000
FNB of Groton
FNB of Groton
36-Month CD
1.26%
$1,000
USAA
USAA
48-Month CD
1.25%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
12-Month CD
1.00%
$1,000
Pioneer Federal S&L
Pioneer Federal S&L
Savings
0.77%
$100
Security State Bank of Marine
Security State Bank of Marine
48-Month CD
0.70%
$300
Minnstar Bank
Minnstar Bank
24-Month CD
0.65%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
3-Month CD
0.50%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Savings
0.40%
$100
SSB Community Bank
SSB Community Bank
48-Month CD
0.35%
$1,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Personal Savings
0.20%
$100
Security FSB
Security FSB
SecFed High Yield Money Market
0.10%
$1
Centreville Bank
Centreville Bank
Premium Checking
0.05%
$100
Miami Savings Bank
Miami Savings Bank
Triple Rate Savings
0.05%
$2,500
Dime Bank
Dime Bank
12-Month CD
0.05%
$500
Bank of America
Bank of America
60-Month CD
0.03%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The First National Bank of Fort Smith rate data right now, check back for updates, we are adding rates all the time.

The First National Bank of Fort Smith Information

The First National Bank of Fort Smith
602 Garrison Ave
Fort Smith, AR 72901
Sebastian
Established Date: 02/29/1872
FDIC Certificate #: 3864
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BANK CORP
How Many Domestic U.S. Offices? 27
How Many Branches are There? 27
Is The First National Bank of Fort Smith FDIC Insured? Yes
What is The First National Bank of Fort Smith's Cert number? 3864
What is the maximum amount for insured deposits? $250,000 per holder, per account

The First National Bank of Fort Smith Financials

Total Assets:
$2,139,644,000
Total Deposits:
$1,847,420,000
Equity Capital:
$261,019,000
Domestic Deposits:
$1,847,420,000
Net Income:
$9,008,000
Return on Assets:
1.5218%
Quarterly Return on Assets:
1.6800%
Pretax Return on Assets:
2.1947%
Pretax Quarterly Return on Assets:
2.1900%
Return on Equity:
13.5100%
Quarterly Return on Equity:
13.9400%
Leverage Tier 1 (Core Capital) Ratio:
11.2000%
Total Interest Income (YTD):
5.1440%
 
 
Headquarters:
Fort Smith
FDIC Field Office:
Little Rock
Regulator:
OCC
County:
Sebastian
# of Offices:
27
Metropolitan Statistical Area (MSA):
Fort Smith, AR-OK
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are higher this week over last week after a better than expected retail sales report drove bond yields higher. Conforming 30 year mortgage rates are averaging 4.46%, up from last week's average 30 year mortgage rate of 4.41%.

credit-union-cd-ratesCredit unions have historically provided their members with higher rates on certificate of deposits and savings accounts. Credit unions also offer lower rates on loans and mortgages.

For the fourth consecutive week mortgage rates are higher in the most recent mortgage rates survey released yesterday morning by Freddie Mac. Fixed long term mortgage rates and short term adjustable mortgage rates are all higher in the Primary Mortgage Market Survey for the week ending December 9, 2010. Conforming fixed 30 year home mortgage rates are averaging 4.61 percent for the week ending December 9, 2010, up from the previous week’s average 30 year home mortgage  rate of 4.46 percent. Average mortgage discount points on 30 year home mortgage loans was 0.7 points, down from the prior week’s survey of 0.8 points.

Bank or Credit Union Offers and Deals

Bank of America Money Market Savings Account
First Internet Bank of Indiana Money Market Account Rates now at 0.80%
Current Mortgage Refinance Rates Higher: 30 Year Refinance Rates at 5.02%
Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.50%, 5 Year Adjustable Mortgage Rates at 3.25%
Weekly Deposit Account Rate Report for December 17, 2014
McGraw-Hill FCU Money Market Account Rates and Savings Rates
Third Federal Savings and Loan Savings Rates now at 0.20%
Mortgage Rates: Current Mortgage Interest Rates @ 4.85%- December 1, 2009
Mortgage Rates: Weekly Average Mortgage Rates April 11, 2011
Best Credit Union Savings Interest Rates in Georgia: Atlanta Postal Credit Union

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Today Decline: 30 Year Rates Averaging 3.46 Percent
Highest CD Rates on 12 Month CDs Decline as 2012 Comes to an End (But not the World)
Retirees Rejoice as Bank CD Rates Move Higher
Will You Work Past Your Retirement Age?
OneUnited Bank Savings Jumbo Rates now at 0.60%
Mortgage Rates Hit New Record Low for 2011: 30 Year Mortgage Rates at 4.32%
1.35% APY - New Highest 1 Year CD Rate in our Database
Mortgage Rates Just Above Yearly Lows - 30 Year Rates Averaging 4.19%
Are Checking Account Deals Worth It with a Low Checking Rate?
Mortgage Rates Fall Again This Week - Best 30 Year Rate at 3.375%

The First National Bank of Fort Smith Reviews

There are no reviews for The First National Bank of Fort Smith yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for The First National Bank of Fort Smith
Your Name:
Your Rating:

See how The First National Bank of Fort Smith Compares to other banks