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Premier Bank Dubuque, IA Rates & Review March 2026

Premier Bank Dubuque, IA's savings rates are at 0.02%. Premier Bank Dubuque, IA's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Premier Bank Dubuque, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.08%. Rates were last updated on 03/28/2026.

Premier Bank Dubuque, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Bank Dubuque, IA? Share your experience about Premier Bank Dubuque, IA by leaving a review below, or read customer reviews before you decide to use Premier Bank Dubuque, IA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.08%
Excellent Lower than avg
Premier Bank Dubuque, IA
2625 Nw Arterial
Dubuque, IA 52002
https://www.premierbanking.com
Member FDIC

Premier Bank Dubuque, IA Savings Rates

Product Rate APY View More
Life Savings 0.75% 0.75%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Premier Savings 0.25% 0.25%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Youth Savings 0.25% 0.25%
Min Deposit $5
Details min opening deposit $5
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Premier Savings 0.20% 0.20%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Premier Savings 0.15% 0.15%
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Premier Savings 0.10% 0.10%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Health Savings Account (HSA) 0.03% 0.03%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Health Savings Account (HSA) 0.02% 0.02%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Life Savings 0.02% 0.02%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%

Premier Bank Dubuque, IA Money Market Rates

Product Rate APY View More
Mighty Miss Money Market 3.20% 3.25%
Min Deposit $1,000,000
Min Balance $1,000,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Mighty Miss Money Market 2.96% 3.00%
Min Deposit $500,000
Min Balance $500,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Mighty Miss Money Market 2.72% 2.75%
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Mighty Miss Money Market 2.47% 2.50%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Mighty Miss Money Market 2.23% 2.25%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Choice Money Market 1.00% 1.00%
Min Balance $250,000
Details $25,000 minimum to avoid $25 monthly fee
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Money Market 1.00% 1.00%
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Money Market 0.85% 0.85%
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Choice Money Market 0.80% 0.80%
Min Balance $100,000
Details $25,000 minimum to avoid $25 monthly fee
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Money Market 0.75% 0.75%
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Choice Money Market 0.60% 0.60%
Min Balance $0
Details $25,000 minimum to avoid $25 monthly fee
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Money Market 0.50% 0.50%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Money Market 0.25% 0.25%
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Choice Money Market 0.05% 0.05%
Min Balance $500,000
Details $25,000 minimum to avoid $25 monthly fee
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%

Premier Bank Dubuque, IA Checking Rates

Product Rate APY View More
Choice Checking + Money Market - 1.00%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Life Checking 0.50% 0.50%
Min Deposit $25
Min Balance $0
Details Qualifying balance up to $5,000.00
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Choice Checking 0.15% 0.15%
Details ALL CHECKING BALANCES
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Choice Checking + Money Market - 0.15%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%
Smart Checking 0.01% 0.01%
Min Deposit $25
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.08%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Premier Bank Dubuque, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Premier Bank Dubuque, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Bank Dubuque, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Premier Bank Dubuque, IA
Bank Holding Company PREMIER FINANCIAL CORP
Address 2625 Nw Arterial, Dubuque, IA 52002  ·  Dubuque
FDIC Certificate # 34849
Established 10/13/1998
FDIC Insurance Date 10/13/1998
Domestic Offices 3
Total Branches 3
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.08%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3693%
Return on Equity (ROE) 5.4200%
Non-Performing Loans (NPL) 0.01%
Total Assets $364,702,000
Total Deposits $309,712,000
Equity Capital $29,554,000
Net Income $2,991,000
Headquarters Dubuque
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

XRbD
★★★★★
December 17, 2025
owXY
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Premier Bank Dubuque, IA

Is Premier Bank Dubuque, IA a safe place to deposit money?

Yes, Premier Bank Dubuque, IA is considered a safe financial institution. With a Texas Ratio of 0.079399737980865%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Premier Bank Dubuque, IA operate?

Premier Bank Dubuque, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Premier Bank Dubuque, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Bank Dubuque, IA provides members with tools to manage their accounts and build a solid financial history.

Does Premier Bank Dubuque, IA offer online and mobile banking?

Most modern institutions like Premier Bank Dubuque, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.premierbanking.com.

Current Premier Bank Dubuque, IA Rates

  • Savings0.02%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.