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Advertiser Disclosure
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 First Priority Credit Union Boston, MA Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
First Priority Credit Union Boston, MA's 15 Month Share/IRA CD (New Money Special) rates are at 4.25%, 11 Month Share/IRA CD (New Money Special) rates are at 4.00%, 13 Month Share/IRA CD (New Money Special) rates are at 4.00%, 12 Month Share/IRA CD rates are at 3.56%, 6 Month Share/IRA CD rates are at 3.56%. First Priority Credit Union Boston, MA's money market rates are at 2.79%. First Priority Credit Union Boston, MA's checking rates are as high as 2.50%. First Priority Credit Union Boston, MA's Mortgage - 5/1 ARM (2/5 Caps) rates are at 6.00%, Mortgage - 15 Year Fixed rates are at 6.38%, Mortgage Loans - 15 Year Fixed rates are at 6.38%, Mortgage - 5/1 ARM rates are at 7.12%, Mortgage - 30 Year Fixed rates are at 7.25%. First Priority Credit Union Boston, MA's Personal Loan Rates are as low as 10.99%. First Priority Credit Union Boston, MA's CD rates are 1% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of First Priority Credit Union Boston, MA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.38%. Rates last updated and verified on 10/29/2026. First Priority Credit Union Boston, MA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Priority Credit Union Boston, MA? Share your experience about First Priority Credit Union Boston, MA by leaving a review below, or read customer reviews before you decide to use First Priority Credit Union Boston, MA. First Priority Credit Union Boston, MA
BOSTON BRANCH 25 DORCHESTER AVE
https://www.firstprioritycu.com BOSTON, MA 02205  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. First Priority Credit Union Boston, MA CD Rates
First Priority Credit Union Boston, MA Savings Rates
First Priority Credit Union Boston, MA Money Market Rates
First Priority Credit Union Boston, MA Checking Rates
First Priority Credit Union Boston, MA Mortgage Rates
First Priority Credit Union Boston, MA Home Equity & HELOC
First Priority Credit Union Boston, MA Auto Loan Rates
First Priority Credit Union Boston, MA Personal Loan Rates
First Priority Credit Union Boston, MA Other Rates
Financial Health HistoryFirst Priority Credit Union Boston, MA’s Texas Ratio stayed near 0.76% in Q3 2023 to 0.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Priority Credit Union Boston, MA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Priority Credit Union Boston, MA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Priority Credit Union Boston, MA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Priority Credit Union Boston, MA
Website
https://www.firstprioritycu.com
Address
25 DORCHESTER AVE,
BOSTON, MA 02205
Phone
800-949-7628
Fax
617-451-2719
President
Aisha Milbury Ellis
CEO
Tony Paciulli
Full-Time Employees
24
Part-Time Employees
8
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.38%
Return on Assets (ROA)
0.1721%
Return on Equity (ROE)
1.3109%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
139,425,162
Total Amount of Shares and Deposits
120,204,074
Total Shares and Deposits < 1 Year
116,970,915
Total Shares and Deposits 1 3 Years
2,876,512
Total Shares and Deposits > 3 Years
356,647
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
34,111,480
Total Uninsured Shares and Deposits > $250K (F+J)
34,111,480
Total Insured Shares and Deposits > $250K (item 17 less item K)
86,092,594
Total Interest Expense (Sum of items 6 8)
723,243
Share Certificates
440
Number of Accounts for Share Drafts
3,664
IRA KEOGH Accounts
152
Number of Accounts for Regular Shares
4,750
All other shares
547
Money Market Shares
69
Net Income (unless the amount is already included in Undivided Earnings)
238,196
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,127,672
Total Liabilities
121,433,043
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About First Priority Credit Union Boston, MADoes First Priority Credit Union Boston, MA offer CDs?Yes. First Priority Credit Union Boston, MA current CD rates include its 15 Month Share/IRA CD (New Money Special) at 4.25% APY, its 11 Month Share/IRA CD (New Money Special) at 4.00% APY and its 13 Month Share/IRA CD (New Money Special) at 4.00% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from First Priority Credit Union Boston, MA NCUA insured?Yes. First Priority Credit Union Boston, MA is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at First Priority Credit Union Boston, MA?The highest First Priority Credit Union Boston, MA CD rate is its 15 Month Share/IRA CD (New Money Special) at 4.25% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does First Priority Credit Union Boston, MA offer?First Priority Credit Union Boston, MA CD rates are 3.56% APY for a 6 month CD, 4.00% APY for an 11 month CD, 3.56% APY for a 12 month CD, 4.00% APY for a 13 month CD, 4.25% APY for a 15 month CD, 3.30% APY for an 18 month CD, 2.79% APY for a 2 year CD and 1.50% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with First Priority Credit Union Boston, MA for its full lineup. What is the highest money market rate at First Priority Credit Union Boston, MA?The highest First Priority Credit Union Boston, MA money market rate is its Money Market (High Yield: New Money Special) at 2.79% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at First Priority Credit Union Boston, MA?The highest First Priority Credit Union Boston, MA checking rate is its Priority Checking Account at 2.50% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest 30 year fixed mortgage rate at First Priority Credit Union Boston, MA?The lowest First Priority Credit Union Boston, MA 30 year fixed mortgage rate is its Mortgage - 30 Year Fixed at 7.25%, verified by MonitorBankRates as of October 29, 2026. First Priority Credit Union Boston, MA mortgage rates are 7.25% for a 30 year mortgage, 6.375% for a 15 year mortgage and 6.00% for a 5/1 ARM. What is the lowest auto loan rate at First Priority Credit Union Boston, MA?The lowest First Priority Credit Union Boston, MA auto loan rate is its New Auto - 4 Year term at 6.24% APR, verified by MonitorBankRates as of October 29, 2026. First Priority Credit Union Boston, MA auto loan rates are 6.24% APR for a 48 month auto loan, 6.49% APR for a 60 month auto loan, 6.74% APR for a 72 month auto loan and 6.99% APR for an 84 month auto loan. What is the lowest personal loan rate at First Priority Credit Union Boston, MA?The lowest First Priority Credit Union Boston, MA personal loan rate is its Unsecured Personal Loan - 1 Year Term at 10.99% APR, verified by MonitorBankRates as of October 29, 2026. First Priority Credit Union Boston, MA personal loan rates are 10.99% APR for a 12 month personal loan, 12.99% APR for a 24 month personal loan, 13.99% APR for a 36 month personal loan and 14.99% APR for a 48 month personal loan. How many branches does First Priority Credit Union Boston, MA operate?First Priority Credit Union Boston, MA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Priority Credit Union Boston, MA?Yes, to access services at First Priority Credit Union Boston, MA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Priority Credit Union Boston, MA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Priority Credit Union Boston, MA provides members with tools to manage their accounts and build a solid financial history. Does First Priority Credit Union Boston, MA offer online and mobile banking?Most modern institutions like First Priority Credit Union Boston, MA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstprioritycu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do First Priority Credit Union Boston, MA rates compare?First Priority Credit Union Boston, MA's CD rates are 1% lower than the MonitorBankRates national average, and it has an A+ health rating. First Priority Credit Union Boston, MA's top rates are its 15 Month Share/IRA CD (New Money Special) at 4.25% APY, its Money Market (High Yield: New Money Special) at 2.79% APY, its Priority Checking Account at 2.50% APY, its Mortgage - 5/1 ARM (2/5 Caps) at 6.00% and its Unsecured Personal Loan - 1 Year Term at 10.99% APR, verified by MonitorBankRates on October 29, 2026. Current First Priority Credit Union Boston, MA Rates
Retrieved from our database of financial products. Rates subject to change.
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