What are the current interest rates at Allegheny Valley Federal Credit Union?

Current rates for Allegheny Valley Federal Credit Union include: 12-Month CD: 3.25%, 24-Month CD: 4.00%

☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Credit Unions›
Allegheny Valley Federal Credit Union

iAdvertiser Disclosure

Allegheny Valley Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Allegheny Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Allegheny Valley Federal Credit Union's 2 Year CDs rates are at 4.00%, 1 Year CDs rates are at 3.25%, 6 Month CDs rates are at 3.00%. Allegheny Valley Federal Credit Union's Personal Loan Rates are as low as 10.00%. MonitorBankRates evaluates the financial stability of Allegheny Valley Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.05%. Rates last updated and verified on 09/22/2026.

Allegheny Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Allegheny Valley Federal Credit Union? Share your experience about Allegheny Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Allegheny Valley Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.05%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Allegheny Valley Federal Credit Union
Allegheny Valley Federal Credit Union

250 William Pitt Way
Pittsburgh, PA 15238

http://www.alleghenyvalleyfcu.com

Allegheny Valley Federal Credit Union CD Rates

Product	Rate	APY	Term
2 Year Share Certificates	-	4.00%	2 year
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%
1 Year Share Certificates	-	3.25%	1 year
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%
6 Month Share Certificates	-	3.00%	6 month
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%

Allegheny Valley Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Recreational Vehicle Loan	-	3.00%	60 months or less
Details Additional APR listed for this product: 7.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%
New Recreational Vehicle Loan	-	3.50%	61 months
Details Additional APR listed for this product: 7.50%. Term: 61 months to 120 months Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%
Used Recreational Vehicle Loan	-	8.00%	108 months or less
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%

Allegheny Valley Federal Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Loan	10.00%	36 months or less
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%
Unsecured Loan	10.50%	48 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%
Unsecured Loan	11.00%	60 months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.05%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Allegheny Valley Federal Credit Union’s Texas Ratio stayed near 0.05% in Q2 2023 to 0.05% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$11M	0.05%	5.0	A+
December 31, 2025	$11M	0.05%	5.0	A+
September 30, 2025	$11M	0.12%	5.0	A+
June 30, 2025	$11M	1.20%	5.0	A+
March 31, 2025	$11M	1.08%	5.0	A+
December 31, 2024	$11M	1.61%	5.0	A+
September 30, 2024	$11M	1.33%	5.0	A+
June 30, 2024	$11M	0.96%	5.0	A+
March 31, 2024	$11M	0.03%	5.0	A+
December 31, 2023	$11M	1.08%	5.0	A+
September 30, 2023	$11M	2.17%	5.0	A+
June 30, 2023	$11M	0.05%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Allegheny Valley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Allegheny Valley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Allegheny Valley Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Allegheny Valley Federal Credit Union

Website http://www.alleghenyvalleyfcu.com

Address 250 William Pitt Way, Pittsburgh, PA 15238

Phone 412-826-5248

Fax 412-826-3949

President Judith Cobler

CEO Theresa King

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.05%

Return on Assets (ROA)

0.0429%

Return on Equity (ROE)

0.1381%

Non-Performing Loans Ratio (NPL)

0.08%

Total Assets

10,847,379

Total Amount of Shares and Deposits

7,474,099

Total Shares and Deposits < 1 Year

6,760,099

Total Shares and Deposits 1 3 Years

714,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

53,158

Total Uninsured Shares and Deposits > $250K (F+J)

53,158

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,420,941

Total Interest Expense (Sum of items 6 8)

25,995

Share Certificates

317

Number of Accounts for Share Drafts

123

Number of Accounts for Regular Shares

878

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,709,848

Total Liabilities

7,476,846

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Allegheny Valley Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/allegheny-valley-rates-review-4756">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Allegheny Valley Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Allegheny Valley Federal Credit Union

Frequently Asked Questions About Allegheny Valley Federal Credit Union

How many branches does Allegheny Valley Federal Credit Union operate?

Allegheny Valley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Allegheny Valley Federal Credit Union?

Yes, to access services at Allegheny Valley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Allegheny Valley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Allegheny Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Allegheny Valley Federal Credit Union offer online and mobile banking?

Most modern institutions like Allegheny Valley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.alleghenyvalleyfcu.com.