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Glacier Hills Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
Glacier Hills Credit Union's 48 Month CD rates are at 3.50%, 60 Month CD rates are at 3.50%, 36 Month CD rates are at 3.25%, 24 Month CD rates are at 3.00%, 18 Month CD rates are at 2.75%. Glacier Hills Credit Union's savings rates are at 0.25%. Glacier Hills Credit Union's money market rates are at 1.60%. Glacier Hills Credit Union's checking rates are as high as 0.01%. Glacier Hills Credit Union's Mortgage - 10 years rates are at 5.75%, Mortgage - 15 years rates are at 6.25%, Mortgage - 20 years rates are at 6.50%, Mortgage - 30 years rates are at 6.75%. Glacier Hills Credit Union's Personal Loan Rates are as low as 10.99%. Glacier Hills Credit Union's Credit Card Rates are at 9.99%. Glacier Hills Credit Union's CD rates are 2% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Glacier Hills Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.72%. Rates last updated and verified on 10/30/2026.
Glacier Hills Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Glacier Hills Credit Union? Share your experience about Glacier Hills Credit Union by leaving a review below, or read customer reviews before you decide to use Glacier Hills Credit Union.
Glacier Hills Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Glacier Hills Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.72%
ExcellentLower than avg
Glacier Hills Credit Union Texas Ratio
Glacier Hills Credit Union's Texas Ratio is 5.72%, which is considered excellent and is lower than the national average of 6.13%.
Glacier Hills Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.32% to 5.72% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Glacier Hills Credit Union CD Rates
Product
Rate
APY
Term
View More
17 Month Certificate Special
4.38%
4.45%
17 months
Min Deposit$500
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 4.45% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
10 Month Certificate Special
4.04%
4.10%
10 months
Min Deposit$500
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
Sep 18, 20264.10%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
48 Month Certificate
3.46%
3.50%
48 months
Min Deposit$500
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.50% ▲ 0.60 pts · high 3.50% / low 2.90%
Oct 9, 20263.50%▲ from 2.90%
Sep 14, 20262.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
60 Month Certificate
3.46%
3.50%
60 months
Min Deposit$500
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
Oct 9, 20263.50%▲ from 3.00%
Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
36 Month Certificate
3.22%
3.25%
36 months
Min Deposit$500
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.85% → 3.25% ▲ 0.40 pts · high 3.25% / low 2.85%
Oct 9, 20263.25%▲ from 2.85%
Sep 14, 20262.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
24 Month Certificate
2.97%
3.00%
24 months
Min Deposit$500
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.80% → 3.00% ▲ 0.20 pts · high 3.00% / low 2.80%
Oct 9, 20263.00%▲ from 2.80%
Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
18 Month Certificate
2.73%
2.75%
18 months
Min Deposit$500
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
12 Month Certificate
2.48%
2.50%
12 months
Min Deposit$500
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
6 Month Certificate
2.00%
2.00%
6 months
Min Deposit$500
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 1.70% → 2.00% ▲ 0.30 pts · high 2.00% / low 1.70%
Oct 9, 20262.00%▲ from 1.70%
Sep 14, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
3 Month Certificate
1.50%
1.50%
3 months
Min Deposit$500
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 0.80% → 1.50% ▲ 0.70 pts · high 1.50% / low 0.80%
Oct 9, 20261.50%▲ from 0.80%
Sep 14, 20260.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Savings Rates
Product
Rate
APY
View More
Christmas Club
0.50%
0.50%
Min Deposit$5
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Vacation Club
0.40%
0.40%
Min Deposit$5
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Health Savings Account
0.25%
0.25%
Min Deposit$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Saver's Sweepstakes
0.10%
0.10%
Min Deposit$5
Min Balance$5
DetailsMinimum balance for Saver's Sweepstakes is $5
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Savings/Dream Account
0.10%
0.10%
Min Deposit$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Shares
0.10%
0.10%
Min Deposit$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Money Market Rates
Product
Rate
APY
View More
Glacier Edge Money Market
1.59%
1.60%
Min Deposit$100
DetailsAges: 0-23; Glacier Edge (0-23 age)
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 1.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Checking Rates
Product
Rate
APY
View More
GlacierOne Checking
0.01%
0.01%
Min Deposit$0
Min Balance$1,000
DetailsMinimum balance to earn interest in checking is $1,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Checking
0.01%
0.01%
Min Deposit$0
Min Balance$1,000
DetailsMinimum balance to earn interest in checking is $1,000
Last Updated10/30/2026
Rate History
No change since Oct 13, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Mortgage - 10 years
-
-
5.75%
10 years
DetailsMaximum LTV: 80% or less; Minimum loan amount $5,000; Mortgage held at Glacier Hills Credit Union
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 5.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Mortgage - 15 years
-
-
6.25%
15 years
DetailsMaximum LTV: 80% or less; Minimum loan amount $5,000; Mortgage held at Glacier Hills Credit Union
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 6.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Mortgage - 20 years
-
-
6.50%
20 years
DetailsMaximum LTV: 80% or less; Minimum loan amount $5,000; Mortgage held at Glacier Hills Credit Union
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Mortgage - 30 years
-
-
6.75%
30 years
DetailsMaximum LTV: 80% or less; Minimum loan amount $5,000; Mortgage held at Glacier Hills Credit Union
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 6.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity LOC - Locked for 12 Months
-
-
4.99%
DetailsLocked for 12 Months; Maximum LTV: 80% or less
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 4.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity ARM - 5/1 Years
-
-
5.75%
5/1 Years
DetailsMaximum LTV: 80% or less; Minimum loan amount $5,000
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 5.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity ARM - 7/1 Years
-
-
6.00%
7/1 Years
DetailsMaximum LTV: 80% or less; Minimum loan amount $5,000
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 6.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity Fixed - 3 years
-
-
6.25%
3 years
DetailsMaximum LTV: 80% or less
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 6.25% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity Fixed - 5 years
-
-
6.50%
5 years
DetailsMaximum LTV: 80% or less
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 6.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity Fixed - 7 years
-
-
6.75%
7 years
DetailsMaximum LTV: 80% or less
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 6.75% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity LOC - 10 year draw period
-
-
6.75%
DetailsRate is variable; Maximum LTV: 80% or less
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 6.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity Fixed - 10 years
-
-
7.00%
10 years
DetailsMaximum LTV: 80% or less
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 7.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Home Equity Fixed - 15 years
-
-
7.25%
15 years
DetailsMaximum LTV: 80% or less
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 7.25% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Vehicle, Motorcycle and Powersport Loans
-
-
4.24%
36 months
DetailsModel Year: 2026 - 2023
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 4.24% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Vehicle, Motorcycle and Powersport Loans
-
-
4.74%
48 months
DetailsModel Year: 2026 - 2023
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 4.74% APR · checked 7 times
No change since Oct 1, 2026 · 10.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Boats, RV and Travel Trailers Loans
-
11.49%
48 months
DetailsModel Year: Older - Purchase Only
Last Updated10/30/2026
Rate History
No change since Oct 1, 2026 · 11.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Credit Card Rates
Product
Rate
APR
View More
VISA Platinum
-
9.99%
DetailsAs Low As; Fixed Rate | Revolving; Maximum Borrowed: $25,000
Last Updated10/30/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
VISA Rewards
-
13.74%
DetailsAs Low As; Variable Rate | Revolving; Maximum Borrowed: $25,000
Last Updated10/30/2026
Rate History
No change since Oct 13, 2026 · 13.74% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans
10.99%
36 months
No additional details.
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Personal Loans
10.99%
48 months
No additional details.
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Personal Loans
10.99%
60 months
No additional details.
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Hills Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Loan Saver
2.97%
-
3.00%
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.00% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Edge (0-23 age)
1.59%
-
1.60%
Min Deposit$100
DetailsAges: 0-23; Glacier Edge Money Market is for members aged 0-23
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Peak
0.60%
-
0.60%
Min Deposit$0
DetailsBalance: $0 tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Peak
0.90%
-
0.90%
Min Deposit$10,000
DetailsBalance: $10,000 tier
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 0.60% → 0.90% ▲ 0.30 pts · high 0.90% / low 0.60%
Oct 5, 20260.90%▲ from 0.60%
Sep 14, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Peak
1.05%
-
1.05%
Min Deposit$25,000
DetailsBalance: $25,000 tier
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 0.60% → 1.05% ▲ 0.45 pts · high 1.05% / low 0.60%
Oct 5, 20261.05%▲ from 0.60%
Sep 14, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Peak
1.49%
-
1.50%
Min Deposit$50,000
DetailsBalance: $50,000 tier
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 0.60% → 1.50% ▲ 0.90 pts · high 1.50% / low 0.60%
Oct 5, 20261.50%▲ from 0.60%
Sep 14, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Peak
1.59%
-
1.60%
Min Deposit$75,000
DetailsBalance: $75,000 tier
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 0.60% → 1.60% ▲ 1.00 pts · high 1.60% / low 0.60%
Oct 5, 20261.60%▲ from 0.60%
Sep 14, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Peak
2.04%
-
2.05%
Min Deposit$100,000
DetailsBalance: $100,000 tier
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 0.60% → 2.05% ▲ 1.45 pts · high 2.05% / low 0.60%
Oct 5, 20262.05%▲ from 0.60%
Sep 14, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Glacier Peak
2.57%
-
2.60%
Min Balance$250,000
DetailsBalance: $250,000+ tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Retirement Builder IRA
0.10%
-
0.10%
Min Deposit$25
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 12 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.72%
Financial Health History
Glacier Hills Credit Union’s Texas Ratio rose from 3.32% in Q3 2023 to 5.72% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$286M
5.72%
5.0
A+
March 31, 2026
$284M
4.84%
5.0
A+
December 31, 2025
$275M
4.43%
5.0
A+
September 30, 2025
$270M
3.86%
5.0
A+
June 30, 2025
$271M
4.28%
5.0
A+
March 31, 2025
$267M
4.82%
5.0
A+
December 31, 2024
$260M
3.98%
5.0
A+
September 30, 2024
$260M
4.39%
5.0
A+
June 30, 2024
$256M
3.77%
5.0
A+
March 31, 2024
$248M
3.95%
5.0
A+
December 31, 2023
$236M
3.92%
5.0
A+
September 30, 2023
$233M
3.32%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Glacier Hills Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Glacier Hills Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Glacier Hills Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
16,831,035
Total Uninsured Shares and Deposits > $250K (F+J)
16,831,035
Total Insured Shares and Deposits > $250K (item 17 less item K)
233,905,845
Total Interest Expense (Sum of items 6 8)
1,873,962
Share Certificates
2,789
Number of Accounts for Share Drafts
10,139
IRA KEOGH Accounts
548
Number of Accounts for Regular Shares
20,848
All other shares
278
Money Market Shares
4,379
Net Income (unless the amount is already included in Undivided Earnings)
1,673,187
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,543,082
Total Liabilities
254,725,650
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Glacier Hills Credit Union earned the Verified Healthy badge
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Frequently Asked Questions About Glacier Hills Credit Union
Does Glacier Hills Credit Union offer CDs?
Yes. Glacier Hills Credit Union current CD rates include its 48 Month CD at 3.50% APY, its 60 Month CD at 3.50% APY and its 36 Month CD at 3.25% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from Glacier Hills Credit Union NCUA insured?
Yes. Glacier Hills Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Glacier Hills Credit Union?
The highest Glacier Hills Credit Union CD rate is its 17 Month CD Special at 4.45% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does Glacier Hills Credit Union offer?
Glacier Hills Credit Union CD rates are 2.50% APY for a 12 month CD, 2.75% APY for an 18 month CD, 3.00% APY for a 2 year CD, 3.25% APY for a 3 year CD, 3.50% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Glacier Hills Credit Union for its full lineup.
What is the highest savings rate at Glacier Hills Credit Union?
The highest Glacier Hills Credit Union savings rate is its Health Savings Account at 0.25% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at Glacier Hills Credit Union?
The highest Glacier Hills Credit Union money market rate is its Glacier Edge Money Market at 1.60% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at Glacier Hills Credit Union?
The highest Glacier Hills Credit Union checking rate is its Business Checking at 0.01% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest mortgage rate at Glacier Hills Credit Union?
The lowest Glacier Hills Credit Union mortgage rate is its Mortgage - 10 years at 5.75% APR, verified by MonitorBankRates as of October 30, 2026. Glacier Hills Credit Union mortgage rates are 6.75% APR for a 30 year mortgage, 6.50% APR for a 20 year mortgage, 6.25% APR for a 15 year mortgage and 5.75% APR for a 10 year mortgage.
What is the lowest auto loan rate at Glacier Hills Credit Union?
The lowest Glacier Hills Credit Union auto loan rate is its Vehicle, Motorcycle and Powersport Loans at 4.24% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest personal loan rate at Glacier Hills Credit Union?
The lowest Glacier Hills Credit Union personal loan rate is its Personal Loans at 10.99% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest credit card APR at Glacier Hills Credit Union?
The lowest Glacier Hills Credit Union credit card APR is its VISA Platinum Credit Card at 9.99% APR, verified by MonitorBankRates as of October 30, 2026.
How many branches does Glacier Hills Credit Union operate?
Glacier Hills Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Glacier Hills Credit Union?
Yes, to access services at Glacier Hills Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Glacier Hills Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Glacier Hills Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Glacier Hills Credit Union offer online and mobile banking?
Most modern institutions like Glacier Hills Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.glacierhills.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Glacier Hills Credit Union rates compare?
Glacier Hills Credit Union's CD rates are 2% lower than the MonitorBankRates national average, and it has an A+ health rating. Glacier Hills Credit Union's top rates are its 17 Month CD Special at 4.45% APY, its Health Savings Account at 0.25% APY, its Glacier Edge Money Market at 1.60% APY, its Business Checking at 0.01% APY, its Mortgage - 10 years at 5.75%, its Personal Loans at 10.99% APR and its VISA Platinum Credit Card at 9.99% APR, verified by MonitorBankRates on October 30, 2026.
Current Glacier Hills Credit Union Rates
12-Month CD2.50%
18-Month CD2.75%
24-Month CD3.00%
60-Month CD3.50%
Savings0.25%
MMA1.60%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
