Union Federal S&L CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 1.05% and 3-month CD rates at 0.50%. Current savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 17.04%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. Union Federal S&L's 24-Month CD rates are at 3.03%, 18-Month CD rates are at 2.52%, 12-Month CD rates are at 2.50%, 60-Month CD rates are at 2.25%, 48-Month CD rates are at 2.25%. Union Federal S&L's savings rates are at 0.10%. Union Federal S&L's money market rates are at 0.10%.

Union Federal S&L

To see how these rates compare to Union Federal S&L CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Union Federal S&L, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Union Federal S&L CD rates. You can also compare Union Federal S&L savings rates, MMA rates and mortgage rates using our other rate lists.

Union Federal S&L money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union Federal S&L? Share your experience about Union Federal S&L by leaving a review below, or read customer reviews before you decide to use Union Federal S&L.

Union Federal S&L Texas Ratio

Union Federal S&L's Texas Ratio is at 2.92%, which is considered excellent. The Texas Ratio for Union Federal S&L is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Union Federal S&L is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.50%
18-Month CD
2.52%
24-Month CD
3.03%
36-Month CD
N/A
48-Month CD
2.25%
60-Month CD
2.25%
Savings
0.10%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Union Federal S&L
104 N Tremont St
Kewanee, IL 61443
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Union Federal S&L CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Union Federal S&L
24-Month CD
3.03%
$200
Union Federal S&L
18-Month CD
2.52%
$200
Union Federal S&L
12-Month CD
2.50%
$200
Union Federal S&L
60-Month CD
2.25%
$200
Union Federal S&L
48-Month CD
2.25%
$200
Union Federal S&L
6-Month CD
2.01%
$200
Union Federal S&L
Savings
0.10%
$100
Union Federal S&L
Money Market
0.10%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Union Federal S&L Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Old Dominion National Bank
Old Dominion National Bank
12-Month CD
4.25%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
12-Month CD
4.08%
$500
Beacon Community Bank
Beacon Community Bank
18-Month CD
4.00%
$250
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
KodaBank
KodaBank
12-Month CD
3.30%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
48-Month CD
3.25%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Month CD
3.25%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
24-Month CD
3.25%
$100
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
24-Month CD
3.25%
$500
Farmers National Bank
Farmers National Bank
12-Month CD
3.20%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
60-Month CD
3.03%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
36-Month CD
3.00%
$500
Great Midwest Bank
Great Midwest Bank
60-Month CD
3.00%
$5,000
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
2.75%
$1,000
Frontier State Bank
Frontier State Bank
24-Month CD
2.58%
$1,000
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
5Star Bank
5Star Bank
36-Month CD
2.50%
$1,000
Westbury Bank
Westbury Bank
60-Month CD
2.25%
$500
American Plus Bank, N.A.
American Plus Bank, N.A.
48-Month CD
2.20%
$25,000
The Berkshire Bank
The Berkshire Bank
18-Month CD
2.02%
$10,000
Geddes Federal S&L
Geddes Federal S&L
36-Month CD
1.86%
$500
Paramount Bank
Paramount Bank
60-Month CD
1.70%
$1,000
Rhinebeck Bank
Rhinebeck Bank
6-Month CD
1.61%
$2,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
48-Month CD
1.50%
$10,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
60-Month CD
1.50%
$2,000
South Central State Bank
South Central State Bank
18-Month CD
1.46%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
Savings
1.00%
$100
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Regular Savings
1.00%
$50
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
30-Month CD
1.00%
$1,000
Florence Bank
Florence Bank
60-Month CD
1.00%
$500
Penn Community Bank
Penn Community Bank
36-Month CD
1.00%
$500
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
60-Month CD
0.75%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
24-Month CD
0.70%
$500
MutualOne Bank
MutualOne Bank
36-Month CD
0.55%
$500
MountainOne Bank
MountainOne Bank
Pinnacle Savings
0.50%
$25
Salem Five Direct
Salem Five Direct
60-Month CD
0.50%
$500
Savings Bank of Walpole
Savings Bank of Walpole
60-Month CD
0.45%
$500
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
The Citizens Bank of Georgia
The Citizens Bank of Georgia
Savings
0.40%
$100
FLC Bank
FLC Bank
18-Month CD
0.35%
$2,000
Pulaski Savings Bank
Pulaski Savings Bank
12-Month CD
0.30%
$500
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Blue Foundry Bank
Blue Foundry Bank
6-Month CD
0.20%
$1,000
First Citizens Bank Luverne, AL
Money Market
0.15%
$2,500
WSB Municipal Bank
WSB Municipal Bank
Money Market
0.10%
$1,000
Great Midwest Bank
Great Midwest Bank
NOW Checking
0.05%
$500
NCS Bank
NCS Bank
Money Market
0.05%
$2,500
The Bank of Glen Burnie
The Bank of Glen Burnie
Money Market
0.05%
$2,500
Skyone Federal Credit Union
Skyone Federal Credit Union
Advantage Checking
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Union Federal S&L Information

Union Federal S&L
104 N Tremont St
Kewanee, IL 61443
Henry
Established Date: 01/01/1890
FDIC Certificate #: 27767
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Union Federal S&L FDIC Insured? Yes
What is Union Federal S&L's Cert number? 27767
What is the maximum amount for insured deposits? $250,000 per holder, per account

Union Federal S&L Financials

Total Assets:
$151,275,000
Total Deposits:
$127,627,000
Equity Capital:
$22,846,000
Domestic Deposits:
$127,627,000
Net Income:
$27,000
Return on Assets:
0.3880%
Quarterly Return on Assets:
0.0700%
Pretax Return on Assets:
0.0715%
Pretax Quarterly Return on Assets:
0.0700%
Return on Equity:
2.6300%
Quarterly Return on Equity:
0.4700%
Leverage Tier 1 (Core Capital) Ratio:
15.3471%
Total Interest Income (YTD):
4.3794%
 
 
Headquarters:
Kewanee
FDIC Field Office:
Princeton
Regulator:
OCC
County:
Henry
# of Offices:
6
Metropolitan Statistical Area (MSA):
Davenport-Moline-Rock Island, IA-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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