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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 QNB Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
QNB Bank's 6-Month Growth CD rates are at 3.00%, QuiNBy's CDs 6-Month rates are at 3.00%, 6-Month Income CD rates are at 2.96%, 18-Month Growth CD rates are at 2.50%, QuiNBy's CDs 18-Month rates are at 2.50%. QNB Bank's savings rates are at 0.10%. QNB Bank's money market rates are at 0.01%. QNB Bank's Personal Loan Rates are at 10.75%. MonitorBankRates evaluates the financial stability of QNB Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.11%. Rates were last updated on 03/28/2026. QNB Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at QNB Bank? Share your experience about QNB Bank by leaving a review below, or read customer reviews before you decide to use QNB Bank. 
QNB Bank CD Rates
QNB Bank Savings Rates
QNB Bank Money Market Rates
QNB Bank Checking Rates
QNB Bank Home Equity & HELOC
QNB Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for QNB Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather QNB Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with QNB Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
QNB Bank
Bank Holding Company
QNB CORP
Address
15 N 3rd St,
Quakertown, PA 18951 · Bucks
Website
https://www.qnbbank.com
FDIC Certificate #
7714
Established
07/21/1877
FDIC Insurance Date
01/01/1934
Domestic Offices
15
Total Branches
15
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.11%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6946%
Return on Equity (ROE)
17.7000%
Non-Performing Loans (NPL)
0.10%
Total Assets
$1,884,754,000
Total Deposits
$1,644,295,000
Equity Capital
$145,258,000
Net Income
$18,193,000
Headquarters
Quakertown
Total Offices
15
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About QNB BankIs QNB Bank a safe place to deposit money?Yes, QNB Bank is considered a safe financial institution. With a Texas Ratio of 3.1065380070894%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does QNB Bank operate?QNB Bank currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, QNB Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, QNB Bank provides members with tools to manage their accounts and build a solid financial history. Does QNB Bank offer online and mobile banking?Most modern institutions like QNB Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qnbbank.com. Current QNB Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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