Hilltop National Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityHilltop National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hilltop National Bank? Share your experience about Hilltop National Bank by leaving a review below, or read customer reviews before you decide to use Hilltop National Bank. Hilltop National Bank Texas RatioHilltop National Bank's Texas Ratio is at 0.63%, which is considered excellent. The Texas Ratio for Hilltop National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Hilltop National Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Hilltop National Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Current Rate AvailabilityWe do not have Hilltop National Bank rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Hilltop National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Hilltop National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hilltop National Bank's official website for the most current offers and terms.
Bank Profile & OverviewHilltop National Bank
300 Country Club RdCasper, WY 82609 Natrona Established Date: 07/27/1964 FDIC Certificate #: 19184 Date of FDIC Deposit Insurance: 07/27/1964 Bank Holding Company: MIDLAND FINANCIAL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.hilltop.bank
Is Hilltop National Bank FDIC Insured? Yes
What is Hilltop National Bank's Cert number? 19184
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$966,198,000
Total Deposits:
$894,139,000
Equity Capital:
$67,261,000
Net Income:
$3,529,000
Return on Assets (ROA):
1.4398%
Return on Equity (ROE):
29.1400%
Headquarters:
Casper
Regulator:
OCC
# of Offices:
7
Source: FDIC | Last Updated 03/31/2024
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Add Your Rating and Review for Hilltop National Bank
Frequently Asked Questions About Hilltop National BankHow do I open an account at Hilltop National Bank?You can typically open an account at Hilltop National Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Hilltop National Bank provides a range of mortgage and home equity products. Is Hilltop National Bank a safe place to deposit money?Yes, Hilltop National Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Hilltop National Bank offer online and mobile banking?Most modern institutions like Hilltop National Bank provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare Hilltop National Bank rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 0.15% and 3-month CD rates at 0.75%. Savings rates are at 0.40% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates, and more, can be found in our database of rates which you can compare to 
