|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Consumer Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
Consumer Credit Union's 11 Month Term CD Accounts / IRA CDs rates are at 3.75%, 18 Month Term CD Accounts / IRA CDs rates are at 2.85%, 12 Month Term CD Accounts / IRA CDs rates are at 2.10%, 60 Month Term CD Accounts / IRA CDs rates are at 1.50%, 48 Month Term CD Accounts / IRA CDs rates are at 1.40%. Consumer Credit Union's savings rates are at 0.05%. Consumer Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Consumer Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.68%. Rates were last updated on 03/16/2026. Consumer Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Consumer Credit Union? Share your experience about Consumer Credit Union by leaving a review below, or read customer reviews before you decide to use Consumer Credit Union. Consumer Credit Union
Consumer Credit Union 3634 E Andrew Johnson Hwy
https://consumercreditunion.com Greeneville, TN 37745 
Consumer Credit Union CD Rates
Consumer Credit Union Savings Rates
Consumer Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Consumer Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Consumer Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Consumer Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Consumer Credit Union
Website
https://consumercreditunion.com
Address
3634 E Andrew Johnson Hwy,
Greeneville, TN 37745
Phone
423-639-6131
Fax
423-639-6296
President
Marcia Whaley
CEO
Amanda Kilday
Full-Time Employees
81
Part-Time Employees
7
Branch Locations
8
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.68%
Return on Assets (ROA)
0.5643%
Return on Equity (ROE)
5.4803%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
634,772,927
Total Amount of Shares and Deposits
539,510,475
Total Shares and Deposits < 1 Year
532,787,372
Total Shares and Deposits 1 3 Years
6,584,976
Total Shares and Deposits > 3 Years
138,127
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
68,376,365
Total Uninsured Shares and Deposits > $250K (F+J)
68,376,365
Total Insured Shares and Deposits > $250K (item 17 less item K)
471,134,110
Total Interest Expense (Sum of items 6 8)
8,675,688
Share Certificates
4,695
Number of Accounts for Share Drafts
18,398
IRA KEOGH Accounts
964
Number of Accounts for Regular Shares
29,470
All other shares
5
Non Member Deposits
3
Money Market Shares
473
Net Income (unless the amount is already included in Undivided Earnings)
3,581,948
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,124,362
Total Liabilities
577,710,253
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Consumer Credit UnionIs Consumer Credit Union a safe place to deposit money?Yes, Consumer Credit Union is considered a safe financial institution. With a Texas Ratio of 0.68373659134109%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Consumer Credit Union operate?Consumer Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Consumer Credit Union?Yes, to access services at Consumer Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Consumer Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Consumer Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Consumer Credit Union offer online and mobile banking?Most modern institutions like Consumer Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://consumercreditunion.com. Current Consumer Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Memorial Credit Union Houston, TX
Quincy Credit Union
University Credit Union Miami, FL
Your Hometown Federal Credit Union
Port Arthur Teachers Federal Credit Union
Morgan City Federal Credit Union
Lawrence Memorial Hospital Employees FCU
Concora Wabash Federal Credit Union
Arkansas Federal Credit Union
Jovia Federal Credit Union
Police And Fire Federal Credit Union
HURON AREA EDUCATION
Kraton Belpre Federal Credit Union
PowerNet Credit Union
HSM Federal Credit Union
Kemba Indianapolis Credit Union
Brainerd BN Credit Union
Torch Lake Federal Credit Union
Dairyland Power Credit Union
Fo Me Bo Co Federal Credit Union
La Joya Area Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
