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Conway National Bank (CNB) Rates & Review October 2026

Conway National Bank (CNB)'s top rates as of October 7, 2026 are 3.75% APY on its 12-MonthS 12-Month Certificate, 0.35% APY on savings, and 0.65% APY on money market accounts, according to rates verified by MonitorBankRates. Other Conway National Bank (CNB) CD rates include 12-MonthS 12-Month Certificate at 3.75%, 12-Months 12 MOS Senior at 3.75%, and 12-MonthS 12-Month Certificate at 3.70%. MonitorBankRates evaluates the financial stability of Conway National Bank (CNB) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates last updated and verified on 10/07/2026.

Conway National Bank (CNB) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Conway National Bank (CNB)? Share your experience about Conway National Bank (CNB) by leaving a review below, or read customer reviews before you decide to use Conway National Bank (CNB).

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.10%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Conway National Bank (CNB)
1400 3rd Ave
Conway, SC 29526
https://www.conwaynationalbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Conway National Bank (CNB) CD Rates

Product Rate APY Term View More
12 Month Certificate 3.75% 3.75% 12 MONTHS
Min Deposit $500
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
12 Month Certificate 3.75% 3.75% 12 MONTHS
Min Deposit $500
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 7, 2026: 3.75% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
12 MOS Senior 3.75% 3.75% 12 months
Min Deposit $5,000
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
1 change since Sep 8, 2026 · 3.51% → 3.75% ▲ 0.24 pts · high 3.75% / low 3.51%
3.01%3.63%4.25%Sep 8, 2026: 3.51% APYSep 18, 2026: 3.75% APYSep 8, 2026Oct 13, 2026
  • Sep 18, 20263.75%▲ from 3.51%
  • Sep 8, 20263.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
12 Month Certificate 3.70% 3.70% 12 MONTHS
Min Deposit $500
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
6 Month Certificate 3.25% 3.25% 6 MONTHS
Min Deposit $1,000
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 7, 2026: 3.25% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
6 Month Certificate 3.25% 3.25% 6 MONTHS
Min Deposit $1,000
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 7, 2026: 3.25% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
18 Month Certificate 3.20% 3.20% 18 MONTHS
Min Deposit $500
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Sep 8, 2026: 3.20% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
24 Month Certificate 3.20% 3.20% 24 MONTHS
Min Deposit $500
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Sep 8, 2026: 3.20% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
6 Month Certificate 3.20% 3.20% 6 MONTHS
Min Deposit $1,000
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.20% APY · checked 2 times
2.70%3.20%3.70%Oct 7, 2026: 3.20% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
18 Month Certificate 3.10% 3.10% 18 MONTHS
Min Deposit $500
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
24 Month Certificate 3.10% 3.10% 24 MONTHS
Min Deposit $500
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
18 Month Certificate 3.05% 3.05% 18 MONTHS
Min Deposit $500
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 7, 2026: 3.05% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
24 Month Certificate 3.05% 3.05% 24 MONTHS
Min Deposit $500
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 7, 2026: 3.05% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
30 Month Certificate 3.05% 3.05% 30 MONTHS
Min Deposit $500
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.05% APY · checked 3 times
2.55%3.05%3.55%Sep 8, 2026: 3.05% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
36 Month Certificate 3.05% 3.05% 36 MONTHS
Min Deposit $500
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.05% APY · checked 3 times
2.55%3.05%3.55%Sep 8, 2026: 3.05% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
18 Month Certificate 3.00% 3.00% 18 MONTHS
Min Deposit $500
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
24 Month Certificate 3.00% 3.00% 24 MONTHS
Min Deposit $500
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
48 Month Certificate 3.00% 3.00% 48 MONTHS
Min Deposit $500
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
60 Month Certificate 3.00% 3.00% 60 MONTHS
Min Deposit $500
Min Balance $100,000
Details $100,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
30 Month Certificate 2.95% 2.95% 30 MONTHS
Min Deposit $500
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Oct 7, 2026: 2.95% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
36 Month Certificate 2.95% 2.95% 36 MONTHS
Min Deposit $500
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.95% APY · checked 2 times
2.45%2.95%3.45%Oct 7, 2026: 2.95% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
30 Month Certificate 2.90% 2.90% 30 MONTHS
Min Deposit $500
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Oct 7, 2026: 2.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
36 Month Certificate 2.90% 2.90% 36 MONTHS
Min Deposit $500
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Oct 7, 2026: 2.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
48 Month Certificate 2.90% 2.90% 48 MONTHS
Min Deposit $500
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Oct 7, 2026: 2.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
60 Month Certificate 2.90% 2.90% 60 MONTHS
Min Deposit $500
Min Balance $50,000
Details $50,000 - $99,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Oct 7, 2026: 2.90% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
30 Month Certificate 2.85% 2.85% 30 MONTHS
Min Deposit $500
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 8, 2026: 2.85% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
36 Month Certificate 2.85% 2.85% 36 MONTHS
Min Deposit $500
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 8, 2026: 2.85% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
48 Month Certificate 2.85% 2.85% 48 MONTHS
Min Deposit $500
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Oct 7, 2026: 2.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
60 Month Certificate 2.85% 2.85% 60 MONTHS
Min Deposit $500
Min Balance $25,000
Details $25,000 - $49,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Oct 7, 2026: 2.85% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
48 Month Certificate 2.80% 2.80% 48 MONTHS
Min Deposit $500
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 2.80% APY · checked 7 times
2.30%2.80%3.30%Sep 8, 2026: 2.80% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
60 Month Certificate 2.80% 2.80% 60 MONTHS
Min Deposit $500
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 2.80% APY · checked 7 times
2.30%2.80%3.30%Sep 8, 2026: 2.80% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
3 Month Certificate 1.25% 1.25% 3 MONTHS
Min Deposit $1,000
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 8, 2026: 1.25% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
IRA 12 month 1.25% 1.25% 12 months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 1.25% APY · checked 2 times
0.75%1.25%1.75%Oct 7, 2026: 1.25% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
7-31 Day Certificate 0.75% 0.75% 7-31 DAYS
Min Deposit $1,000
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 0.75% APY · checked 5 times
0.25%0.75%1.25%Sep 24, 2026: 0.75% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%

Conway National Bank (CNB) Savings Rates

Product Rate APY View More
HEALTH SAVINGS ACCOUNT (HSA) 0.35% 0.35%
Min Balance $0
Details Balance: LESS THAN $1,500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
0.00%0.43%0.85%Oct 7, 2026: 0.35% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%

Conway National Bank (CNB) Money Market Rates

Product Rate APY View More
INVESTORS MONEY MARKET DEPOSIT ACCOUNT 0.65% 0.65%
Min Deposit $500
Details $250,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.65% APY · checked 2 times
0.15%0.65%1.15%Oct 7, 2026: 0.65% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT 0.60% 0.60%
Min Deposit $500
Details $150,000 - $249,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.60% APY · checked 2 times
0.10%0.60%1.10%Oct 7, 2026: 0.60% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
PREMIER MONEY MARKET DEPOSIT ACCOUNT 0.60% 0.60%
Min Deposit $500
Min Balance $10,000
Details Balance: $10,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.60% APY · checked 7 times
0.10%0.60%1.10%Sep 8, 2026: 0.60% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT 0.57% 0.57%
Min Deposit $500
Details $50,000 - $149,999
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.57% APY · checked 2 times
0.07%0.57%1.07%Oct 7, 2026: 0.57% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT 0.55% 0.55%
Min Deposit $500
Details Balance: LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.55% APY · checked 2 times
0.05%0.55%1.05%Oct 7, 2026: 0.55% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
PREMIER MONEY MARKET DEPOSIT ACCOUNT 0.55% 0.55%
Min Deposit $500
Min Balance $1,500
Details Balance: $1,500 - $9,999
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.55% APY · checked 7 times
0.05%0.55%1.05%Sep 8, 2026: 0.55% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%

Conway National Bank (CNB) Other Rates

Product Rate Points APY/APR Term View More
CLASSIC CD 3.70% - 3.70%
Min Deposit $1,000
Details LESS THAN $25,000
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 24, 2026: 3.70% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
NOW 0.10% - 0.10%
Min Balance $0
Details Balance: LESS THAN $1,500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
PASSBOOK 0.35% - 0.35%
Min Deposit $5
Min Balance $0
Details Balance: LESS THAN $1,500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
0.00%0.43%0.85%Oct 7, 2026: 0.35% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
Repo Agreement 1.65% - 1.65%
Min Deposit $1,000
Details Balance: $500,000 - $999,000; Rate: 1.70%; APY: 1.70%
Last Updated 10/07/2026
Rate History
2 changes since Sep 8, 2026 · 1.40% → 1.65% ▲ 0.25 pts · high 1.65% / low 1.40%
0.90%1.53%2.15%Sep 8, 2026: 1.40% APYSep 18, 2026: 1.50% APYOct 2, 2026: 1.65% APYSep 8, 2026Oct 13, 2026
  • Oct 2, 20261.65%▲ from 1.50%
  • Sep 18, 20261.50%▲ from 1.40%
  • Sep 8, 20261.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
Repo Agreement 1.70% - 1.70%
Min Deposit $1,000
Details Balance: $500,000 - $999,000; Rate: 1.70%; APY: 1.70%
Last Updated 10/07/2026
Rate History
2 changes since Sep 8, 2026 · 1.40% → 1.70% ▲ 0.30 pts · high 1.70% / low 1.40%
0.90%1.55%2.20%Sep 8, 2026: 1.40% APYSep 18, 2026: 1.50% APYOct 2, 2026: 1.70% APYSep 8, 2026Oct 13, 2026
  • Oct 2, 20261.70%▲ from 1.50%
  • Sep 18, 20261.50%▲ from 1.40%
  • Sep 8, 20261.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
Repo Agreement 1.75% - 1.75%
Min Deposit $1,000
Details Balance: $1 Million OR MORE; Rate: 1.75%; APY: 1.75%
Last Updated 10/07/2026
Rate History
2 changes since Sep 8, 2026 · 1.40% → 1.75% ▲ 0.35 pts · high 1.75% / low 1.40%
0.90%1.58%2.25%Sep 8, 2026: 1.40% APYSep 18, 2026: 1.50% APYOct 2, 2026: 1.75% APYSep 8, 2026Oct 13, 2026
  • Oct 2, 20261.75%▲ from 1.50%
  • Sep 18, 20261.50%▲ from 1.40%
  • Sep 8, 20261.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
SUPER NOW 0.10% - 0.10%
Min Deposit $500
Min Balance $0
Details Balance: LESS THAN $1,500
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
SUPER NOW 0.12% - 0.12%
Min Deposit $500
Min Balance $1,500
Details Balance: $1,500 - $4,999
Last Updated 10/07/2026
Rate History
2 changes since Sep 8, 2026 · 0.12% → 0.12% ▼ 0.00 pts · high 0.12% / low 0.10%
0.00%0.31%0.62%Sep 8, 2026: 0.12% APYSep 18, 2026: 0.10% APYSep 24, 2026: 0.12% APYSep 8, 2026Oct 13, 2026
  • Sep 24, 20260.12%▲ from 0.10%
  • Sep 18, 20260.10%▼ from 0.12%
  • Sep 8, 20260.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%
SUPER NOW 0.15% - 0.15%
Min Deposit $500
Min Balance $5,000
Details Balance: $5,000 OR MORE
Last Updated 10/07/2026
Rate History
No change since Sep 8, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 8, 2026: 0.15% APYSep 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.10%

Financial Health History

Conway National Bank (CNB)’s Texas Ratio stayed near 0.42% in Q3 2023 to 0.10% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.42% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.10% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.0B0.10%5.0A+
March 31, 2026$1.9B0.29%5.0A+
December 31, 2025$1.9B0.24%5.0A+
September 30, 2025$1.9B0.21%5.0A+
June 30, 2025$1.9B0.47%5.0A+
March 31, 2025$1.9B0.50%5.0A+
December 31, 2024$1.8B0.52%5.0A+
September 30, 2024$1.8B0.56%5.0A+
June 30, 2024$1.8B0.51%5.0A+
March 31, 2024$1.8B0.31%5.0A+
December 31, 2023$1.8B0.35%5.0A+
September 30, 2023$1.8B0.42%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Conway National Bank (CNB) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Conway National Bank (CNB) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Conway National Bank (CNB)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Conway National Bank (CNB)
Bank Holding Company CNB CORP
Address 1400 3rd Ave, Conway, SC 29526  ·  Horry
FDIC Certificate # 2102
Established 19140101
FDIC Insurance Date 19340101
Domestic Offices 16
Total Branches 16
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.10%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4207%
Return on Equity (ROE) 14.7200%
Non-Performing Loans (NPL) 0.01%
Total Assets $1,997,130,000
Total Deposits $1,669,308,000
Equity Capital $194,913,000
Net Income $13,938,000
Headquarters Conway
Total Branches and Offices 16
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Conway National Bank (CNB) earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/conway-national-bank-2102">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Conway National Bank (CNB)

How many branches does Conway National Bank (CNB) operate?

Conway National Bank (CNB) currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Conway National Bank (CNB) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Conway National Bank (CNB) provides members with tools to manage their accounts and build a solid financial history.

Does Conway National Bank (CNB) offer online and mobile banking?

Most modern institutions like Conway National Bank (CNB) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.conwaynationalbank.com.

Current Conway National Bank (CNB) Rates

  • 12-Month CD1.25%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 36-Month CD2.85%
  • 48-Month CD2.80%
  • 60-Month CD2.80%
  • Savings0.35%
  • MMA0.65%
Retrieved from our database of financial products. Rates subject to change.