What are the current interest rates at Conway National Bank (CNB)?

Current rates for Conway National Bank (CNB) include: 12-Month CD: 0.75%, 18-Month CD: 3.00%, 24-Month CD: 3.00%, 36-Month CD: 2.85%, 48-Month CD: 2.80%, 60-Month CD: 2.80%, Savings: 0.35%, MMA: 0.55%

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Conway National Bank (CNB)

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Conway National Bank (CNB) Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Conway National Bank (CNB) provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Conway National Bank (CNB)'s 12-MonthS 12-Month Certificate rates are at 3.75%, 12 MOS Senior rates are at 3.75%, 12-MonthS 12-Month Certificate rates are at 3.70%, CLASSIC CD rates are at 3.70%, 12-MonthS 12-Month Certificate rates are at 3.51%. Conway National Bank (CNB)'s savings rates are at 0.35%. Conway National Bank (CNB)'s money market rates are at 0.55%. MonitorBankRates evaluates the financial stability of Conway National Bank (CNB) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.10%. Rates last updated and verified on 09/18/2026.

Conway National Bank (CNB) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Conway National Bank (CNB)? Share your experience about Conway National Bank (CNB) by leaving a review below, or read customer reviews before you decide to use Conway National Bank (CNB).

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.10%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Conway National Bank (CNB)

1400 3rd Ave
Conway, SC 29526

https://www.conwaynationalbank.com

Conway National Bank (CNB) CD Rates

Product	Rate	APY	Term
12 Month Certificate	3.75%	3.75%	12 MONTHS
Min Deposit $500 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 MOS Senior	3.75%	3.75%	12 MOS Senior
Min Deposit $5,000 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 Month Certificate	3.70%	3.70%	12 MONTHS
Min Deposit $500 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
CLASSIC CD	3.70%	3.70%	CLASSIC CD
Min Deposit $1,000 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 Month Certificate	3.51%	3.51%	12 MONTHS
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
6 Month Certificate	3.25%	3.25%	6 MONTHS
Min Deposit $1,000 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
18 Month Certificate	3.20%	3.20%	18 MONTHS
Min Deposit $500 Details Balance: $100,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 Month Certificate	3.20%	3.20%	24 MONTHS
Min Deposit $500 Details Balance: $100,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
6 Month Certificate	3.20%	3.20%	6 MONTHS
Min Deposit $1,000 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
18 Month Certificate	3.10%	3.10%	18 MONTHS
Min Deposit $500 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 Month Certificate	3.10%	3.10%	24 MONTHS
Min Deposit $500 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
18 Month Certificate	3.05%	3.05%	18 MONTHS
Min Deposit $500 Details Balance: $25,000 - $49,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 Month Certificate	3.05%	3.05%	24 MONTHS
Min Deposit $500 Details Balance: $25,000 - $49,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 Month Certificate	3.05%	3.05%	30 MONTHS
Min Deposit $500 Details Balance: $100,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 Month Certificate	3.05%	3.05%	36 MONTHS
Min Deposit $500 Details Balance: $100,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
18 Month Certificate	3.00%	3.00%	18 MONTHS
Min Deposit $500 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
24 Month Certificate	3.00%	3.00%	24 MONTHS
Min Deposit $500 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 Month Certificate	3.00%	3.00%	48 MONTHS
Min Deposit $500 Details Balance: $100,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60 Month Certificate	3.00%	3.00%	60 MONTHS
Min Deposit $500 Details Balance: $100,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 Month Certificate	2.95%	2.95%	30 MONTHS
Min Deposit $500 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 Month Certificate	2.95%	2.95%	36 MONTHS
Min Deposit $500 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 Month Certificate	2.90%	2.90%	30 MONTHS
Min Deposit $500 Details Balance: $25,000 - $49,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 Month Certificate	2.90%	2.90%	36 MONTHS
Min Deposit $500 Details Balance: $25,000 - $49,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 Month Certificate	2.90%	2.90%	48 MONTHS
Min Deposit $500 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60 Month Certificate	2.90%	2.90%	60 MONTHS
Min Deposit $500 Details Balance: $50,000 - $99,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
30 Month Certificate	2.85%	2.85%	30 MONTHS
Min Deposit $500 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
36 Month Certificate	2.85%	2.85%	36 MONTHS
Min Deposit $500 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 Month Certificate	2.85%	2.85%	48 MONTHS
Min Deposit $500 Details Balance: $25,000 - $49,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60 Month Certificate	2.85%	2.85%	60 MONTHS
Min Deposit $500 Details Balance: $25,000 - $49,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
48 Month Certificate	2.80%	2.80%	48 MONTHS
Min Deposit $500 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
60 Month Certificate	2.80%	2.80%	60 MONTHS
Min Deposit $500 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
3 Month Certificate	1.25%	1.25%	3 MONTHS
Min Deposit $1,000 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
12 Month Certificate	0.75%	0.75%	12 MONTHS
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

Conway National Bank (CNB) Savings Rates

Product	Rate	APY	View More
HEALTH SAVINGS ACCOUNT (HSA)	0.35%	0.35%
Min Balance $0 Details Balance: LESS THAN $1,500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

Conway National Bank (CNB) Money Market Rates

Product	Rate	APY
INVESTORS MONEY MARKET DEPOSIT ACCOUNT	0.65%	0.65%
Min Deposit $500 Min Balance $250,000 Details Balance: $250,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT	0.60%	0.60%
Min Deposit $500 Min Balance $150,000 Details Balance: $150,000 - $249,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
PREMIER MONEY MARKET DEPOSIT ACCOUNT	0.60%	0.60%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT	0.57%	0.57%
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 - $149,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT	0.55%	0.55%
Min Deposit $500 Min Balance $0 Details Balance: $0.00 - $24,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT	0.55%	0.55%
Min Deposit $500 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
PREMIER MONEY MARKET DEPOSIT ACCOUNT	0.55%	0.55%
Min Deposit $500 Min Balance $0 Details Balance: LESS THAN $1,500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
PREMIER MONEY MARKET DEPOSIT ACCOUNT	0.55%	0.55%
Min Deposit $500 Min Balance $1,500 Details Balance: $1,500 - $9,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

Conway National Bank (CNB) Other Rates

Product	Rate	Points	APY/APR	Term
7-31 DAYS	0.75%	-	0.75%	7-31 DAYS
Min Deposit $1,000 Details Balance: LESS THAN $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
NOW	0.10%	-	0.10%
Min Balance $0 Details Balance: LESS THAN $1,500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
PASSBOOK	0.35%	-	0.35%
Min Deposit $5 Min Balance $0 Details Balance: LESS THAN $1,500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Repo Agreement	1.40%	-	1.40%
Min Deposit $1,000 Details Balance: $1,000 - $499,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Repo Agreement	1.45%	-	1.45%
Min Deposit $1,000 Details Balance: $500,000 - $999,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
Repo Agreement	1.50%	-	1.50%
Min Deposit $1,000 Details Balance: $1 Million OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
SUPER NOW	0.15%	-	0.15%
Min Deposit $500 Min Balance $5,000 Details Balance: $5,000 OR MORE Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
SUPER NOW	0.12%	-	0.12%
Min Deposit $500 Min Balance $1,500 Details Balance: $1,500 - $4,999 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%
SUPER NOW	0.10%	-	0.10%
Min Deposit $500 Min Balance $0 Details Balance: LESS THAN $1,500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.10%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Conway National Bank (CNB)’s Texas Ratio stayed near 0.42% in Q3 2023 to 0.10% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.0B	0.10%	5.0	A+
March 31, 2026	$1.9B	0.29%	5.0	A+
December 31, 2025	$1.9B	0.24%	5.0	A+
September 30, 2025	$1.9B	0.21%	5.0	A+
June 30, 2025	$1.9B	0.47%	5.0	A+
March 31, 2025	$1.9B	0.50%	5.0	A+
December 31, 2024	$1.8B	0.52%	5.0	A+
September 30, 2024	$1.8B	0.56%	5.0	A+
June 30, 2024	$1.8B	0.51%	5.0	A+
March 31, 2024	$1.8B	0.31%	5.0	A+
December 31, 2023	$1.8B	0.35%	5.0	A+
September 30, 2023	$1.8B	0.42%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Conway National Bank (CNB) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Conway National Bank (CNB) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Conway National Bank (CNB)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Conway National Bank (CNB)

Bank Holding Company CNB CORP

Address 1400 3rd Ave, Conway, SC 29526 · Horry

Website https://www.conwaynationalbank.com

FDIC Certificate # 2102

Established 19140101

FDIC Insurance Date 19340101

Domestic Offices 16

Total Branches 16

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.10%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4207%

Return on Equity (ROE) 14.7200%

Non-Performing Loans (NPL) 0.01%

Total Assets $1,997,130,000

Total Deposits $1,669,308,000

Equity Capital $194,913,000

Net Income $13,938,000

Headquarters Conway

Total Branches and Offices 16

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Conway National Bank (CNB) earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Conway National Bank (CNB)

How many branches does Conway National Bank (CNB) operate?

Conway National Bank (CNB) currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Conway National Bank (CNB) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Conway National Bank (CNB) provides members with tools to manage their accounts and build a solid financial history.

Does Conway National Bank (CNB) offer online and mobile banking?

Most modern institutions like Conway National Bank (CNB) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.conwaynationalbank.com.