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Currie State Bank Rates & Review April 2026

Currie State Bank's 1-Year CD rates are at 3.50%, 6-Month CD rates are at 3.50%, 18-Month CD rates are at 3.40%, 2-Year CD rates are at 3.30%, 30-Month CD rates are at 3.30%. Currie State Bank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Currie State Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.16%. Rates were last updated on 04/03/2026.

Currie State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Currie State Bank? Share your experience about Currie State Bank by leaving a review below, or read customer reviews before you decide to use Currie State Bank.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.16%
Good Higher than avg
Currie State Bank
141 Mill St
Currie, MN 56123
https://www.curriestatebank.com
Member FDIC

Currie State Bank CD Rates

Product Rate APY Term View More
1-Year CD 3.46% 3.50% 1-Year
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
6-Month CD 3.46% 3.50% 6-Month
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
18-Month CD 3.36% 3.40% 18-Month
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
2-Year CD 3.26% 3.30% 2-Year
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
30-Month CD 3.26% 3.30% 30-Month
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
3-Year CD 3.21% 3.25% 3-Year
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
4-Year CD 3.11% 3.15% 4-Year
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
5-Year CD 3.02% 3.05% 5-Year
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
3-Month CD 1.00% 1.00% 3-Month
Min Deposit $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%

Currie State Bank Money Market Rates

Product Rate APY View More
Money Market Tier 5 2.00% 2.02%
Min Balance $75,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
Money Market Tier 4 1.50% 1.51%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
Money Market Tier 3 1.00% 1.00%
Min Balance $10,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
Money Market Tier 2 0.50% 0.50%
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
Money Market Tier 1 - 0.00%
Min Balance $1
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%

Currie State Bank Checking Rates

Product Rate APY View More
Now Checking Super Now 0.25% 0.25%
Min Balance $5,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%
Now Checking Now 0.15% 0.15%
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.16%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Currie State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Currie State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Currie State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Currie State Bank
Bank Holding Company CURRIE BCORP INC
Address 141 Mill St, Currie, MN 56123  ·  Murray
FDIC Certificate # 8833
Established 02/01/1931
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 92/100
5.0
Exceptional Out of 5.0 Stars
15.16%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3410%
Return on Equity (ROE) 12.4100%
Non-Performing Loans (NPL) 1.49%
Total Assets $101,806,000
Total Deposits $89,341,000
Equity Capital $11,089,000
Net Income $1,389,000
Headquarters Currie
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Currie State Bank

Is Currie State Bank a safe place to deposit money?

Yes, Currie State Bank is considered a safe financial institution. With a Texas Ratio of 15.156359276651%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Currie State Bank operate?

Currie State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Currie State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Currie State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Currie State Bank offer online and mobile banking?

Most modern institutions like Currie State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.curriestatebank.com.

Current Currie State Bank Rates

  • 12-Month CD3.50%
  • 18-Month CD3.40%
  • 24-Month CD3.30%
  • 36-Month CD3.25%
  • 48-Month CD3.15%
  • 60-Month CD3.05%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.