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Forest Park National Bank and Trust Company

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Forest Park National Bank and Trust Company Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Forest Park National Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Forest Park National Bank and Trust Company rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Forest Park National Bank and Trust Company, and you can see how they compare in the Forest Park National Bank and Trust Company rate tables below. MonitorBankRates evaluates the financial stability of Forest Park National Bank and Trust Company with a 4.2 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 24.60%. Database rates last updated and verified on 09/23/2026.

Forest Park National Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Forest Park National Bank and Trust Company? Share your experience about Forest Park National Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Forest Park National Bank and Trust Company.

Overall Health & Safety Grade

C+

Fair Health Score: 80/100

MonitorBankRates Rating

4.2

Excellent Out of 5.0 Stars

Texas Ratio

24.60%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Forest Park National Bank and Trust Company

7348 Madison St
Forest Park, IL 60130

https://www.forestparkbank.com

Current Rate Availability

We're not currently displaying rates for Forest Park National Bank and Trust Company, but our database is updated constantly, so check back soon for the latest offers.

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Financial Health History

Forest Park National Bank and Trust Company’s Texas Ratio rose from 2.66% in Q3 2023 to 24.60% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.1 to 4.2 and its Health Grade from B+ to C+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$322M	24.60%	4.2	C+
March 31, 2026	$320M	25.61%	4.1	C+
December 31, 2025	$319M	25.39%	4.1	C+
September 30, 2025	$324M	27.47%	4.0	C
June 30, 2025	$322M	29.39%	3.8	C
March 31, 2025	$322M	9.75%	5.0	A
December 31, 2024	$326M	3.84%	4.6	A
September 30, 2024	$319M	3.71%	5.0	A+
June 30, 2024	$309M	3.96%	4.9	A
March 31, 2024	$315M	2.10%	4.7	A
December 31, 2023	$311M	2.13%	4.8	A+
September 30, 2023	$307M	2.66%	4.1	B+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Forest Park National Bank and Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Forest Park National Bank and Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Forest Park National Bank and Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Forest Park National Bank and Trust Company

Bank Holding Company FIRST FOREST PARK CORP

Address 7348 Madison St, Forest Park, IL 60130 · Cook

Website https://www.forestparkbank.com

FDIC Certificate # 15945

Established 19430515

FDIC Insurance Date 19430515

Domestic Offices 2

Total Branches 2

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+

Overall Health Grade Score: 80/100

4.2

Excellent Out of 5.0 Stars

24.60%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9117%

Return on Equity (ROE) 11.5800%

Non-Performing Loans (NPL) 1.95%

Total Assets $322,350,000

Total Deposits $287,995,000

Equity Capital $25,536,000

Net Income $1,461,000

Headquarters Forest Park

Total Branches and Offices 2

Source: FDIC | Last Updated 06/30/2026

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Forest Park National Bank and Trust Company

How many branches does Forest Park National Bank and Trust Company operate?

Forest Park National Bank and Trust Company currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Forest Park National Bank and Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Forest Park National Bank and Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Forest Park National Bank and Trust Company offer online and mobile banking?

Most modern institutions like Forest Park National Bank and Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.forestparkbank.com.