Heartland Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Heartland Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heartland Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heartland Bank and Trust Company CD rates. You can also compare Heartland Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists. Heartland Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heartland Bank and Trust Company? Share your experience about Heartland Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Heartland Bank and Trust Company. Heartland Bank and Trust Company Texas Ratio Heartland Bank and Trust Company's Texas Ratio is at 1.89%, which is considered excellent. The Texas Ratio for Heartland Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Heartland Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Heartland Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Heartland Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time. Heartland Bank and Trust Company InformationHeartland Bank and Trust Company
401 N Hershey RdBloomington, IL 61704 Mclean Established Date: 02/22/1971 FDIC Certificate #: 20369 Date of FDIC Deposit Insurance: 02/22/1971 Bank Holding Company: HBT FINANCIAL INC How Many Domestic U.S. Offices? 70 How Many Branches are There? 70 Website: https://www.hbtbank.com
Is Heartland Bank and Trust Company FDIC Insured? Yes
What is Heartland Bank and Trust Company's Cert number? 20369
What is the maximum amount for insured deposits? $250,000 per holder, per account
Heartland Bank and Trust Company FinancialsTotal Assets:
$5,037,163,000
Total Deposits:
$4,373,373,000
Equity Capital:
$573,720,000
Domestic Deposits:
$4,373,373,000
Net Income:
$16,928,000
Return on Assets:
1.4733%
Quarterly Return on Assets:
1.3400%
Pretax Return on Assets:
1.8183%
Pretax Quarterly Return on Assets:
1.8200%
Return on Equity:
14.0100%
Quarterly Return on Equity:
11.9100%
Common Equity Tier 1 Capital Ratio:
13.8850%
Tier 1 Risk-Based Capital Ratio:
13.8850%
Leverage Tier 1 (Core Capital) Ratio:
10.8917%
Total Risk-Based Capital Ratio (YTD):
14.7829%
Total Interest Income (YTD):
4.9328%
Headquarters:
Bloomington
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
Mclean
# of Offices:
70
Metropolitan Statistical Area (MSA):
Bloomington, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Citibank Mortgage will give $500 off closing costs on refinancing an existing mortgage or on a new mortgage.
 30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.80 percent. 30 year rates in Ohio are slightly higher than the national average rate. Current 30 year rates in Ohio are averaging 4.87 percent.
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Bank or Credit Union Offers and DealsMortgage Rates Hit All Time Record Low: 30 Year Mortgage Rates at 3.91%FDIC Insurance: Deposits up to $250,000 Covered until 2014 - 2015 Update USA One Credit Union 8 Month Step-Up CD Yield of 1.45% Mortgage Rates Mixed: 30 Year Mortgage Rates Up to 4.82%, 15 Year Mortgage Rates Down to 4.23% Low Mortgage Rates Today Probably Drove Existing Home Sales Higher Mortgage Rates Increase This Week as Fed Raises Interest Rates Auto Insurance: Insuring a Teenage Driver Current Mortgage Rates Down .20 Percent Since Monday Fed Acknowledges Current Policy Hurts Holders of Certificates of Deposit CD Rates in Florida | Best CD Rates Today Alternative Bank and Credit Union Offers to ExploreFed Signals no Immediate Steps to Help EconomyableBanking, a division of Northeast Bank 6 Month CD Rates now at 0.80% Current Mortgage Rates on Verge of Hitting New Lows for 2014 Overcoming Overdrafts: Managing Your Finances to Eliminate Unnecessary Fees Current Mortgage Refinance Rates Higher: 30 Year Refinance Rates at 5.02% Mortgage Rates Higher: 30 Year Mortgage Rates Back Above 5.00% Abound Credit Union CD Rates: Highest Rate at 5.50% 10-Month CD Special Dollar Savings Direct Online Savings Account EverBank 2 Year Jumbo CD Rates now at 1.21% Mortgage Rates Higher as Treasury Yields Move Higher: 30 Year Mortgage Rates at 4.96% Heartland Bank and Trust Company ReviewsThere are no reviews for Heartland Bank and Trust Company yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.65%, 6-month CD rates at 4.50% and 3-month CD rates at 0.30%. Current savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 7.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. 
