MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Blackhawk Community Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Blackhawk Community Credit Union Rates & Review October 2026

Blackhawk Community Credit Union's top rates as of October 9, 2026 are 4.45% APY on its Jumbo Share or IRA CD (5 Year), 4.00% APY on checking, 6.88% on its Mortgage Loans, personal loans from 10.91% APR, and credit cards from 12.00% APR, according to rates verified by MonitorBankRates. Other Blackhawk Community Credit Union CD rates include Jumbo Share or IRA CD (4 Year) at 4.40%, Jumbo Share or IRA CD (2 Year) at 4.35%, and Jumbo Share or IRA CD (3 Year) at 4.35%. MonitorBankRates evaluates the financial stability of Blackhawk Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.06%. Rates last updated and verified on 10/09/2026.

Blackhawk Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blackhawk Community Credit Union? Share your experience about Blackhawk Community Credit Union by leaving a review below, or read customer reviews before you decide to use Blackhawk Community Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.06%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Blackhawk Community Credit Union
Main - Court St
2640 W Court St
Janesville, WI 53548
https://www.bhccu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Blackhawk Community Credit Union CD Rates

Product Rate APY Term View More
Jumbo Share or IRA Certificate (5 Year) 4.378% 4.45% 5 Year
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 2 times
3.95%4.45%4.95%Oct 5, 2026: 4.45% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (4 Year) 4.329% 4.40% 4 Year
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 2 times
3.90%4.40%4.90%Oct 5, 2026: 4.40% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (2 Year) 4.281% 4.35% 2 Year
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 5, 2026: 4.35% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (3 Year) 4.281% 4.35% 3 Year
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.35% APY · checked 2 times
3.85%4.35%4.85%Oct 5, 2026: 4.35% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (18 Month) 4.135% 4.20% 18 Month
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 5, 2026: 4.20% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Jumbo Share or IRA Certificate (12 Month) 4.038% 4.10% 12 Month
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 5, 2026: 4.10% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Jumbo Share Certificate (6 Month) 3.941% 4.00% 6 Month
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share or IRA Certificate (5 Year) 3.893% 3.95% 5 Year
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 3.95% ▲ 0.05 pts · high 3.95% / low 3.90%
3.40%3.93%4.45%Sep 14, 2026: 3.90% APYOct 5, 2026: 3.95% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.95%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Jumbo Share Certificate (3 Month) 3.844% 3.90% 3 Month
Min Deposit $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 5, 2026: 3.90% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share or IRA Certificate (4 Year) 3.844% 3.90% 4 Year
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.80% → 3.90% ▲ 0.10 pts · high 3.90% / low 3.80%
3.30%3.85%4.40%Sep 14, 2026: 3.80% APYOct 5, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.90%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share or IRA Certificate (2 Year) 3.796% 3.85% 2 Year
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
3.20%3.78%4.35%Sep 14, 2026: 3.70% APYOct 5, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.85%▲ from 3.70%
  • Sep 14, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share or IRA Certificate (3 Year) 3.796% 3.85% 3 Year
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
3.25%3.80%4.35%Sep 14, 2026: 3.75% APYOct 5, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.85%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share or IRA Certificate (18 Month) 3.65% 3.70% 18 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60%
3.10%3.65%4.20%Sep 14, 2026: 3.60% APYOct 5, 2026: 3.70% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.70%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share or IRA Certificate (12 Month) 3.552% 3.60% 12 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share Certificate (6 Month) 3.455% 3.50% 6 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 5, 2026: 3.50% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Share Certificate (3 Month) 3.357% 3.40% 3 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Oct 5, 2026: 3.40% APYOct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Smart Saver Certificate (12 Month) 1.946% 1.96% 12 Month
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.96% APY · checked 5 times
1.46%1.96%2.46%Sep 14, 2026: 1.96% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.499% 0.50%
Min Deposit $5
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Vacation Club 0.499% 0.50%
Min Deposit $5
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 26, 2026: 0.50% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Checking Rates

Product Rate APY View More
Premier Checking 3.928% 4.00%
Min Balance $200,000
Details Balance: $200,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Premier Checking 3.687% 3.75%
Min Balance $100,000
Details Balance: $100,000 to $199,999
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Premier Checking 3.203% 3.25%
Min Balance $50,000
Details Balance: $50,000 to $99,999
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Premier Checking 2.716% 2.75%
Min Balance $10,000
Details Balance: $10,000 to $49,999
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Premier Checking 1.736% 1.75%
Min Balance $1,000
Details Balance: $1,000 to $9,999
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Premier Checking 0.499% 0.50%
Min Balance $10,000
Details Balance: $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Hawks Checking (Ages 18 & under) 0.025% 0.03%
No additional details.
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Sep 26, 2026: 0.03% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Legacy Checking 0.025% 0.025%
Min Balance $500
Details Balance: $500
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 0.03% → 0.03% ▼ 0.00 pts · high 0.03% / low 0.03%
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 26, 2026: 0.03% APYOct 5, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
  • Oct 5, 20260.03%▼ from 0.03%
  • Sep 26, 20260.03%▲ from 0.03%
  • Sep 14, 20260.03%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Business Checking Rates

Product Rate APY View More
Business Checking 0.025% 0.025%
Min Balance $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Business Organization Checking 0.025% 0.025%
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.03% APY · checked 4 times
0.00%0.26%0.53%Sep 26, 2026: 0.03% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage Loans - - 6.875% 15 Year Fixed
Details As Low As; Rates are subject to change.
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.13% → 6.88% ▲ 0.75 pts · high 7.00% / low 5.63%
4.25%6.31%8.38%Sep 14, 2026: 6.13% APRSep 18, 2026: 6.50% APRSep 26, 2026: 5.63% APROct 1, 2026: 7.00% APROct 9, 2026: 6.88% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.88%▼ from 7.00%
  • Oct 1, 20267.00%▲ from 5.63%
  • Sep 26, 20265.63%▼ from 6.50%
  • Sep 18, 20266.50%▲ from 6.13%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Fixed Rate Loan - - 6.01%
Details As Low as; Loan-to-Value: Up to 80% LTV
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.51% → 6.01% ▼ 0.50 pts · high 6.51% / low 6.01%
5.51%6.26%7.01%Sep 14, 2026: 6.51% APRSep 18, 2026: 6.01% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20266.01%▼ from 6.51%
  • Sep 14, 20266.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Home Equity Fixed Rate Loan - - 7.51%
Details As Low as; Loan-to-Value: Up to 90% LTV
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.51% APR · checked 8 times
7.01%7.51%8.01%Sep 14, 2026: 7.51% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.39%
Details As Low As; Rates are subject to change.
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 5.39% APR · checked 4 times
4.89%5.39%5.89%Sep 18, 2026: 5.39% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Automobiles Cars, Trucks, & Motorcycles - - 5.39% Up to 84 Months
Details As Low as; Loan Type: Automobiles; Cars, Trucks, & Motorcycles
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 5.39% APR · checked 2 times
4.89%5.39%5.89%Oct 5, 2026: 5.39% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles Snowmobiles, ATVs, Jet Skis, Ski-Doos & Golf Carts Loan - 8.49% Up to 84 Months
Details As Low as; Loan Type: Recreational Vehicles; Snowmobiles, ATVs, Jet Skis, Ski-Doos & Golf Carts
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 8.49% APR · checked 2 times
7.99%8.49%8.99%Oct 5, 2026: 8.49% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Credit Card Rates

Product Rate APR View More
Great Rate Credit Card - 12.00%
Details Published APR range: 12.00% - 18.00%. Explore Great Rate Credit Card (Opens in a new Window)
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75%
11.25%11.88%12.50%Sep 14, 2026: 11.75% APROct 5, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202612.00%▲ from 11.75%
  • Sep 14, 202611.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Local First Credit Card - 12.00%
Details Published APR range: 12.00% - 18.00%. Explore Local First Credit Card (Opens in a new Window)
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75%
11.25%11.88%12.50%Sep 14, 2026: 11.75% APROct 5, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202612.00%▲ from 11.75%
  • Sep 14, 202611.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
REWARD$ Credit Card - 13.00%
Details Published APR range: 13.00% - 21.00%. Explore REWARD$ Credit Card (Opens in a new Window)
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75%
12.25%12.88%13.50%Sep 14, 2026: 12.75% APROct 5, 2026: 13.00% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202613.00%▲ from 12.75%
  • Sep 14, 202612.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Visa Business Credit Card - 13.20%
Details Published APR range: 13.20% - 15.20%. Explore Business Credit Card (Opens in a new Window)
Last Updated 10/09/2026
Rate History
1 change since Sep 26, 2026 · 12.95% → 13.20% ▲ 0.25 pts · high 13.20% / low 12.95%
12.45%13.08%13.70%Sep 26, 2026: 12.95% APROct 5, 2026: 13.20% APRSep 26, 2026Oct 13, 2026
  • Oct 5, 202613.20%▲ from 12.95%
  • Sep 26, 202612.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.91% Up to 60 Months
Details As low as
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.91% APR · checked 7 times
10.41%10.91%11.41%Sep 14, 2026: 10.91% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Blackhawk Community Credit Union Other Rates

Product Rate Points APY/APR Term View More
Money Maker (Ages 13 to 17) 0.499% - 0.50%
Min Deposit $5
Details Age: 13 to 17
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 26, 2026: 0.50% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Money Maker (Ages 13 to 17) 0.996% - 1.00%
Min Deposit $1,000
Details Age: 13 to 17
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 26, 2026: 1.00% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Money Minder (Ages 12 & under) 0.499% - 0.50%
Min Deposit $5
Details Age: 12 & under
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 26, 2026: 0.50% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Primary & Secondary 0.449% - 0.45%
Min Deposit $5
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 26, 2026: 0.45% APYSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Variable Rate IRA 0.499% - 0.50%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%
Wealth Builder 1.44% - 1.45%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 7 times
0.95%1.45%1.95%Sep 14, 2026: 1.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.06%

Financial Health History

Blackhawk Community Credit Union’s Texas Ratio stayed near 2.73% in Q3 2023 to 3.06% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.3% 3.0★ 3.4% 4.0★ 4.5% 5.0★ Healthy zone – entire history below the 15% limit 2.73% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.06% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$947M3.06%5.0A+
March 31, 2026$932M1.99%5.0A+
December 31, 2025$911M3.37%5.0A+
September 30, 2025$906M3.18%5.0A+
June 30, 2025$902M3.22%5.0A+
March 31, 2025$887M2.17%5.0A+
December 31, 2024$867M2.36%5.0A+
September 30, 2024$861M2.79%5.0A+
June 30, 2024$845M2.13%5.0A+
March 31, 2024$828M2.04%5.0A+
December 31, 2023$814M2.93%5.0A+
September 30, 2023$797M2.73%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Blackhawk Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Blackhawk Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blackhawk Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Blackhawk Community Credit Union
Address 2640 W Court St, Janesville, WI 53548
Phone 608-755-6065
Fax 608-755-6119
President Eric Entringer
CEO Lisa Palma
Full-Time Employees 178
Part-Time Employees 32
Branch Locations 10
ATM Locations 13
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.06%
Return on Assets (ROA)
0.1669%
Return on Equity (ROE)
1.5493%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
947,326,434
Total Amount of Shares and Deposits
841,484,012
Total Shares and Deposits < 1 Year
795,394,128
Total Shares and Deposits 1 3 Years
41,779,407
Total Shares and Deposits > 3 Years
4,310,475
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,990,421
Total Uninsured Shares and Deposits > $250K (F+J)
28,990,421
Total Insured Shares and Deposits > $250K (item 17 less item K)
812,493,591
Total Interest Expense (Sum of items 6 8)
5,804,445
Share Certificates
6,647
Number of Accounts for Share Drafts
30,921
IRA KEOGH Accounts
1,387
Number of Accounts for Regular Shares
64,103
Money Market Shares
249
Net Income (unless the amount is already included in Undivided Earnings)
1,580,685
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
268,363,976
Total Liabilities
849,471,989
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Blackhawk Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/blackhawk-community-credit-union-rates-review-66998">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Blackhawk Community Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Blackhawk Community Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Blackhawk Community Credit Union

How many branches does Blackhawk Community Credit Union operate?

Blackhawk Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Blackhawk Community Credit Union?

Yes, to access services at Blackhawk Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Blackhawk Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blackhawk Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Blackhawk Community Credit Union offer online and mobile banking?

Most modern institutions like Blackhawk Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bhccu.org.

Current Blackhawk Community Credit Union Rates

  • 12-Month CD1.96%
  • 18-Month CD3.70%
  • 24-Month CD3.85%
  • 60-Month CD3.95%
Retrieved from our database of financial products. Rates subject to change.