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Blackhawk Community Credit Union Rates & Review March 2026

Blackhawk Community Credit Union's 3 Month (No IRA Available) Jumbo Share or IRA CD rates are at 3.85%, 6 Month (No IRA Available) Jumbo Share or IRA CD rates are at 3.80%, 12 Month Jumbo Share or IRA CD rates are at 3.75%, 18 Month Jumbo Share or IRA CD rates are at 3.65%, 2 Year Jumbo Share or IRA CD rates are at 3.60%. Blackhawk Community Credit Union's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Blackhawk Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.25%. Rates were last updated on 03/25/2026.

Blackhawk Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blackhawk Community Credit Union? Share your experience about Blackhawk Community Credit Union by leaving a review below, or read customer reviews before you decide to use Blackhawk Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.25%
Excellent Lower than avg
Blackhawk Community Credit Union
Main Court St
2640 W Court St
Janesville, WI 53548
https://www.bhccu.org
Member NCUA

Blackhawk Community Credit Union CD Rates

Product Rate APY Term View More
3 Month (No IRA Available) Jumbo Share or IRA Certificate 3.80% 3.85% 3 Month
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
6 Month (No IRA Available) Jumbo Share or IRA Certificate 3.75% 3.80% 6 Month
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
12 Month Jumbo Share or IRA Certificate 3.70% 3.75% 12 Month
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
18 Month Jumbo Share or IRA Certificate 3.60% 3.65% 18 Month
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
2 Year Jumbo Share or IRA Certificate 3.55% 3.60% 2 Year
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
3 Month (No IRA Available) Share or IRA Certificate 3.31% 3.35% 3 Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
3 Year Jumbo Share or IRA Certificate 3.31% 3.35% 3 Year
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
4 Year Jumbo Share or IRA Certificate 3.31% 3.35% 4 Year
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
5 Year Jumbo Share or IRA Certificate 3.31% 3.35% 5 Year
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
6 Month (No IRA Available) Share or IRA Certificate 3.26% 3.30% 6 Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
12 Month Share or IRA Certificate 3.21% 3.25% 12 Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
18 Month Share or IRA Certificate 3.11% 3.15% 18 Month
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
2 Year Share or IRA Certificate 3.07% 3.10% 2 Year
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
3 Year Share or IRA Certificate 2.82% 2.85% 3 Year
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
4 Year Share or IRA Certificate 2.82% 2.85% 4 Year
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
5 Year Share or IRA Certificate 2.82% 2.85% 5 Year
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Smart Saver Certificate 12 Month 1.95% 1.96%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

Blackhawk Community Credit Union Savings Rates

Product Rate APY View More
Smart Saver Certificate 12 Month 1.95% 1.96%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Money Maker Savings 13 to 17 Years Old 1.00% 1.00%
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Christmas Club 0.50% 0.50%
Min Balance $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Money Maker Savings 13 to 17 Years Old 0.50% 0.50%
Min Deposit $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Money Minder Savings 0.50% 0.50%
Min Balance $5
Details 12 Years Old And Under
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Primary Savings 0.50% 0.50%
Min Balance $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Secondary Savings 0.50% 0.50%
Min Balance $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Vacation Club 0.50% 0.50%
Min Balance $5
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

Blackhawk Community Credit Union Checking Rates

Product Rate APY View More
Premier Checking 4.17% 4.25%
Min Balance $200,000
Details Qualifications Met*
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Premier Checking 3.93% 4.00%
Min Balance $100,000
Details Qualifications Met*
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Premier Checking 3.45% 3.50%
Min Balance $50,000
Details Qualifications Met*
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Premier Checking 2.96% 3.00%
Min Balance $10,000
Details Qualifications Met*
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Premier Checking 1.98% 2.00%
Min Balance $1,000
Details Qualifications Met*
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Checking 0.03% 0.03%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Hawks Checking 0.03% 0.03%
Details 18 Years Old And Under
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Legacy Checking 0.03% 0.03%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Organization Checking 0.03% 0.03%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Checking - 0.00%
Min Balance $1,000
Details Qualifying balance up to $1,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Legacy Checking - 0.00%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Organization Checking - 0.00%
Details Under $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

Blackhawk Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Fixed Rate Loans - - 6.51%
Details As Low As; Up to 80% loan to value
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Home Equity Fixed Rate Loans - - 7.51%
Details As Low As; Up to 90% loan to value
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

Blackhawk Community Credit Union Credit Card Rates

Product Rate APR View More
Legacy Credit Card - 11.25%
Details This APR will vary with the market based on the Prime Rate* and credit history.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Great Rate Credit Card - 11.75%
Details This APR will vary with the market based on the Prime Rate* and credit history.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Local First Credit Card - 11.75%
Details This APR will vary with the market based on the Prime Rate* and credit history.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
REWARD$ Credit Card - 12.75%
Details This APR will vary with the market based on the Prime Rate* and credit history.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Business Credit Card - 12.95%
Details This APR will vary with the market based on the Prime Rate* and credit history.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Visa® Great Rate Credit Card - 24.00%
Details Our Great Rate Credit Card has a Low Rate.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Visa® Local First Credit Card - 24.00%
Details Our Local First Credit Card Supports a Local Non-Profit.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%
Visa® REWARD$ Credit Card - 24.00%
Details Our REWARD$ Credit Card Earns 1.5 Reward Points on Every $1 in Purchases.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.25%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Blackhawk Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Blackhawk Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Blackhawk Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Blackhawk Community Credit Union
Address 2640 W Court St, Janesville, WI 53548
Phone 608-755-6065
Fax 608-755-6119
President Eric Entringer
CEO Lisa Palma
Full-Time Employees 175
Part-Time Employees 36
Branch Locations 10
ATM Locations 13
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.25%
Return on Assets (ROA)
0.3967%
Return on Equity (ROE)
3.6101%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
905,943,494
Total Amount of Shares and Deposits
800,737,351
Total Shares and Deposits < 1 Year
757,576,786
Total Shares and Deposits 1 3 Years
29,864,959
Total Shares and Deposits > 3 Years
13,295,606
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,644,745
Total Uninsured Shares and Deposits > $250K (F+J)
29,644,745
Total Insured Shares and Deposits > $250K (item 17 less item K)
771,092,606
Total Interest Expense (Sum of items 6 8)
8,881,104
Share Certificates
6,567
Number of Accounts for Share Drafts
30,895
IRA KEOGH Accounts
1,425
Number of Accounts for Regular Shares
64,495
Money Market Shares
266
Net Income (unless the amount is already included in Undivided Earnings)
3,594,254
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
273,326,004
Total Liabilities
810,856,704
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Blackhawk Community Credit Union

Is Blackhawk Community Credit Union a safe place to deposit money?

Yes, Blackhawk Community Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2453043534753%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Blackhawk Community Credit Union operate?

Blackhawk Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Blackhawk Community Credit Union?

Yes, to access services at Blackhawk Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Blackhawk Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Blackhawk Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Blackhawk Community Credit Union offer online and mobile banking?

Most modern institutions like Blackhawk Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bhccu.org.

Current Blackhawk Community Credit Union Rates

  • 12-Month CD1.96%
  • 18-Month CD3.15%
  • 24-Month CD3.10%
  • 60-Month CD2.85%
  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.