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County City Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

County City Credit Union's top rates as of October 9, 2026 are 4.27% APY on its 13 Month Special CD, 0.08% APY on savings, 1.00% APY on money market accounts, 0.08% APY on checking, personal loans from 10.75% APR, and credit cards from 11.99% APR, according to rates verified by MonitorBankRates. Other County City Credit Union CD rates include 48 Month CD at 3.80%, 48 Month - Traditional or Roth IRA CD at 3.75%, and 36 Month CD at 3.55%. MonitorBankRates evaluates the financial stability of County City Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.51%. Rates last updated and verified on 10/09/2026.

County City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at County City Credit Union? Share your experience about County City Credit Union by leaving a review below, or read customer reviews before you decide to use County City Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.51%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
County City Credit Union
County City Credit Union
106 E John St
Jefferson, WI 53549-2039
https://www.countycitycreditunion.com/
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

County City Credit Union CD Rates

Product Rate APY Term View More
13 Month Special Share Certificate 4.20% 4.27% 13 Month
Min Deposit $5,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 4.27% APY · checked 2 times
3.77%4.27%4.77%Sep 18, 2026: 4.27% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
48 Month Share Certificate 3.75% 3.80% 48 Month
Min Deposit $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
48 Month - Traditional or Roth IRA Certificate 3.70% 3.75% 48 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
36 Month Share Certificate 3.50% 3.55% 36 Month
Min Deposit $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
30 Month Share Certificate 3.40% 3.44% 30 Month
Min Deposit $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.44% APY · checked 2 times
2.94%3.44%3.94%Sep 18, 2026: 3.44% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
24 Month Share Certificate 3.30% 3.34% 24 Month
Min Deposit $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.34% APY · checked 2 times
2.84%3.34%3.84%Sep 18, 2026: 3.34% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
18 Month Share Certificate 3.20% 3.24% 18 Month
Min Deposit $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.24% APY · checked 2 times
2.74%3.24%3.74%Sep 18, 2026: 3.24% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
12 Month Share Certificate 3.15% 3.19% 12 Month
Min Deposit $500
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.19% APY · checked 2 times
2.69%3.19%3.69%Sep 18, 2026: 3.19% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
09 Month Share Certificate 2.95% 2.98% 9 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.98% APY · checked 2 times
2.48%2.98%3.48%Sep 18, 2026: 2.98% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
06 Month Share Certificate 2.75% 2.78% 6 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 2 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
90 Day Share Certificate 2.50% 2.52% 90 Day
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 2.52% APY · checked 2 times
2.02%2.52%3.02%Sep 18, 2026: 2.52% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 0.10%
Min Deposit $5
Details Early withdrawals subject to penalty
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Club Account 3 (Christmas, Vacation) 0.10% 0.10%
Min Deposit $25
Min Balance $25
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Vacation Club - 0.10%
Min Deposit $5
Details Early withdrawals subject to penalty
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Other Savings - 0.08%
Min Deposit $5
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 5 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Regular Savings 0.08% 0.08%
Min Deposit $25
Min Balance $25
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 0.08% APY · checked 3 times
0.00%0.29%0.58%Sep 22, 2026: 0.08% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Life Savings 0.03% 0.03%
Min Deposit $25
Min Balance $25
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.00%
Min Deposit $2,500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Checking Rates

Product Rate APY View More
Checking Plus 0.08% 0.08%
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 4 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
H.Y.P.E. Checking - 0.08%
Details Ages 14-29 Eligible; No Minimum Balance; No Monthly Service Fee; Free Debit Card; Free 1st Box of Checks; Same Day Deposits - No Cutoff Times
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 0.08% APY
0.00%0.29%0.58%Oct 9, 2026: 0.08% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Business Checking Rates

Product Rate APY View More
Business Checking Plus 0.08% 0.08%
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.08% APY · checked 4 times
0.00%0.29%0.58%Sep 14, 2026: 0.08% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Lines of Credit - - 7.00%
Details Greater of $25 or $1.25 for each $100 borrowed
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 14, 2026: 6.75% APROct 2, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.00%▲ from 6.75%
  • Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Home Equity Line of Credit - - 8.50%
Details Rate is variable tied to prime rate. The rate can change on the first day of every month, based on the prime rate as published in the Wall Street Journal's Money Rate Section on the last day of each month.
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 6.75% → 8.50% ▲ 1.75 pts · high 8.50% / low 6.75%
5.00%7.63%10.25%Sep 22, 2026: 6.75% APROct 9, 2026: 8.50% APRSep 22, 2026Oct 13, 2026
  • Oct 9, 20268.50%▲ from 6.75%
  • Sep 22, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Car, Truck, and Motorcycle Loan - - 4.75% 24 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 5 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Car, Truck, and Motorcycle Loan - - 5.00% 36 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 5 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Car, Truck, and Motorcycle Loan - - 5.25% 48 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Car, Truck, and Motorcycle Loan - - 5.50% 60 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 5 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Car, Truck, and Motorcycle Loan - - 5.75% 72 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Car, Truck, and Motorcycle Loan - - 7.00% 48 months
Details Rate based on credit score and term. 72 month term available for vehicles 6 years old and newer.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.25% → 7.00% ▲ 1.75 pts · high 7.00% / low 5.25%
3.50%6.13%8.75%Sep 14, 2026: 5.25% APROct 9, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.00%▲ from 5.25%
  • Sep 14, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Power Sport (ATV, UTV, Boat, Snowmobile, Jet Ski) Loan - 7.00% 36 months
Details Rate based on credit score and term. 72 month term available for vehicles 6 years old and newer.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.50% → 7.00% ▼ 0.50 pts · high 7.50% / low 7.00%
6.50%7.25%8.00%Sep 14, 2026: 7.50% APROct 9, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.00%▼ from 7.50%
  • Sep 14, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Power Sport (ATV, UTV, Boat, Snowmobile, Jet Ski) Loan - 7.25% 24 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
6.75%7.25%7.75%Sep 14, 2026: 7.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Power Sport (ATV, UTV, Boat, Snowmobile, Jet Ski) Loan - 7.50% 36 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Power Sport (ATV, UTV, Boat, Snowmobile, Jet Ski) Loan - 7.75% 48 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 5 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Power Sport (ATV, UTV, Boat, Snowmobile, Jet Ski) Loan - 8.00% 60 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 5 times
7.50%8.00%8.50%Sep 14, 2026: 8.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Power Sport (ATV, UTV, Boat, Snowmobile, Jet Ski) Loan - 8.25% 72 Months
Details As Low As; Payment Information:
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 5 times
7.75%8.25%8.75%Sep 14, 2026: 8.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 11.99%
Details Rate: Prime Rate + 4.99% APR; Credit Score Range: 680 and Above
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74%
11.24%11.87%12.49%Sep 14, 2026: 11.74% APROct 9, 2026: 11.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202611.99%▲ from 11.74%
  • Sep 14, 202611.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Credit Card - 12.99%
Details Rate: Prime Rate + 5.99% APR; Credit Score Range: 600 - 679
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74%
12.24%12.87%13.49%Sep 14, 2026: 12.74% APROct 9, 2026: 12.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202612.99%▲ from 12.74%
  • Sep 14, 202612.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Credit Card - 14.99%
Details Rate: Prime Rate + 7.99% APR; Credit Score Range: Below 600
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 14.74% → 14.99% ▲ 0.25 pts · high 14.99% / low 14.74%
14.24%14.87%15.49%Sep 14, 2026: 14.74% APROct 9, 2026: 14.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202614.99%▲ from 14.74%
  • Sep 14, 202614.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Personal Loan Rates

Product APR Term View More
Personal - 60 Months (max term) Loan 10.75% 60 months
Details Monthly Payment of 21.62 per $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%

County City Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 7.00%
Details Rate is determined by adding a 2.00% margin to the related deposit account rate.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Kwik Cash Loan - - 15.50%
Details Payment Information: Greater of $15 or $4 per $100 of Balance
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 15.25% → 15.50% ▲ 0.25 pts · high 15.50% / low 15.25%
14.75%15.38%16.00%Sep 14, 2026: 15.25% APROct 9, 2026: 15.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202615.50%▲ from 15.25%
  • Sep 14, 202615.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
12 Month - Traditional, Roth or Coverdell IRA Certificate 3.10% - 3.14% 12 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.14% APY · checked 2 times
2.64%3.14%3.64%Sep 18, 2026: 3.14% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
30 Month - Traditional, Roth or Coverdell IRA Certificate 3.35% - 3.39% 30 Month
Min Deposit $1,000
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 3.39% APY · checked 2 times
2.89%3.39%3.89%Sep 18, 2026: 3.39% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
IRA Deposit (Traditional, Roth, Coverdell) 0.10% - 0.10%
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.51%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

County City Credit Union’s Texas Ratio rose from 0.64% in Q3 2023 to 1.51% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 1% 3.0★ 1.5% 4.0★ 2% 5.0★ Healthy zone – entire history below the 15% limit 0.64% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.51% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$44M1.51%5.0A+
March 31, 2026$43M0.05%5.0A+
December 31, 2025$42M0.02%5.0A+
September 30, 2025$41M0.11%5.0A+
June 30, 2025$41M0.16%5.0A+
March 31, 2025$40M0.00%5.0A+
December 31, 2024$39M0.33%5.0A+
September 30, 2024$39M0.03%5.0A+
June 30, 2024$39M0.67%5.0A+
March 31, 2024$39M0.00%5.0A+
December 31, 2023$39M0.58%5.0A+
September 30, 2023$39M0.64%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for County City Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather County City Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with County City Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name County City Credit Union
Website https://www.countycitycreditunion.com/
Address 106 E John St, Jefferson, WI 53549-2039
Phone 920-674-5542
Fax 920-674-5534
President Dale Lutz
CEO Beth Krahn
Full-Time Employees 14
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.51%
Return on Assets (ROA)
0.5309%
Return on Equity (ROE)
4.6964%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
43,625,993
Total Amount of Shares and Deposits
38,265,951
Total Shares and Deposits < 1 Year
37,900,255
Total Shares and Deposits 1 3 Years
346,534
Total Shares and Deposits > 3 Years
19,161
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
698,872
Total Uninsured Shares and Deposits > $250K (F+J)
698,872
Total Insured Shares and Deposits > $250K (item 17 less item K)
37,567,079
Total Interest Expense (Sum of items 6 8)
133,883
Share Certificates
242
Number of Accounts for Share Drafts
2,006
IRA KEOGH Accounts
129
Number of Accounts for Regular Shares
3,729
Money Market Shares
131
Net Income (unless the amount is already included in Undivided Earnings)
231,614
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,332,747
Total Liabilities
38,694,249
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

County City Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About County City Credit Union

How many branches does County City Credit Union operate?

County City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join County City Credit Union?

Yes, to access services at County City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, County City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, County City Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does County City Credit Union offer online and mobile banking?

Most modern institutions like County City Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.countycitycreditunion.com/.

Current County City Credit Union Rates

  • 12-Month CD3.19%
  • 18-Month CD3.24%
  • 24-Month CD3.34%
  • Savings0.08%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.

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