What are the current interest rates at Savings Bank Circleville, OH?

Current rates for Savings Bank Circleville, OH include: 18-Month CD: 1.77%, Savings: 0.05%, MMA: 3.20%

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Savings Bank Circleville, OH Rates & Review November 2026

Q: Does Savings Bank Circleville, OH offer CDs?

Yes. Savings Bank Circleville, OH current CD rates include its 15-Month CD at 4.11% APY, its CD Specials - 15-Month CD at 4.11% APY and its 9-Month CD at 3.67% APY, verified by MonitorBankRates as of October 31, 2026.

Q: Are CDs from Savings Bank Circleville, OH FDIC insured?

Yes. Savings Bank Circleville, OH is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

Q: What is the highest CD rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH CD rate is its 15-Month CD at 4.11% APY, verified by MonitorBankRates as of October 31, 2026.

Q: What CD terms does Savings Bank Circleville, OH offer?

Savings Bank Circleville, OH CD rates are 3.56% APY for a 3 month CD, 3.67% APY for a 9 month CD, 4.11% APY for a 15 month CD and 1.77% APY for an 18 month CD, verified by MonitorBankRates as of October 31, 2026. The institution may offer other terms or specials that are not listed here, so check with Savings Bank Circleville, OH for its full lineup.

Q: What is the highest savings rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH savings rate is its Health Savings (HSA) at 0.05% APY, verified by MonitorBankRates as of October 31, 2026.

Q: What is the highest money market rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH money market rate is its Legacy MMA Checking at 3.20% APY, verified by MonitorBankRates as of October 31, 2026.

Q: What is the highest checking rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH checking rate is its Legacy MMA Checking at 3.20% APY, verified by MonitorBankRates as of October 31, 2026.

Q: What is the lowest mortgage rate at Savings Bank Circleville, OH?

The lowest Savings Bank Circleville, OH mortgage rate is its Affordable Rate Program (15-Year Mortgage) at 5.125%, verified by MonitorBankRates as of October 31, 2026. Savings Bank Circleville, OH mortgage rates are 5.50% for a 30 year mortgage and 5.125% for a 15 year mortgage.

Q: How many branches does Savings Bank Circleville, OH operate?

Savings Bank Circleville, OH currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 31, 2026

Savings Bank Circleville, OH's 15-Month CD rates are at 4.11%, CD Specials - 15-Month CD rates are at 4.11%, 9-Month CD rates are at 3.67%, CD Specials - 9-Month CD rates are at 3.67%, 3-Month CD rates are at 3.56%. Savings Bank Circleville, OH's savings rates are at 0.05%. Savings Bank Circleville, OH's money market rates are at 3.20%. Savings Bank Circleville, OH's checking rates are as high as 0.05%. Savings Bank Circleville, OH's Affordable Rate Program (15-Year Mortgage) rates are at 5.125%, Affordable Rate Program (30-Year Mortgage) rates are at 5.50%, 5/1 Adjustable Rate Mortgage (ARM) rates are at 6.50%. Savings Bank Circleville, OH's top CD rate of 4.11% APY on a 15 month CD is 38% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Savings Bank Circleville, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.59%. Rates last updated and verified on 10/31/2026.

Savings Bank Circleville, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Savings Bank Circleville, OH? Share your experience about Savings Bank Circleville, OH by leaving a review below, or read customer reviews before you decide to use Savings Bank Circleville, OH.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.59%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Savings Bank Circleville, OH

118 N Court St
Circleville, OH 43113

https://www.thesavingsbankohio.bank

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Savings Bank Circleville, OH CD Rates

Product	Rate	APY	Term	Min. Deposit
15-Month CD	4.03%	4.11%	15 months	$1,000
Min Deposit $1,000 Details CD Special; interest rate fixed for the term; renews automatically to a 12-month term at maturity; early withdrawal penalty may apply Last Updated 10/31/2026 Rate History 1 change since Sep 19, 2026 · 3.30% → 4.11% ▲ 0.81 pts · high 4.11% / low 3.30% Sep 24, 20264.11%▲ from 3.30% Sep 19, 20263.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
CD Specials - 15-Month CD	4.03%	4.11%	15 months	$1,000
Min Deposit $1,000 Details Interest rate is fixed for the term; renews automatically to a 12-month term at maturity; penalty may be imposed for early withdrawal; rates accurate as of September 21, 2026 Last Updated 10/31/2026 Rate History No change since Oct 21, 2026 · 4.11% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
9-Month CD	3.60%	3.67%	9 months	$1,000
Min Deposit $1,000 Details CD Special; interest rate fixed for the term; renews automatically to a 12-month term at maturity; early withdrawal penalty may apply Last Updated 10/31/2026 Rate History 1 change since Sep 19, 2026 · 3.56% → 3.67% ▲ 0.11 pts · high 3.67% / low 3.56% Sep 24, 20263.67%▲ from 3.56% Sep 19, 20263.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
CD Specials - 9-Month CD	3.60%	3.67%	9 months	$1,000
Min Deposit $1,000 Details Interest rate is fixed for the term; renews automatically to a 12-month term at maturity; penalty may be imposed for early withdrawal; rates accurate as of September 21, 2026 Last Updated 10/31/2026 Rate History No change since Oct 21, 2026 · 3.67% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
3-Month CD	3.50%	3.56%	3 months	$1,000
Min Deposit $1,000 Details CD Special; interest rate fixed for the term; renews automatically to a 3-month term at maturity; early withdrawal penalty may apply Last Updated 10/31/2026 Rate History 1 change since Sep 19, 2026 · 3.46% → 3.56% ▲ 0.10 pts · high 3.56% / low 3.46% Sep 24, 20263.56%▲ from 3.46% Sep 19, 20263.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
CD Specials - 3-Month CD	3.50%	3.56%	3 months	$1,000
Min Deposit $1,000 Details Interest rate is fixed for the term; renews automatically to a 3-month term at maturity; penalty may be imposed for early withdrawal; rates accurate as of September 21, 2026 Last Updated 10/31/2026 Rate History No change since Oct 21, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
30-Month Fixed	1.83%	1.85%	30 Month	$5
Min Deposit $5 Min Balance $0 Details Interest rate fixed for the term; ADB+ N/A; Compounding/Crediting Daily/Monthly; early withdrawal penalty may apply; Tax Advantage Accounts and IRAs Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 1.85% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
18-Month Variable	1.75%	1.77%	18 Month	$5
Min Deposit $5 Min Balance $0 Details Variable rate; may change after account is opened; ADB+ N/A; Compounding/Crediting Daily/Monthly; Tax Advantage Accounts and IRAs Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 1.77% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%

Savings Bank Circleville, OH Savings Rates

Product	Rate	APY
Health Savings (HSA)	0.05%	0.05%
Min Deposit $100 Min Balance $0 Details ADB+ N/A; Compounding/Crediting Daily/Monthly; Tax Advantage Accounts and IRAs Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Statement Savings	0.05%	0.05%
Min Deposit $100 Min Balance $0 Details ADB+ N/A; Compounding/Crediting Daily/Quarterly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%

Savings Bank Circleville, OH Checking Rates

Product	Rate	APY
Legacy MMA Checking	3.15%	3.20%
Min Deposit $50,000 Min Balance $500,000 Details Balance: $500,000 & Greater; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Sep 27, 2026 · 3.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Legacy MMA Checking	2.95%	2.99%
Min Deposit $50,000 Min Balance $250,000 Details Balance: $250,000 - $499,999.99; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Sep 27, 2026 · 2.99% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Legacy MMA Checking	2.35%	2.38%
Min Deposit $50,000 Min Balance $150,000 Details Balance: $150,000 - $249,999.99; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Sep 27, 2026 · 2.38% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Legacy MMA Checking	2.00%	2.02%
Min Deposit $50,000 Min Balance $100,000 Details Balance: $100,000 - $149,999.99; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Sep 27, 2026 · 2.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Legacy MMA Checking	1.39%	1.40%
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 1.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Legacy MMA Checking	1.14%	1.15%
Min Deposit $50,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 1.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Legacy MMA Checking	0.10%	0.10%
Min Deposit $50,000 Min Balance $0 Details Balance: $0 - $24,999.99; Excludes public funds; Service charge: $10.00 if ADB <$2,500; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Premier Checking	0.05%	0.05%
Min Deposit $5,000 Min Balance $0 Details Balance: $0.00 - $2,499.99; Service charge: $5.00 if ADB <$2,500; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Premier Checking	0.05%	0.05%
Min Deposit $5,000 Min Balance $2,500 Details Balance: $2,500 & Greater; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Smart Market MMA Checking	0.05%	0.05%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $24,999.99; Excludes public funds; Service charge: $5.00 if ADB <$2,500; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Smart Market MMA Checking	0.05%	0.05%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Smart Market MMA Checking	0.05%	0.05%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Smart Market MMA Checking	0.05%	0.05%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 & Greater; Excludes public funds; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%

Savings Bank Circleville, OH Mortgage Rates

Product	Rate	Points	APR	Term
Affordable Rate Program (15-Year Mortgage)	5.125%	-	5.286%	15 Years
Details FHLB Cincinnati Affordable Rate Program; household income must be less than or equal to 80 percent of FHFA Area Median Income; primary residence only; APR effective October 16, 2026 and assumes 80% loan-to-value Last Updated 10/31/2026 Rate History 1 change since Oct 7, 2026 · 4.50% → 5.29% ▲ 0.79 pts · high 5.29% / low 4.50% Oct 21, 20265.29%▲ from 4.50% Oct 7, 20264.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Affordable Rate Program (30-Year Mortgage)	5.50%	-	5.596%	30 Years
Details FHLB Affordable Rate Program (30-Year); Interest Rate 5.5%, APR 5.596%; assumes 80% loan-to-value; APR effective October 16, 2026; household income must be at or below 80% of FHFA Area Median Income; primary residence only; purchase and refinance eligible Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.09% → 5.60% ▲ 0.50 pts · high 5.60% / low 5.09% Oct 21, 20265.60%▲ from 5.09% Sep 15, 20265.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
5/1 Adjustable Rate Mortgage (ARM)	6.50%	-	6.982%
Details 30-Yr Amortization; Interest rate fixed for 60 months then adjusts every 12 months; caps: 2.00 percentage points first adjustment and per subsequent adjustment; lifetime cap 12.5 percentage points above initial rate; APR effective October 1, 2026; assumes 20% down; margin 0.125% over U.S. Treasury One Year Rate; payment $1,011.31 on $160,000 loan for 60 payments Last Updated 10/31/2026 Rate History No change since Oct 26, 2026 · 6.98% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%

Savings Bank Circleville, OH Other Rates

Product	Rate	Points	APY/APR	Term
FHLB Affordable Rate Program (15-Year) Loan	5.125%	-	5.286%	15 Year
Details Mortgage Rate; FHLB Cincinnati program; household income must be at or below 80% of FHFA Area Median Income; APR assumes 80% loan-to-value Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 4.66% → 5.29% ▲ 0.63 pts · high 5.29% / low 4.66% Oct 26, 20265.29%▲ from 4.66% Sep 15, 20264.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
FHLB Affordable Rate Program (30-Year) Loan	5.50%	-	5.596%	30 Year
Details Mortgage Rate; FHLB Cincinnati program; household income must be at or below 80% of FHFA Area Median Income; APR assumes 80% loan-to-value Last Updated 10/31/2026 Rate History 1 change since Sep 15, 2026 · 5.09% → 5.60% ▲ 0.50 pts · high 5.60% / low 5.09% Oct 26, 20265.60%▲ from 5.09% Sep 15, 20265.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Residential Land Loan (60-Month Balloon)	7.875%	-	8.064%	60-Month
Details 60-month balloon Last Updated 10/31/2026 Rate History No change since Oct 3, 2026 · 8.06% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Premier Business	0.05%	-	0.05%
Min Deposit $5,000 Min Balance $0 Details Balance: $0 - $2,4999.99 (as printed); Service charge: $5.00 if ADB <$2,500; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%
Premier Business	0.05%	-	0.05%
Min Deposit $5,000 Min Balance $2,500 Details Balance: $2,500 & Greater; Compounding/Crediting Daily/Monthly Last Updated 10/31/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Savings Bank Circleville, OH’s Texas Ratio fell from 2.76% in Q3 2023 to 1.59% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$520M	1.59%	5.0	A+
March 31, 2026	$518M	3.42%	5.0	A+
December 31, 2025	$517M	1.50%	5.0	A+
September 30, 2025	$519M	1.57%	5.0	A+
June 30, 2025	$520M	1.75%	5.0	A+
March 31, 2025	$518M	1.93%	5.0	A+
December 31, 2024	$512M	2.61%	5.0	A+
September 30, 2024	$535M	2.03%	5.0	A+
June 30, 2024	$550M	2.10%	5.0	A+
March 31, 2024	$552M	2.45%	5.0	A+
December 31, 2023	$553M	2.54%	5.0	A+
September 30, 2023	$600M	2.76%	4.9	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Savings Bank Circleville, OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Savings Bank Circleville, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Savings Bank Circleville, OH's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Savings Bank Circleville, OH

Website https://www.thesavingsbankohio.bank

Address 118 N Court St, Circleville, OH 43113 · Pickaway

Bank Holding Company SAVINGS BCORP INC

FDIC Certificate # 13216

Regulator FDIC

Established April 20, 1912

FDIC Insurance Date January 1, 1934

Domestic Offices 6

Total Branches 6

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.59%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

0.6270%

Return on Equity (ROE)

6.1500%

Non-Performing Loans Ratio (NPL)

0.16%

Total Assets

$520,058,000

Total Deposits

$450,229,000

Equity Capital

$53,338,000

Net Income

$1,625,000

Headquarters

Circleville

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Savings Bank Circleville, OH earned the Verified Healthy badge

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Frequently Asked Questions About Savings Bank Circleville, OH

Does Savings Bank Circleville, OH offer CDs?

Yes. Savings Bank Circleville, OH current CD rates include its 15-Month CD at 4.11% APY, its CD Specials - 15-Month CD at 4.11% APY and its 9-Month CD at 3.67% APY, verified by MonitorBankRates as of October 31, 2026.

Are CDs from Savings Bank Circleville, OH FDIC insured?

Yes. Savings Bank Circleville, OH is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH CD rate is its 15-Month CD at 4.11% APY, verified by MonitorBankRates as of October 31, 2026.

What CD terms does Savings Bank Circleville, OH offer?

Savings Bank Circleville, OH CD rates are 3.56% APY for a 3 month CD, 3.67% APY for a 9 month CD, 4.11% APY for a 15 month CD and 1.77% APY for an 18 month CD, verified by MonitorBankRates as of October 31, 2026. The institution may offer other terms or specials that are not listed here, so check with Savings Bank Circleville, OH for its full lineup.

What is the highest savings rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH savings rate is its Health Savings (HSA) at 0.05% APY, verified by MonitorBankRates as of October 31, 2026.

What is the highest money market rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH money market rate is its Legacy MMA Checking at 3.20% APY, verified by MonitorBankRates as of October 31, 2026.

What is the highest checking rate at Savings Bank Circleville, OH?

The highest Savings Bank Circleville, OH checking rate is its Legacy MMA Checking at 3.20% APY, verified by MonitorBankRates as of October 31, 2026.

What is the lowest mortgage rate at Savings Bank Circleville, OH?

The lowest Savings Bank Circleville, OH mortgage rate is its Affordable Rate Program (15-Year Mortgage) at 5.125%, verified by MonitorBankRates as of October 31, 2026. Savings Bank Circleville, OH mortgage rates are 5.50% for a 30 year mortgage and 5.125% for a 15 year mortgage.

How many branches does Savings Bank Circleville, OH operate?

Savings Bank Circleville, OH currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Savings Bank Circleville, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Savings Bank Circleville, OH provides members with tools to manage their accounts and build a solid financial history.

Does Savings Bank Circleville, OH offer online and mobile banking?

Most modern institutions like Savings Bank Circleville, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thesavingsbankohio.bank.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Savings Bank Circleville, OH rates compare?

Savings Bank Circleville, OH's top CD rate of 4.11% APY on a 15 month CD is 38% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. Savings Bank Circleville, OH's top rates are its 15-Months 15-Month CD at 4.11% APY, its Health Savings (HSA) at 0.05% APY, its Legacy MMA Checking at 3.20% APY, its Premier Checking at 0.05% APY and its Affordable Rate Program (15-Year Mortgage) at 5.125%, verified by MonitorBankRates on October 31, 2026.

Current Savings Bank Circleville, OH Rates

18-Month CD1.77%
Savings0.05%
MMA3.20%

Retrieved from our database of financial products. Rates subject to change.

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Savings Bank Circleville, OH Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Savings Bank Circleville, OH Texas Ratio

Savings Bank Circleville, OH Health Trend

Savings Bank Circleville, OH CD Rates

Savings Bank Circleville, OH Savings Rates

Savings Bank Circleville, OH Checking Rates

Savings Bank Circleville, OH Mortgage Rates

Savings Bank Circleville, OH Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

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Savings Bank Circleville, OH earned the Verified Healthy badge

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Frequently Asked Questions About Savings Bank Circleville, OH

Does Savings Bank Circleville, OH offer CDs?

Are CDs from Savings Bank Circleville, OH FDIC insured?

What is the highest CD rate at Savings Bank Circleville, OH?

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What is the highest savings rate at Savings Bank Circleville, OH?

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How many branches does Savings Bank Circleville, OH operate?

Is there a first-time homebuyer program?

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How do Savings Bank Circleville, OH rates compare?

Current Savings Bank Circleville, OH Rates

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