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Savings Bank Circleville, OH Rates & Review April 2026

Savings Bank Circleville, OH's 3-MONTH CD rates are at 3.56%, 8-MONTH CD rates are at 3.39%, 13-MONTH CD rates are at 3.20%. Savings Bank Circleville, OH's 15-Year Fixed Mortgage rates are at 5.50%, 5/1 Adjustable Rate Mortgage rates are at 5.50%, 30-Year Fixed Mortgage rates are at 6.12%. MonitorBankRates evaluates the financial stability of Savings Bank Circleville, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.76%. Rates were last updated on 04/17/2026.

Savings Bank Circleville, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Savings Bank Circleville, OH? Share your experience about Savings Bank Circleville, OH by leaving a review below, or read customer reviews before you decide to use Savings Bank Circleville, OH.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.76%
Excellent Lower than avg
Savings Bank Circleville, OH
118 N Court St
Circleville, OH 43113
https://www.thesavingsbankohio.bank
Member FDIC

Savings Bank Circleville, OH CD Rates

Product Rate APY Term View More
3-MONTH CD 3.50% 3.56% 3
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.76%
8-MONTH CD 3.33% 3.39% 8
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.76%
13-MONTH CD 3.15% 3.20% 13
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.76%

Savings Bank Circleville, OH Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed Mortgage 5.50% - 5.66%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.76%
5/1 Adjustable Rate Mortgage 5.50% - 5.91%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.76%
30-Year Fixed Mortgage 6.13% - 6.23%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.76%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Savings Bank Circleville, OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Savings Bank Circleville, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Savings Bank Circleville, OH's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Savings Bank Circleville, OH
Bank Holding Company SAVINGS BCORP INC
Address 118 N Court St, Circleville, OH 43113  ·  Pickaway
FDIC Certificate # 13216
Established 04/20/1912
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.76%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.2604%
Return on Equity (ROE) 3.3600%
Non-Performing Loans (NPL) 0.22%
Total Assets $517,344,000
Total Deposits $436,467,000
Equity Capital $52,458,000
Net Income $3,302,000
Headquarters Circleville
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Savings Bank Circleville, OH

Is Savings Bank Circleville, OH a safe place to deposit money?

Yes, Savings Bank Circleville, OH is considered a safe financial institution. With a Texas Ratio of 2.7592538900164%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Savings Bank Circleville, OH operate?

Savings Bank Circleville, OH currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Savings Bank Circleville, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Savings Bank Circleville, OH provides members with tools to manage their accounts and build a solid financial history.

Does Savings Bank Circleville, OH offer online and mobile banking?

Most modern institutions like Savings Bank Circleville, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thesavingsbankohio.bank.

Current Savings Bank Circleville, OH Rates

  • 12-Month CD3.20%
Retrieved from our database of financial products. Rates subject to change.