Macon B&T Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Macon B&T Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Macon B&T Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Macon B&T Co. CD rates. You can also compare Macon B&T Co. savings rates, MMA rates and mortgage rates using our other rate lists. Macon B&T Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Macon B&T Co.? Share your experience about Macon B&T Co. by leaving a review below, or read customer reviews before you decide to use Macon B&T Co.. Macon B&T Co. Texas Ratio Macon B&T Co.'s Texas Ratio is at 0.73%, which is considered excellent. The Texas Ratio for Macon B&T Co. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Macon B&T Co. is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare Macon B&T Co. Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Macon B&T Co. rate data right now, check back for updates, we are adding rates all the time. Macon B&T Co. InformationMacon B&T Co.
609 Red Boiling Springs RdLafayette, TN 37083 Macon Established Date: 07/01/1919 FDIC Certificate #: 6091 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: MACON BANCTRUST INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.maconbankandtrust.com
Is Macon B&T Co. FDIC Insured? Yes
What is Macon B&T Co.'s Cert number? 6091
What is the maximum amount for insured deposits? $250,000 per holder, per account
Macon B&T Co. FinancialsTotal Assets:
$697,195,000
Total Deposits:
$640,867,000
Equity Capital:
$37,897,000
Domestic Deposits:
$640,867,000
Net Income:
$1,142,000
Return on Assets:
0.7504%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.8648%
Pretax Quarterly Return on Assets:
0.8600%
Return on Equity:
14.3200%
Quarterly Return on Equity:
12.0300%
Leverage Tier 1 (Core Capital) Ratio:
9.9248%
Total Interest Income (YTD):
4.8299%
Headquarters:
Lafayette
FDIC Field Office:
Nashville
Regulator:
FDIC
County:
Macon
# of Offices:
8
Metropolitan Statistical Area (MSA):
Nashville-Davidson-Murfreesboro-Franklin, TN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsRegional banks and credit unions are offering better deposit rates these days. These regional financial institutions offer rates higher than the big national banks but lower than rates offered by online banks. The best rates available are from online banks but you will be sacrificing personalized service.  TD Bank is offering their "Apply for a loan, WIN your home" promotion now until April 30, 2010.
Nationwide Bank, the banking arm of Nationwide Mutual Insurance Company, is offering a respectable rate on their money market account. The annual percentage yield on the money market account is currently 2.15 percent as of May 11, 2009. The annual percentage yield is for all account balances.
Bank or Credit Union Offers and DealsMortgage Rates Remain Low This Week - Average 30 Year Rates at 3.83%Online Banks Offer Higher CD Rates Than Traditional Brick and Mortar Banks Mortgage Rates Today Increase for the Third Consecutive Week Pennsylvania State Employees Credit Union CD Rates Fidelity Homestead Savings Bank Savings Rates and Money Market Account Rates Interest Rates in an Economic Recovery Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.47% on Lower Bond Yields Pathetic Savings Account Rates the New Normal Mortgage Rates Drop Yet Again to a Record Low in 2011 Mortgage Rates: Lowest 30 Year Mortgage Rates Still at 3.75% Alternative Bank and Credit Union Offers to ExploreCD Early Withdrawal PenaltiesWe Have a New Top CD Rate on our 12 Month CD Rates List Mortgage Rates: Current Mortgage Rates Down Slightly According to Freddie Mac Credit Union CD Rates Mortgage Rates Hit New Lows for 2014 Credit Cards - Review & Reform Lower Mortgage Rates Spur Mortgage Applicaitons Higher- Mortgage Rates at 5.02% 1.12% APY New Top Savings Rate from North American Savings Bank, FSB Sandy Spring Bank CD Rates: 5.50% APY 8-Month CD Special Current Bank Savings Rates and Money Market Rates October 3, 2012 Macon B&T Co. ReviewsThere are no reviews for Macon B&T Co. yet. Feel free to create one below.
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See how Macon B&T Co. Compares to other banks |
Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 2.52% and 3-month CD rates at 1.65%. Current savings rates are at 0.40% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. 
