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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Credit Union of Texas Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 16, 2026
Credit Union of Texas's 12 Month CD rates are at 3.75%, 6 Month CD rates are at 3.75%, 18 Month CD rates are at 3.70%, 24 Month CD rates are at 3.60%, 36 Month CD rates are at 3.60%. MonitorBankRates evaluates the financial stability of Credit Union of Texas with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.82%. Rates were last updated on 06/16/2026. Credit Union of Texas money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Texas? Share your experience about Credit Union of Texas by leaving a review below, or read customer reviews before you decide to use Credit Union of Texas. Credit Union of Texas
Credit Union of Texas Allen 900 W Bethany Dr Ste 500
https://cutx.org Allen, TX 75013 3834 
Credit Union of Texas CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union of Texas is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of Texas rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union of Texas's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union of Texas
Website
https://cutx.org
Address
900 W Bethany Dr Ste 500,
Allen, TX 75013 3834
Phone
214-818-3231
Fax
President
Troy Mathieu
CEO
Eric Pointer
Full-Time Employees
500
Part-Time Employees
47
Branch Locations
25
ATM Locations
24
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.82%
Return on Assets (ROA)
0.3396%
Return on Equity (ROE)
4.0032%
Non-Performing Loans Ratio (NPL)
1.65%
Total Assets
2,670,082,522
Total Amount of Shares and Deposits
2,162,769,565
Total Shares and Deposits < 1 Year
1,968,585,727
Total Shares and Deposits 1 3 Years
153,957,342
Total Shares and Deposits > 3 Years
40,226,496
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
239,996,439
Total Uninsured Shares and Deposits > $250K (F+J)
239,996,439
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,922,773,126
Total Interest Expense (Sum of items 6 8)
47,961,941
Share Certificates
19,703
Number of Accounts for Share Drafts
105,507
IRA KEOGH Accounts
4,779
Number of Accounts for Regular Shares
190,046
Non Member Deposits
119
Money Market Shares
1,937
Net Income (unless the amount is already included in Undivided Earnings)
9,068,674
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
73,677,625
Total Liabilities
2,476,466,132
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Add Your Rating and Review for Credit Union of Texas
Frequently Asked Questions About Credit Union of TexasHow many branches does Credit Union of Texas operate?Credit Union of Texas currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union of Texas?Yes, to access services at Credit Union of Texas, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union of Texas does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union of Texas provides members with tools to manage their accounts and build a solid financial history. Does Credit Union of Texas offer online and mobile banking?Most modern institutions like Credit Union of Texas provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cutx.org. Current Credit Union of Texas Rates
Retrieved from our database of financial products. Rates subject to change.
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