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Members 1st Credit Union Brattleboro, VT Rates & Review March 2026

Members 1st Credit Union Brattleboro, VT's Personal Loan Rates are at 15.00%. MonitorBankRates evaluates the financial stability of Members 1st Credit Union Brattleboro, VT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.44%. Rates were last updated on 03/28/2026.

Members 1st Credit Union Brattleboro, VT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Credit Union Brattleboro, VT? Share your experience about Members 1st Credit Union Brattleboro, VT by leaving a review below, or read customer reviews before you decide to use Members 1st Credit Union Brattleboro, VT.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.44%
Excellent Lower than avg
Members 1st Credit Union Brattleboro, VT
Members 1st Credit Union
10 Browne Ct
Brattleboro, VT 05301 4427
http://www.members1cu.com/
Member NCUA

Members 1st Credit Union Brattleboro, VT Credit Card Rates

Product Rate APR View More
VISA - 10.90%
Details REVOLVING
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.44%

Members 1st Credit Union Brattleboro, VT Personal Loan Rates

Product Rate APR View More
PERSONAL UNSECURED - 15.00%
Details INSTALLMENT
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.44%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Members 1st Credit Union Brattleboro, VT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members 1st Credit Union Brattleboro, VT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Members 1st Credit Union Brattleboro, VT's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Members 1st Credit Union Brattleboro, VT
Address 10 Browne Ct, Brattleboro, VT 05301 4427
Phone 802-257-5131
Fax 802-257-5837
President TAMARA GRAY
CEO Evelyn Sirois
Full-Time Employees 6
Part-Time Employees 2
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.44%
Return on Assets (ROA)
0.2150%
Return on Equity (ROE)
2.3520%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
22,464,212
Total Amount of Shares and Deposits
20,355,047
Total Shares and Deposits < 1 Year
20,355,047
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
429,437
Total Uninsured Shares and Deposits > $250K (F+J)
429,437
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,925,610
Total Interest Expense (Sum of items 6 8)
353,695
Share Certificates
191
Number of Accounts for Share Drafts
860
IRA KEOGH Accounts
98
Number of Accounts for Regular Shares
2,502
Net Income (unless the amount is already included in Undivided Earnings)
48,291
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,170,542
Total Liabilities
20,410,992
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Members 1st Credit Union Brattleboro, VT

Is Members 1st Credit Union Brattleboro, VT a safe place to deposit money?

Yes, Members 1st Credit Union Brattleboro, VT is considered a safe financial institution. With a Texas Ratio of 5.4421347931542%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Members 1st Credit Union Brattleboro, VT operate?

Members 1st Credit Union Brattleboro, VT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Members 1st Credit Union Brattleboro, VT?

Yes, to access services at Members 1st Credit Union Brattleboro, VT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Members 1st Credit Union Brattleboro, VT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Members 1st Credit Union Brattleboro, VT provides members with tools to manage their accounts and build a solid financial history.

Does Members 1st Credit Union Brattleboro, VT offer online and mobile banking?

Most modern institutions like Members 1st Credit Union Brattleboro, VT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.members1cu.com/.