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 Members 1st Credit Union Brattleboro, VT Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 13, 2026
Members 1st Credit Union Brattleboro, VT's top rates as of October 13, 2026 are personal loans from 15.00% APR, and credit cards from 10.90% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Members 1st Credit Union Brattleboro, VT with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.83%. Rates last updated and verified on 10/13/2026. Members 1st Credit Union Brattleboro, VT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members 1st Credit Union Brattleboro, VT? Share your experience about Members 1st Credit Union Brattleboro, VT by leaving a review below, or read customer reviews before you decide to use Members 1st Credit Union Brattleboro, VT. Members 1st Credit Union Brattleboro, VT
Members 1st Credit Union 10 Browne Ct
http://www.members1cu.com/ Brattleboro, VT 05301-4427  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Members 1st Credit Union Brattleboro, VT Auto Loan Rates
Members 1st Credit Union Brattleboro, VT RV, Boat and Powersport Loan Rates
Members 1st Credit Union Brattleboro, VT Credit Card Rates
Members 1st Credit Union Brattleboro, VT Personal Loan Rates
Members 1st Credit Union Brattleboro, VT Other Rates
Financial Health HistoryMembers 1st Credit Union Brattleboro, VT’s Texas Ratio fell from 16.06% in Q3 2023 to 13.83% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0 and its Health Grade from A- to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members 1st Credit Union Brattleboro, VT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members 1st Credit Union Brattleboro, VT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members 1st Credit Union Brattleboro, VT's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members 1st Credit Union Brattleboro, VT
Website
http://www.members1cu.com/
Address
10 Browne Ct,
Brattleboro, VT 05301-4427
Phone
802-257-5131
Fax
802-257-5837
President
TAMARA GRAY
CEO
Evelyn Sirois
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.83%
Return on Assets (ROA)
0.3360%
Return on Equity (ROE)
3.5649%
Non-Performing Loans Ratio (NPL)
2.07%
Total Assets
22,944,654
Total Amount of Shares and Deposits
20,745,498
Total Shares and Deposits < 1 Year
20,745,498
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
757,725
Total Uninsured Shares and Deposits > $250K (F+J)
757,725
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,987,773
Total Interest Expense (Sum of items 6 8)
209,456
Share Certificates
193
Number of Accounts for Share Drafts
847
IRA KEOGH Accounts
100
Number of Accounts for Regular Shares
2,469
Net Income (unless the amount is already included in Undivided Earnings)
77,092
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
711,221
Total Liabilities
20,782,124
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Members 1st Credit Union Brattleboro, VTHow many branches does Members 1st Credit Union Brattleboro, VT operate?Members 1st Credit Union Brattleboro, VT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members 1st Credit Union Brattleboro, VT?Yes, to access services at Members 1st Credit Union Brattleboro, VT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members 1st Credit Union Brattleboro, VT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members 1st Credit Union Brattleboro, VT provides members with tools to manage their accounts and build a solid financial history. Does Members 1st Credit Union Brattleboro, VT offer online and mobile banking?Most modern institutions like Members 1st Credit Union Brattleboro, VT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.members1cu.com/. Compare to Other Credit Unions
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