What are the current interest rates at Cross Keys Bank?

Current rates for Cross Keys Bank include: MMA: 2.95%

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Cross Keys Bank Rates & Review May 2026

Q: How many branches does Cross Keys Bank operate?

Cross Keys Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Cross Keys Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cross Keys Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 28, 2026

Cross Keys Bank's money market rates are at 2.95%. MonitorBankRates evaluates the financial stability of Cross Keys Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.92%. Rates were last updated on 05/28/2026.

Cross Keys Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cross Keys Bank? Share your experience about Cross Keys Bank by leaving a review below, or read customer reviews before you decide to use Cross Keys Bank.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.92%

Excellent Higher than avg

Cross Keys Bank

307 Plank Rd
Saint Joseph, LA 71366

Cross Keys Bank Money Market Rates

Product	Rate	APY	View More
High Yield Money Market	-	2.95%
No additional details. Last Updated 05/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.92%

Cross Keys Bank Checking Rates

Product	Rate	APY	View More
ACHIEVEMENT CHECKING	-	5.00%
No additional details. Last Updated 05/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.92%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Cross Keys Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Cross Keys Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cross Keys Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Cross Keys Bank

Bank Holding Company BSJ BANCSHARES INC

Address 307 Plank Rd, Saint Joseph, LA 71366 · Tensas

Website https://www.crosskeys.bank

FDIC Certificate # 9322

Established 04/02/1902

FDIC Insurance Date 01/01/1934

Domestic Offices 10

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.92%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3238%

Return on Equity (ROE) 14.9400%

Non-Performing Loans (NPL) 0.56%

Total Assets $627,030,000

Total Deposits $509,333,000

Equity Capital $74,897,000

Net Income $6,400,000

Headquarters Saint Joseph

Total Offices 10

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Cross Keys Bank

How many branches does Cross Keys Bank operate?

Cross Keys Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Cross Keys Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cross Keys Bank provides members with tools to manage their accounts and build a solid financial history.

Does Cross Keys Bank offer online and mobile banking?

Most modern institutions like Cross Keys Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.crosskeys.bank.