Lincoln State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Lincoln State Bank Deposit Rates

Lincoln State BankToday's 12-month CD rates can be found at 2.01%, 6-month CD rates at 4.50% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 29.99%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Lincoln State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lincoln State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lincoln State Bank CD rates. You can also compare Lincoln State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lincoln State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lincoln State Bank? Share your experience about Lincoln State Bank by leaving a review below, or read customer reviews before you decide to use Lincoln State Bank.

Lincoln State Bank Texas Ratio

Lincoln State Bank's Texas Ratio is at 2.90%, which is considered excellent. The Texas Ratio for Lincoln State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lincoln State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lincoln State Bank
302 Main Ave S
Hankinson, ND 58041
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Lincoln State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Hendricks County Bank and Trust
Hendricks County Bank and Trust
12-Month CD
4.00%
$1,000
Suncoast Credit Union
Suncoast Credit Union
18-Month CD
4.00%
$500
The Bank of Tescott
The Bank of Tescott
6-Month CD
3.95%
$0
Finance Factors
Finance Factors
12-Month CD
3.85%
$1,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
24-Month CD
3.75%
$1,000
GreenLeaf Bank
GreenLeaf Bank
60-Month CD
3.55%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
3.53%
$50,000
Northwest Bank
Northwest Bank
24-Month CD
3.49%
$100
GCSB Swayzee, IN
GCSB Swayzee, IN
30-Month CD
3.34%
$1,000
Alliance Community Bank
Alliance Community Bank
60-Month CD
3.30%
$1,000
River Bank
River Bank
36-Month CD
3.29%
$1,000
Security Federal Bank
Security Federal Bank
Money Market
3.20%
$100,000
First National Bank of Michigan
First National Bank of Michigan
24-Month CD
3.04%
$0
Lyons Federal Bank
Lyons Federal Bank
24-Month CD
3.03%
$50,000
Citizens State Bank Moundridge, KS
60-Month CD
2.80%
$1,000
1st Community Credit Union
1st Community Credit Union
6-Month CD
2.53%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
24-Month CD
2.38%
$100
First Southwest Bank
First Southwest Bank
Golden Eagle Money Market
2.25%
$1,500,000
Bank of the Valley
Bank of the Valley
12-Month CD
2.22%
$500
First Southern Bank
First Southern Bank
12-Month CD
2.22%
$1,000
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.10%
$1,000
Artisans Bank
Artisans Bank
48-Month CD
2.00%
$1,500
Interstate Bank
Interstate Bank
Money Market
1.51%
$1,000
FNB of Waverly
FNB of Waverly
24-Month CD
1.51%
$1,000
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
1.48%
$1,000
Bank of Easton
Bank of Easton
36-Month CD
1.41%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Community National Bank (VT)
Community National Bank (VT)
60-Month CD
1.01%
$2,500
Liberty Bank for Savings
Liberty Bank for Savings
24-Month CD
0.95%
$5,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
Locally Grown Money Market
0.75%
$25,000
Stryv Bank
Stryv Bank
6-Month CD
0.75%
$1,000
Bank of Dudley
Money Market
0.75%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
24-Month CD
0.70%
$500
Mutual Federal Bank
Mutual Federal Bank
12-Month CD
0.65%
$500
First National Bank in Ord
First National Bank in Ord
Savings
0.55%
$2,500
Security State Bank of Marine
Security State Bank of Marine
24-Month CD
0.45%
$300
Abington Bank
Abington Bank
36-Month CD
0.40%
$1,000
Walden Savings Bank
Walden Savings Bank
Money Market
0.35%
$2,500
Bank of Greene County
Bank of Greene County
36-Month CD
0.35%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
24-Month CD
0.30%
$1,000
Bank of Star Valley
Bank of Star Valley
Passbook Savings
0.25%
$10,000
American State Bank of Grygla
American State Bank of Grygla
NOW Checking
0.15%
$500
Mound City Bank
Mound City Bank
My Savings
0.10%
$0
FNB of Litchfield
FNB of Litchfield
Money Market
0.10%
$2,500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Presidential Savings
0.10%
$25,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Membership Savings
0.10%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD
0.05%
$500
PS Bank
PS Bank
Statement Savings
0.05%
$0
Forcht Bank
Forcht Bank
Forcht Friend Savings
0.05%
$0
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Consumer Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Lincoln State Bank rate data right now, check back for updates, we are adding rates all the time.

Lincoln State Bank Information

Lincoln State Bank
302 Main Ave S
Hankinson, ND 58041
Richland
Established Date: 08/03/1903
FDIC Certificate #: 8390
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LINCOLN HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Lincoln State Bank FDIC Insured? Yes
What is Lincoln State Bank's Cert number? 8390
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lincoln State Bank Financials

Total Assets:
$108,029,000
Total Deposits:
$100,209,000
Equity Capital:
$6,209,000
Domestic Deposits:
$100,209,000
Net Income:
$108,000
Return on Assets:
1.0177%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.3956%
Pretax Quarterly Return on Assets:
0.4000%
Return on Equity:
23.8600%
Quarterly Return on Equity:
6.8400%
Common Equity Tier 1 Capital Ratio:
14.6079%
Tier 1 Risk-Based Capital Ratio:
14.6079%
Leverage Tier 1 (Core Capital) Ratio:
9.9131%
Total Risk-Based Capital Ratio (YTD):
15.8014%
Total Interest Income (YTD):
4.0441%
 
 
Headquarters:
Hankinson
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Richland
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-current-mortgage-rates-August-3-2009Current Mortgage Rates: Longer term mortgage rates were down this past week, the declines were brought on by signs that the economy is recovering but the recovery will be slow unlike previous rebounds.
Tinker Federal Credit Union (FCU) of Oklahoma City, Oklahoma is offering savings account rates that are some of the highest savings account rates available today for large savings account balances (jumbo savings account).
Mortgage rates barely changed today as mortgage applications for home loans increased this week. Mortgage rates today on 30 year conforming mortgages are averaging 4.17%, down from yesterday’s average mortgage rate of 4.20%. Near record low mortgage rates are causing demand for home loans to increase this week according to the Mortgage Bankers Association. In the MBA's Weekly Application Survey mortgage applications increased 6.3 percent from the prior week.

Bank or Credit Union Offers and Deals

Are Some Bank CD Rates Risky?
Mortgage Rates Drop Again: 30 Year Mortgage Rates Averaging 4.76%
TIAA Bank Ups Short Term CD Rates
Colorado Federal Savings Bank Savings Rates now at 0.85%
Mortgage Rates: Current Mortgage Interest Rates @ 4.85%- December 1, 2009
Highest Short Term CD Rates: Best 2 Month CD Rate at 0.80 Percent
Ohio CD Interest Rates: 3 Month CD Interest Rates and CD Yields
Ascencia Bank Current CD Rates
Goldwater Bank Money Market Account Rates now at 0.26%
Pacific National Bank 18 Month CD Rates now at 1.36%

Alternative Bank and Credit Union Offers to Explore

Benefits to Using a Licensed Realtor When Selling a Home
Wells Fargo offers mortgage assistance to troubled Arizonans
CD Rates and Treasury Yields Stable This Week: Best 1 Year CD Rates at 1.05% APY, 12 Month Treasury Yields at 0.12%
Today's Mortgage Rates: 30 Year Mortgage Rates at 4.99%, 15 Year Mortgage Rates at 4.34%
Mortgage Rates Head Higher Today 12-4-10: 30 Year Mortgage Rates and Refinance Mortgage Rates at 4.49%
Low Mortgage Rates Today Probably Drove Existing Home Sales Higher
Teachers FCU CD Rates
Low Mortgage Rates to Help Existing Home Sales in the Coming Months
Fed Stays the Course on Bond Buying Stimulus, Decision Sends Mortgage Rates Lower
Central Banks Cut Interest Rates by 1/2 percent.

Lincoln State Bank Reviews

There are no reviews for Lincoln State Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Lincoln State Bank
Your Name:
Your Rating:

See how Lincoln State Bank Compares to other banks