MonitorBankRates
We Find the Best Rates

Bank of Kampsville Rates and Review February 2026

  1. Home
  2. Banks
  3. Bank of Kampsville Deposit Rates
Bank of Kampsville's 12-Month Certificate of Deposit rates are at 3.80%, 7-Month Certificate of Deposit rates are at 3.80%, 23-Month Certificate of Deposit rates are at 3.29%, 18-Month Certificate of Deposit rates are at 3.03%, 6-Month Certificate of Deposit rates are at 2.52%. Bank of Kampsville's savings rates are at 0.10%. Bank of Kampsville's money market rates are at 0.10%.

Bank of Kampsville

Rate Updates and Availability

Bank of Kampsville money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Kampsville? Share your experience about Bank of Kampsville by leaving a review below, or read customer reviews before you decide to use Bank of Kampsville.

Bank of Kampsville Texas Ratio

Bank of Kampsville's Texas Ratio is at 0.65%, which is considered excellent. The Texas Ratio for Bank of Kampsville is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Bank of Kampsville has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Bank of Kampsville is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
3.80%
18-Month CD
3.03%
24-Month CD
2.04%
36-Month CD
1.00%
48-Month CD
1.76%
60-Month CD
2.04%
Savings
0.10%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bank of Kampsville
244 N Broadway
Kampsville, IL 62053
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Banks:
Embed the badge above on your site.

Bank of Kampsville CD Rates

Product Rate APY Term View More
23 Month Certificate of Deposit - 3.29% 23 Months
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/11/2026
18 Month Certificate of Deposit - 3.03% 18 Months
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/11/2026
6 Month Certificate of Deposit - 2.52% 6 Months
Min Deposit$2,500
Min Balance$2,500
Last Updated 02/11/2026
24 Month Certificate of Deposit - 2.04% 24 Months
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/11/2026
60 Month Certificate of Deposit - 2.04% 60 Months
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/11/2026
48 Month Certificate of Deposit - 1.76% 48 Months
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/11/2026
36 Month Certificate of Deposit - 1.00% 36 Months
Min Deposit$1,000
Min Balance$1,000
Last Updated 02/11/2026
30 Month Certificate of Deposit - 0.75% 30 Months
Min Deposit$500
Min Balance$500
Last Updated 02/11/2026
3 Month Certificate of Deposit - 0.25% 3 Months
Min Deposit$2,500
Min Balance$2,500
Last Updated 02/11/2026

Bank of Kampsville Savings Rates

Product Rate APY View More
Health Savings Account - 1.25%
No additional details.
Last Updated 02/11/2026
Christmas Club Savings - 0.25%
Min Deposit$25
Last Updated 02/11/2026
Regular Savings - 0.10%
Min Deposit$25
Last Updated 02/11/2026
Tiered Savings - 0.10%
Min Deposit$5,000
Min Balance$2,500
Last Updated 02/11/2026

Bank of Kampsville Checking Rates

Product Rate APY View More
Money Market Checking - 0.10%
Min Deposit$2,500
Min Balance$2,500
Last Updated 02/11/2026
Now Checking - 0.05%
Min Deposit$1,000
Min Balance$500
Last Updated 02/11/2026
Platinum Club Checking - 0.05%
Min Deposit$100
Min Balance$100
Last Updated 02/11/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Kampsville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Kampsville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Kampsville's official website for the most current offers and terms.

Bank Profile & Overview

Bank of Kampsville
244 N Broadway
Kampsville, IL 62053
Calhoun
Established Date: 12/01/1908
FDIC Certificate #: 11750
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: KAMPSVILLE BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Bank of Kampsville FDIC Insured? Yes
What is Bank of Kampsville's Cert number? 11750
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$123,023,000
Total Deposits:
$103,354,000
Equity Capital:
$19,306,000
Net Income:
$204,000
Return on Assets (ROA):
0.8546%
Return on Equity (ROE):
5.8800%
Headquarters:
Kampsville
Regulator:
FDIC
# of Offices:
4
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

There are no reviews for Bank of Kampsville yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Bank of Kampsville
Your Name:
Your Rating:

Frequently Asked Questions About Bank of Kampsville

How do I open an account at Bank of Kampsville?

You can typically open an account at Bank of Kampsville by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Bank of Kampsville provides a range of mortgage and home equity products.

Is Bank of Kampsville a safe place to deposit money?

Yes, Bank of Kampsville is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Bank of Kampsville offer online and mobile banking?

Most modern institutions like Bank of Kampsville provide digital access including online balance checks and transfers.

Current Bank of Kampsville Rates

ProductAPY
12-Month CD3.80%
18-Month CD3.03%
24-Month CD2.04%
36-Month CD1.00%
48-Month CD1.76%
60-Month CD2.04%
Savings0.10%
MMA0.10%

Rates subject to change.