First Bank Richmond CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsToday's 12-month CD rates can be found at 4.04%, 6-month CD rates at 0.10% and 3-month CD rates at 3.71%. Current savings rates are at 0.10% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.04%. Credit Card rates are at 15.35%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. To see how these rates compare to First Bank Richmond CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Bank Richmond, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Bank Richmond CD rates. You can also compare First Bank Richmond savings rates, MMA rates and mortgage rates using our other rate lists. First Bank Richmond money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Richmond? Share your experience about First Bank Richmond by leaving a review below, or read customer reviews before you decide to use First Bank Richmond. First Bank Richmond Texas Ratio First Bank Richmond's Texas Ratio is at 9.04%, which is considered excellent. The Texas Ratio for First Bank Richmond is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Bank Richmond is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First Bank Richmond Rates with Other Competitive Bank and Credit Union RatesNewtek Bank
6-Month CD
5.05%
$2,500
Town & Country Bank Salem, MO
15-Month CD (special)
4.52%
$1,000
Arvest Bank
12-Month CD
4.14%
$0
Haverhill Bank
12-Month CD
4.00%
$500
First Savings Bank of Hegewisch
12-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 6, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First Bank Richmond rate data right now, check back for updates, we are adding rates all the time. First Bank Richmond InformationFirst Bank Richmond
20 N 9th StRichmond, IN 47374 Wayne Established Date: 01/01/1887 FDIC Certificate #: 28533 Date of FDIC Deposit Insurance: 10/10/1935 Bank Holding Company: RICHMOND MUTUAL BCORP INC How Many Domestic U.S. Offices? 13 How Many Branches are There? 13 Website: https://www.firstbankrichmond.com
Is First Bank Richmond FDIC Insured? Yes
What is First Bank Richmond's Cert number? 28533
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Bank Richmond FinancialsTotal Assets:
$1,482,135,000
Total Deposits:
$1,082,106,000
Equity Capital:
$116,198,000
Domestic Deposits:
$1,082,106,000
Net Income:
$2,564,000
Return on Assets:
0.7877%
Quarterly Return on Assets:
0.7000%
Pretax Return on Assets:
0.8298%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
10.4600%
Quarterly Return on Equity:
8.8200%
Common Equity Tier 1 Capital Ratio:
12.4775%
Tier 1 Risk-Based Capital Ratio:
12.4775%
Leverage Tier 1 (Core Capital) Ratio:
10.7086%
Total Risk-Based Capital Ratio (YTD):
13.7290%
Total Interest Income (YTD):
4.9658%
Headquarters:
Richmond
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
Wayne
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsOver the past week we had two banks increase the rate they pay on 12 month certificates of deposit. We also have a new top 12 month CD rate on our rate list. The current highest CD rate on our 12 month list is from Able Banking at 1.10 percent with an APY of 1.12 percent. Alostar Bank of Commerce used to be the leader with a 12 month bank CD rate of 1.10 percent with an APY of 1.11 percent.
Mortgage Rates: Earlier today Freddie Mac released it's Primary Mortgage Market Survey showing mortgage rates mostly falling again this past week. The average rate for 30-year conforming fixed rate mortgages was down to .482 percent with an average of 0.7 point. Rates were closer to 6 percent last year at the same time.
Long term mortgage rates and refinancing rates are mixed this week. 30 year jumbo rates, 15 year jumbo rates and 15 year conforming rates are lower while 30 year conforming rates are higher. Current 30 year conforming mortgage rates and refinance rates are averaging 5.04 percent, an increase from last week’s average 30 year home loan rates and mortgage refinance rate of 4.87 percent. This is the first time since April 2010 that 30 year rates are above 5.00 percent. 30 year mortgage rates and refinance rates in Texas are higher than the national average 30 year rate. 30 year Texas rates are averaging 5.15 percent.
Bank or Credit Union Offers and DealsHighest Deposit Rates This Week at 0.95% APYFriends Bank Certificates of Deposit No Annual Fee Credit Card Rate List 30 Year Mortgage Rates and Refinance Rates are Averaging 4.77%, 30 Year Rates in New York are Averaging 4.83% US Economy Grows by 3.50% in the 3rd Quarter Savings Rates Set to Increase in the 2nd or 3rd Quarter Low Introductory Rate Credit Cards Averaging 0.698% CD Rates Higher Than the Average Rates July 10, 2012 15 Year Mortgage Rates Hit New All-Time Record Low at 2.61% Fixed Rate Mortgages Hit All Time Low MBA: 30 Year Mortgage Rates at 4.25%, 15 Year Mortgage Rates at 3.73% Alternative Bank and Credit Union Offers to Explore5 Star Bank Money Market Account Rates now at 0.10%12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY Mortgage Rates: Freddie Mac's Survey Mortgage Rates Down This Week Applied Bank MMA 50K Rates now at 0.15% GE Capital Retail Bank Increases 1 Year Bank CD Rate to 1.09% APY 1.10% Interest Rates Will Stay Low for Most of 2012 Bank of America Risk Free Certificate of Deposit (CD) Top 1 Year CD Rates Now at 1.15% This Week's CD Rates Increased Across the Board Bank of Internet High Yield Savings Account First Bank Richmond ReviewsThere are no reviews for First Bank Richmond yet. Feel free to create one below.
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