First Bank Richmond CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Bank RichmondToday's 12-month CD rates can be found at 4.04%, 6-month CD rates at 0.10% and 3-month CD rates at 3.71%. Current savings rates are at 0.10% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.04%. Credit Card rates are at 15.35%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Bank Richmond CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Bank Richmond, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Bank Richmond CD rates. You can also compare First Bank Richmond savings rates, MMA rates and mortgage rates using our other rate lists.

First Bank Richmond money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Richmond? Share your experience about First Bank Richmond by leaving a review below, or read customer reviews before you decide to use First Bank Richmond.

First Bank Richmond Texas Ratio

First Bank Richmond's Texas Ratio is at 9.04%, which is considered excellent. The Texas Ratio for First Bank Richmond is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Bank Richmond is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Bank Richmond
20 N 9th St
Richmond, IN 47374
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Bank Richmond Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
6-Month CD
5.05%
$2,500
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
15-Month CD (special)
4.52%
$1,000
Arvest Bank
Arvest Bank
12-Month CD
4.14%
$0
Haverhill Bank
Haverhill Bank
12-Month CD
4.00%
$500
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
4.00%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
18-Month CD (special)
3.75%
$25,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
36-Month CD
3.75%
$1,000
New Horizon Bank
New Horizon Bank
24-Month CD
3.65%
$500
The Bank of the West
The Bank of the West
12-Month CD
3.56%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
24-Month CD
3.53%
$500
Solvay Bank
Solvay Bank
18-Month CD
3.50%
$500
AVB Bank
AVB Bank
36-Month CD
3.50%
$1,000
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.25%
$2,500
New Peoples Bank
New Peoples Bank
24-Month CD
3.10%
$0
First FSB of Kentucky
First FSB of Kentucky
6-Month CD
3.02%
$500
Bank of Luxemburg
Bank of Luxemburg
Investors Savings
3.00%
$250,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
48-Month CD
3.00%
$500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
36-Month CD
3.00%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD (Super Jumbo)
2.82%
$225,000
Leighton State Bank
Leighton State Bank
24-Month CD
2.80%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
36-Month CD
2.78%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.50%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
60-Month CD
2.37%
$1,000
Versailles S&L Co.
Versailles S&L Co.
12-Month CD
2.27%
$1,000
Bradford National Bank
Bradford National Bank
12-Month CD
2.11%
$1,000
Bank of Hartington
Bank of Hartington
12-Month CD (TCD)
2.07%
$1,000
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
Round Top State Bank
Round Top State Bank
24-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
60-Month CD
2.00%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
36-Month CD
1.92%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
24-Month CD
1.66%
$500
State Bank of Canton
State Bank of Canton
24-Month CD
1.35%
$500
SpiritBank
SpiritBank
60-Month CD
1.29%
$1,000
SSB State Street Bank
SSB State Street Bank
48-Month CD
1.26%
$1,000
Firstrust Savings Bank
Firstrust Savings Bank
Money Market
1.00%
$0
Franklin SB Farmington, ME
Franklin SB Farmington, ME
60-Month CD
0.75%
$500
Beardstown Savings
Beardstown Savings
18-Month CD
0.60%
$0
State Bank of the Lakes
State Bank of the Lakes
Money Market
0.50%
$50,000
Halstead Bank
Halstead Bank
Money Market
0.50%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
24-Month CD
0.35%
$500
Yakima Federal S&L
Yakima Federal S&L
48-Month CD (savers choice)
0.35%
$500
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Freehold Bank
Freehold Bank
Passbook Savings
0.15%
$10
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Savings
0.10%
$5,000
Transpecos Banks
Transpecos Banks
Simple Savings
0.10%
$0
Chelsea Groton Bank
Chelsea Groton Bank
6-Month CD
0.05%
$500
First Federal S&L of Lorain
First Federal S&L of Lorain
NOW Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 6, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Bank Richmond rate data right now, check back for updates, we are adding rates all the time.

First Bank Richmond Information

First Bank Richmond
20 N 9th St
Richmond, IN 47374
Wayne
Established Date: 01/01/1887
FDIC Certificate #: 28533
Date of FDIC Deposit Insurance: 10/10/1935
Bank Holding Company: RICHMOND MUTUAL BCORP INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is First Bank Richmond FDIC Insured? Yes
What is First Bank Richmond's Cert number? 28533
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Bank Richmond Financials

Total Assets:
$1,482,135,000
Total Deposits:
$1,082,106,000
Equity Capital:
$116,198,000
Domestic Deposits:
$1,082,106,000
Net Income:
$2,564,000
Return on Assets:
0.7877%
Quarterly Return on Assets:
0.7000%
Pretax Return on Assets:
0.8298%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
10.4600%
Quarterly Return on Equity:
8.8200%
Common Equity Tier 1 Capital Ratio:
12.4775%
Tier 1 Risk-Based Capital Ratio:
12.4775%
Leverage Tier 1 (Core Capital) Ratio:
10.7086%
Total Risk-Based Capital Ratio (YTD):
13.7290%
Total Interest Income (YTD):
4.9658%
 
 
Headquarters:
Richmond
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
Wayne
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Over the past week we had two banks increase the rate they pay on 12 month certificates of deposit. We also have a new top 12 month CD rate on our rate list. The current highest CD rate on our 12 month list is from Able Banking at 1.10 percent with an APY of 1.12 percent. Alostar Bank of Commerce used to be the leader with a 12 month bank CD rate of 1.10 percent with an APY of 1.11 percent.
mortgage-rates-freddie-macs-survey-mortgage-rates-down-this-weekMortgage Rates: Earlier today Freddie Mac released it's Primary Mortgage Market Survey showing mortgage rates mostly falling again this past week. The average rate for 30-year conforming fixed rate mortgages was down to .482 percent with an average of 0.7 point. Rates were closer to 6 percent last year at the same time.
Long term mortgage rates and refinancing rates are mixed this week. 30 year jumbo rates, 15 year jumbo rates and 15 year conforming rates are lower while 30 year conforming rates are higher. Current 30 year conforming mortgage rates and refinance rates are averaging 5.04 percent, an increase from last week’s average 30 year home loan rates and mortgage refinance rate of 4.87 percent. This is the first time since April 2010 that 30 year rates are above 5.00 percent. 30 year mortgage rates and refinance rates in Texas are higher than the national average 30 year rate. 30 year Texas rates are averaging 5.15 percent.

Bank or Credit Union Offers and Deals

Highest Deposit Rates This Week at 0.95% APY
Friends Bank Certificates of Deposit
No Annual Fee Credit Card Rate List
30 Year Mortgage Rates and Refinance Rates are Averaging 4.77%, 30 Year Rates in New York are Averaging 4.83%
US Economy Grows by 3.50% in the 3rd Quarter
Savings Rates Set to Increase in the 2nd or 3rd Quarter
Low Introductory Rate Credit Cards Averaging 0.698%
CD Rates Higher Than the Average Rates July 10, 2012
15 Year Mortgage Rates Hit New All-Time Record Low at 2.61%
Fixed Rate Mortgages Hit All Time Low MBA: 30 Year Mortgage Rates at 4.25%, 15 Year Mortgage Rates at 3.73%

Alternative Bank and Credit Union Offers to Explore

5 Star Bank Money Market Account Rates now at 0.10%
12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY
Mortgage Rates: Freddie Mac's Survey Mortgage Rates Down This Week
Applied Bank MMA 50K Rates now at 0.15%
GE Capital Retail Bank Increases 1 Year Bank CD Rate to 1.09% APY 1.10%
Interest Rates Will Stay Low for Most of 2012
Bank of America Risk Free Certificate of Deposit (CD)
Top 1 Year CD Rates Now at 1.15%
This Week's CD Rates Increased Across the Board
Bank of Internet High Yield Savings Account

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