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Dept of Labor Federal Credit Union Rates & Review April 2026

Dept of Labor Federal Credit Union's 3 year CD IRA CDs rates are at 3.55%, 3 year SHARE AND IRA CDS3 rates are at 3.55%, 4 year CD IRA CDs rates are at 3.55%, 4 year SHARE AND IRA CDS3 rates are at 3.55%, 5 year CD IRA CDs rates are at 3.55%. Dept of Labor Federal Credit Union's savings rates are at 0.03%. Dept of Labor Federal Credit Union's money market rates are at 0.60%. Dept of Labor Federal Credit Union's Personal Loan Rates are at 8.24%. MonitorBankRates evaluates the financial stability of Dept of Labor Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.86%. Rates were last updated on 04/11/2026.

Dept of Labor Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dept of Labor Federal Credit Union? Share your experience about Dept of Labor Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Dept of Labor Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.86%
Excellent Lower than avg
Dept of Labor Federal Credit Union
FPB Office
200 Constitution Ave NW
Washington, DC 20210
https://www.dolfcu.org
Member NCUA

Dept of Labor Federal Credit Union CD Rates

Product Rate APY Term View More
3 year certificate IRA Certificates 3.50% 3.55% 3 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
3 year SHARE AND IRA CERTIFICATES3 3.50% 3.55% 3 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
4 year certificate IRA Certificates 3.50% 3.55% 4 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
4 year SHARE AND IRA CERTIFICATES3 3.50% 3.55% 4 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
5 year certificate IRA Certificates 3.50% 3.55% 5 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
5 year SHARE AND IRA CERTIFICATES3 3.50% 3.55% 5 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
2 year certificate IRA Certificates 3.26% 3.30% 2 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
2 year SHARE AND IRA CERTIFICATES3 3.26% 3.30% 2 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
1 year certificate IRA Certificates 3.22% 3.25% 1 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
1 year SHARE AND IRA CERTIFICATES3 3.22% 3.25% 1 year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
6 month certificate IRA Certificates 3.02% 3.05% 6 month
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
6 month SHARE AND IRA CERTIFICATES3 3.02% 3.05% 6 month
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Dept of Labor Federal Credit Union Savings Rates

Product Rate APY View More
Journey Savings - 3.00%
Details Qualifying balance up to $1,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
JOURNEY SAVINGS YOUTH 3.00% 3.00%
Details Qualifying balance up to $1,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
IRA SHARE SAVINGS ACCOUNTS 0.30% 0.30%
Min Balance $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
HOLIDAY SAVINGS CLUB 0.05% 0.05%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
REGULAR SHARE SAVINGS 0.03% 0.03%
Min Deposit $5
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Dept of Labor Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market1 1.15% 1.15%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Money Market1 1.00% 1.00%
Min Balance $75,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Money Market1 0.95% 0.95%
Min Balance $40,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Money Market1 0.85% 0.90%
Min Balance $20,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Money Market1 0.80% 0.85%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Money Market1 0.78% 0.78%
Min Balance $2,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Money Market1 0.60% 0.60%
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Dept of Labor Federal Credit Union Checking Rates

Product Rate APY View More
Reward Checking - 2.90%
Details Reward Checking as high as 2.90
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
REWARD CHECKING2 2.90% 2.90%
Details Qualifying balance up to $20,000.00
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Dept of Labor Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.87%
Details As Low As; Auto Loans as low as 4.87
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
AUTO LOANS1 - - 4.87% 0-48
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
AUTO LOANS1 - - 5.37% 49-60
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
AUTO LOANS1 - - 5.87% 61-72
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
AUTO LOANS1 - - 6.37% 73-84
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Dept of Labor Federal Credit Union Credit Card Rates

Product Rate APR View More
Mastercard Credit Card - 8.99%
Details Credit Range: Excellent; No past credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Mastercard Credit Card - 10.99%
Details Credit Range: Good; No recent credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Mastercard Credit Card - 12.99%
Details Credit Range: OK. Had some issues in the past
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Mastercard Credit Card - 17.99%
Details Credit Range: Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Dept of Labor Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.24%
Details Excellent Credit Range; No past credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 8.24%
Details Excellent Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 9.24%
Details Excellent Credit Range; No past credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 9.24%
Details Excellent Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 9.74%
Details Excellent Credit Range; No past credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 9.74%
Details Excellent Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 10.53%
Details Good Credit Range; No recent credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 10.53%
Details Good Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 11.53%
Details Good Credit Range; No recent credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 11.53%
Details Good Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 11.92%
Details Ok Credit Range; Had some issues in the past
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 11.92%
Details Ok Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 12.03%
Details Good Credit Range; No recent credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 12.03%
Details Good Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 12.24%
Details Excellent Credit Range; No past credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 12.24%
Details Excellent Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 12.92%
Details Ok Credit Range; Had some issues in the past
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 12.92%
Details Ok Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 13.42%
Details Ok Credit Range; Had some issues in the past
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 13.42%
Details Ok Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 14.53%
Details Good Credit Range; No recent credit issues
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 14.53%
Details Good Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 15.92%
Details Ok Credit Range; Had some issues in the past
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 15.92%
Details Ok Credit Range
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 16.29%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 16.29%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 17.29%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 17.29%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 17.79%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 17.79%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loan - 17.99%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%
Personal Loans2 - 17.99%
Details Needs some improvement
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.86%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Dept of Labor Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dept of Labor Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dept of Labor Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dept of Labor Federal Credit Union
Address 200 Constitution Ave NW, Washington, DC 20210
Phone 202-789-2901
Fax 202-408-8253
President Webster Coleman
CEO Thomas Domingue
Full-Time Employees 44
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.86%
Return on Assets (ROA)
-0.0762%
Return on Equity (ROE)
-0.8402%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
146,557,520
Total Amount of Shares and Deposits
117,696,106
Total Shares and Deposits < 1 Year
108,113,965
Total Shares and Deposits 1 3 Years
9,361,891
Total Shares and Deposits > 3 Years
220,250
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,536,957
Total Uninsured Shares and Deposits > $250K (F+J)
5,536,957
Total Insured Shares and Deposits > $250K (item 17 less item K)
112,159,149
Total Interest Expense (Sum of items 6 8)
1,727,504
Share Certificates
844
Number of Accounts for Share Drafts
5,299
IRA KEOGH Accounts
110
Number of Accounts for Regular Shares
9,629
Non Member Deposits
58
Money Market Shares
283
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,018,306
Total Liabilities
133,662,029
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Dept of Labor Federal Credit Union

Is Dept of Labor Federal Credit Union a safe place to deposit money?

Yes, Dept of Labor Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.8557936539775%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Dept of Labor Federal Credit Union operate?

Dept of Labor Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dept of Labor Federal Credit Union?

Yes, to access services at Dept of Labor Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dept of Labor Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dept of Labor Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dept of Labor Federal Credit Union offer online and mobile banking?

Most modern institutions like Dept of Labor Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dolfcu.org.

Current Dept of Labor Federal Credit Union Rates

  • 12-Month CD3.25%
  • 24-Month CD3.30%
  • 60-Month CD3.55%
  • Savings0.03%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.