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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 One Nevada Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
One Nevada Credit Union's 1 Year CD rates are at 3.30%, 2 Year CD rates are at 3.04%, 3 Year CD rates are at 3.04%, 4 Year CD rates are at 3.04%, 6 Month CD rates are at 3.04%. One Nevada Credit Union's savings rates are at 0.05%. One Nevada Credit Union's money market rates are at 2.02%. One Nevada Credit Union's 15 Year Fixed rates are at 6.62%, FHA 30 Year Fixed rates are at 6.50%, Refi VA 30 Year Fixed rates are at 6.62%, 30 Year Fixed rates are at 7.38%. One Nevada Credit Union's Personal Loan Rates are as low as 12.00%. One Nevada Credit Union's Credit Card Rates are at 12.00%. One Nevada Credit Union's CD rates are 10% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of One Nevada Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.72%. Rates last updated and verified on 10/30/2026. One Nevada Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at One Nevada Credit Union? Share your experience about One Nevada Credit Union by leaving a review below, or read customer reviews before you decide to use One Nevada Credit Union. One Nevada Credit Union
Corporate Office 2645 S Mojave Rd
https://www.onenevada.org Las Vegas, NV 89121-1238  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. One Nevada Credit Union CD Rates
One Nevada Credit Union Savings Rates
One Nevada Credit Union Money Market Rates
One Nevada Credit Union Mortgage Rates
One Nevada Credit Union Home Equity & HELOC
One Nevada Credit Union Auto Loan Rates
One Nevada Credit Union Credit Card Rates
One Nevada Credit Union Personal Loan Rates
One Nevada Credit Union Other Rates
Financial Health HistoryOne Nevada Credit Union’s Texas Ratio stayed near 0.73% in Q3 2023 to 0.72% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for One Nevada Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather One Nevada Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with One Nevada Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
One Nevada Credit Union
Website
https://www.onenevada.org
Address
2645 S Mojave Rd,
Las Vegas, NV 89121-1238
Phone
702-457-1000
Fax
President
Mark Ferrario
CEO
Stephen O'Donnell
Full-Time Employees
184
Part-Time Employees
1
Branch Locations
15
ATM Locations
16
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.72%
Return on Assets (ROA)
0.7177%
Return on Equity (ROE)
4.2895%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
1,502,671,585
Total Amount of Shares and Deposits
1,244,072,207
Total Shares and Deposits < 1 Year
1,234,055,165
Total Shares and Deposits 1 3 Years
8,270,648
Total Shares and Deposits > 3 Years
1,746,394
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
71,351,457
Total Uninsured Shares and Deposits > $250K (F+J)
71,351,457
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,172,720,750
Total Interest Expense (Sum of items 6 8)
5,511,268
Share Certificates
3,221
Number of Accounts for Share Drafts
54,375
IRA KEOGH Accounts
1,685
Number of Accounts for Regular Shares
118,427
Money Market Shares
6,570
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
340,922,101
Total Liabilities
1,261,472,831
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About One Nevada Credit UnionDoes One Nevada Credit Union offer CDs?Yes. One Nevada Credit Union current CD rates include its 1 Year CD at 3.30% APY, its 2 Year CD at 3.04% APY and its 3 Year CD at 3.04% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from One Nevada Credit Union NCUA insured?Yes. One Nevada Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at One Nevada Credit Union?The highest One Nevada Credit Union CD rate is its 1 Year CD at 3.30% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does One Nevada Credit Union offer?One Nevada Credit Union CD rates are 3.04% APY for a 6 month CD, 3.30% APY for a 12 month CD, 3.04% APY for a 2 year CD, 3.04% APY for a 3 year CD and 3.04% APY for a 4 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with One Nevada Credit Union for its full lineup. What is the highest savings rate at One Nevada Credit Union?The highest One Nevada Credit Union savings rate is its Savings at 0.05% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at One Nevada Credit Union?The highest One Nevada Credit Union money market rate is its Preferred Money Market at 2.02% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest 30 year fixed mortgage rate at One Nevada Credit Union?The lowest One Nevada Credit Union 30 year fixed mortgage rate is its FHA 30 Year Fixed at 6.50%, verified by MonitorBankRates as of October 30, 2026. One Nevada Credit Union mortgage rates are 7.375% for a 30 year mortgage and 6.625% for a 15 year mortgage. What is the lowest auto loan rate at One Nevada Credit Union?The lowest One Nevada Credit Union auto loan rate is its Auto Loans (New & Used) at 5.49% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at One Nevada Credit Union?The lowest One Nevada Credit Union personal loan rate is its Signature Loan at 12.00% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at One Nevada Credit Union?The lowest One Nevada Credit Union credit card APR is its VISA Platinum Credit Card at 12.00% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does One Nevada Credit Union operate?One Nevada Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join One Nevada Credit Union?Yes, to access services at One Nevada Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, One Nevada Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, One Nevada Credit Union provides members with tools to manage their accounts and build a solid financial history. Does One Nevada Credit Union offer online and mobile banking?Most modern institutions like One Nevada Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.onenevada.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do One Nevada Credit Union rates compare?One Nevada Credit Union's CD rates are 10% higher than the MonitorBankRates national average, and it has an A+ health rating. One Nevada Credit Union's top rates are its 1 Year CD at 3.30% APY, its Savings at 0.05% APY, its Preferred Money Market at 2.02% APY, its FHA 30 Year Fixed at 6.50%, its Signature Loan at 12.00% APR and its VISA Platinum Credit Card at 12.00% APR, verified by MonitorBankRates on October 30, 2026. Current One Nevada Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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