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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
NEW CUMBERLAND Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
NEW CUMBERLAND's Personal Loan Rates are at 5.44%. MonitorBankRates evaluates the financial stability of NEW CUMBERLAND with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.65%. Rates were last updated on 03/28/2026. NEW CUMBERLAND money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NEW CUMBERLAND? Share your experience about NEW CUMBERLAND by leaving a review below, or read customer reviews before you decide to use NEW CUMBERLAND. State Bank of Spring Hill
Main office 345 Lewisberry Rd
http://www.ncfcuonline.org New Cumberland, PA 17070 2306 
NEW CUMBERLAND Mortgage Rates
NEW CUMBERLAND Home Equity & HELOC
NEW CUMBERLAND Auto Loan Rates
NEW CUMBERLAND Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for NEW CUMBERLAND is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NEW CUMBERLAND rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NEW CUMBERLAND's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
NEW CUMBERLAND
Website
http://www.ncfcuonline.org
Address
345 Lewisberry Rd,
New Cumberland, PA 17070 2306
Phone
717-774-7706
Fax
717-774-7996
President
Sara Parrish
CEO
Ronald Ferrance Jr
Full-Time Employees
54
Part-Time Employees
1
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.65%
Return on Assets (ROA)
0.5576%
Return on Equity (ROE)
6.2890%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
227,026,620
Total Amount of Shares and Deposits
205,011,672
Total Shares and Deposits < 1 Year
198,969,857
Total Shares and Deposits 1 3 Years
4,840,608
Total Shares and Deposits > 3 Years
1,201,207
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,036,271
Total Uninsured Shares and Deposits > $250K (F+J)
11,036,271
Total Insured Shares and Deposits > $250K (item 17 less item K)
193,975,401
Total Interest Expense (Sum of items 6 8)
1,731,497
Share Certificates
2,178
Number of Accounts for Share Drafts
10,757
IRA KEOGH Accounts
551
Number of Accounts for Regular Shares
24,862
Money Market Shares
1,938
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
35,177,882
Total Liabilities
206,897,608
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About NEW CUMBERLANDIs NEW CUMBERLAND a safe place to deposit money?Yes, NEW CUMBERLAND is considered a safe financial institution. With a Texas Ratio of 2.6545565177268%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does NEW CUMBERLAND operate?NEW CUMBERLAND currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join NEW CUMBERLAND?Yes, to access services at NEW CUMBERLAND, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, NEW CUMBERLAND does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, NEW CUMBERLAND provides members with tools to manage their accounts and build a solid financial history. Does NEW CUMBERLAND offer online and mobile banking?Most modern institutions like NEW CUMBERLAND provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ncfcuonline.org. Compare to Other Credit Unions
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