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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
NEW CUMBERLAND Rates & Review October 2026NEW CUMBERLAND's top rates as of October 10, 2026 are 3.14% APY on its 12 Month CDs CD, 0.03% APY on savings, 0.80% APY on money market accounts, 0.03% APY on checking, auto loans from 5.44% APR, and credit cards from 6.90% APR, according to rates verified by MonitorBankRates. Other NEW CUMBERLAND CD rates include 12 Month CDs at 3.04%, 12 Month CDs at 2.94%, and 12 Month CDs at 2.89%. MonitorBankRates evaluates the financial stability of NEW CUMBERLAND with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.32%. Rates last updated and verified on 10/10/2026. NEW CUMBERLAND money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NEW CUMBERLAND? Share your experience about NEW CUMBERLAND by leaving a review below, or read customer reviews before you decide to use NEW CUMBERLAND. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. NEW CUMBERLAND CD Rates
NEW CUMBERLAND Savings Rates
NEW CUMBERLAND Business Money Market Rates
NEW CUMBERLAND Checking Rates
NEW CUMBERLAND Auto Loan Rates
NEW CUMBERLAND Credit Card Rates
NEW CUMBERLAND Other Rates
Financial Health HistoryNEW CUMBERLAND’s Texas Ratio rose from 1.56% in Q3 2023 to 4.32% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for NEW CUMBERLAND is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NEW CUMBERLAND rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NEW CUMBERLAND's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
NEW CUMBERLAND
Website
http://www.ncfcuonline.org
Address
345 Lewisberry Rd,
New Cumberland, PA 17070-2306
Phone
717-774-7706
Fax
717-774-7996
President
Sara Parrish
CEO
Ronald Ferrance Jr
Full-Time Employees
49
Part-Time Employees
2
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.32%
Return on Assets (ROA)
0.4186%
Return on Equity (ROE)
4.4142%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
228,613,630
Total Amount of Shares and Deposits
206,489,267
Total Shares and Deposits < 1 Year
201,544,836
Total Shares and Deposits 1 3 Years
4,356,538
Total Shares and Deposits > 3 Years
587,892
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,051,654
Total Uninsured Shares and Deposits > $250K (F+J)
12,051,654
Total Insured Shares and Deposits > $250K (item 17 less item K)
194,437,613
Total Interest Expense (Sum of items 6 8)
937,967
Share Certificates
1,999
Number of Accounts for Share Drafts
10,400
IRA KEOGH Accounts
520
Number of Accounts for Regular Shares
22,857
Money Market Shares
1,906
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
36,987,178
Total Liabilities
206,932,693
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About NEW CUMBERLANDHow many branches does NEW CUMBERLAND operate?NEW CUMBERLAND currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join NEW CUMBERLAND?Yes, to access services at NEW CUMBERLAND, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, NEW CUMBERLAND does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, NEW CUMBERLAND provides members with tools to manage their accounts and build a solid financial history. Does NEW CUMBERLAND offer online and mobile banking?Most modern institutions like NEW CUMBERLAND provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ncfcuonline.org. Current NEW CUMBERLAND Rates
Retrieved from our database of financial products. Rates subject to change.
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