|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Neighbors Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Neighbors Credit Union's 7-month CD rates are at 3.90%, 23-month CD rates are at 3.50%. Neighbors Credit Union's savings rates are at 0.05%. Neighbors Credit Union's money market rates are at 0.10%. Neighbors Credit Union's 15 Year Fixed rates are at 5.00%, 15 Year Fixed rates are at 5.50%, Jumbo rates are at 5.50%, 20 Year Fixed rates are at 5.38%, 30 Year Fixed rates are at 5.62%. Neighbors Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Neighbors Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.62%. Rates were last updated on 04/06/2026. Neighbors Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighbors Credit Union? Share your experience about Neighbors Credit Union by leaving a review below, or read customer reviews before you decide to use Neighbors Credit Union. Neighbors Credit Union
Neighbors Credit Union 6300 S Lindbergh Blvd
https://www.neighborscu.org Saint Louis, MO 63123 7804 
Neighbors Credit Union CD Rates
Neighbors Credit Union Savings Rates
Neighbors Credit Union Money Market Rates
Neighbors Credit Union Checking Rates
Neighbors Credit Union Mortgage Rates
Neighbors Credit Union Home Equity & HELOC
Neighbors Credit Union Auto Loan Rates
Neighbors Credit Union Credit Card Rates
Neighbors Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Neighbors Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Neighbors Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Neighbors Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Neighbors Credit Union
Website
https://www.neighborscu.org
Address
6300 S Lindbergh Blvd,
Saint Louis, MO 63123 7804
Phone
314-892-5400
Fax
314-892-9876
President
James Hobbs
CEO
Jason Heath
Full-Time Employees
123
Part-Time Employees
4
Branch Locations
8
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.62%
Return on Assets (ROA)
0.1634%
Return on Equity (ROE)
1.3819%
Non-Performing Loans Ratio (NPL)
1.34%
Total Assets
566,395,477
Total Amount of Shares and Deposits
498,356,900
Total Shares and Deposits < 1 Year
477,060,546
Total Shares and Deposits 1 3 Years
18,326,791
Total Shares and Deposits > 3 Years
2,969,563
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,575,249
Total Uninsured Shares and Deposits > $250K (F+J)
33,575,249
Total Insured Shares and Deposits > $250K (item 17 less item K)
464,781,651
Total Interest Expense (Sum of items 6 8)
6,580,536
Share Certificates
5,811
Number of Accounts for Share Drafts
33,801
IRA KEOGH Accounts
659
Number of Accounts for Regular Shares
57,605
All other shares
1,206
Money Market Shares
1,455
Net Income (unless the amount is already included in Undivided Earnings)
925,562
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,038,731
Total Liabilities
503,571,979
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Neighbors Credit UnionIs Neighbors Credit Union a safe place to deposit money?Yes, Neighbors Credit Union is considered a safe financial institution. With a Texas Ratio of 8.6166953423703%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Neighbors Credit Union operate?Neighbors Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Neighbors Credit Union?Yes, to access services at Neighbors Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Neighbors Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Neighbors Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Neighbors Credit Union offer online and mobile banking?Most modern institutions like Neighbors Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.neighborscu.org. Current Neighbors Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Serve Credit Union
Act 1st Federal Credit Union
MassMutual Federal Credit Union
COMPASS FINANCIAL
LOC Credit Union
Sebasticook Valley Federal Credit Union
LOCAL 697
Wescom Central Credit Union
Marshfield Medical Center Credit Union
Coffee County Teachers Federal Credit Union
Cabot Employees Credit Union
ABNB Federal Credit Union
Partner Colorado Credit Union
Millard County Credit Union
North Carolina Community Federal Credit Union
Jackson County Federal Credit Union
Trademark Federal Credit Union
Hometown Credit Union
BFCU Boston Firefighters Credit Union
Pikes Peak Credit Union
CLEVELAND SELFRELIANCE
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking