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iAdvertiser Disclosure
Advertiser Disclosure
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 Five Star of Maryland Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Five Star of Maryland Federal Credit Union's IRA & Education CDs 48 month rates are at 3.03%, Regular CDs 48 month rates are at 3.03%, IRA & Education CDs 30 month rates are at 2.78%, Regular CDs 30 month rates are at 2.78%, IRA & Education CDs 12 month rates are at 2.52%. Five Star of Maryland Federal Credit Union's savings rates are at 0.05%. Five Star of Maryland Federal Credit Union's Personal Loan Rates are at 11.49%. MonitorBankRates evaluates the financial stability of Five Star of Maryland Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.22%. Rates were last updated on 04/05/2026. Five Star of Maryland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Five Star of Maryland Federal Credit Union? Share your experience about Five Star of Maryland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Five Star of Maryland Federal Credit Union. Five Star of Maryland Federal Credit Union
Maiden Choice Lane Office 716 Maiden Choice Ln
https://www.fivestarfcu.org Baltimore, MD 21228 
Five Star of Maryland Federal Credit Union CD Rates
Five Star of Maryland Federal Credit Union Savings Rates
Five Star of Maryland Federal Credit Union Auto Loan Rates
Five Star of Maryland Federal Credit Union Credit Card Rates
Five Star of Maryland Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Five Star of Maryland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Five Star of Maryland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Five Star of Maryland Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Five Star of Maryland Federal Credit Union
Website
https://www.fivestarfcu.org
Address
716 Maiden Choice Ln,
Baltimore, MD 21228
Phone
443-844-3242
Fax
410-869-8293
President
Paul Coakley
CEO
James Whipp
Full-Time Employees
16
Part-Time Employees
0
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.22%
Return on Assets (ROA)
0.1978%
Return on Equity (ROE)
1.5678%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
61,736,910
Total Amount of Shares and Deposits
53,755,780
Total Shares and Deposits < 1 Year
52,062,858
Total Shares and Deposits 1 3 Years
1,289,371
Total Shares and Deposits > 3 Years
403,551
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
885,389
Total Uninsured Shares and Deposits > $250K (F+J)
885,389
Total Insured Shares and Deposits > $250K (item 17 less item K)
52,870,391
Total Interest Expense (Sum of items 6 8)
373,986
Share Certificates
424
Number of Accounts for Share Drafts
2,020
IRA KEOGH Accounts
260
Number of Accounts for Regular Shares
7,195
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,673,317
Total Liabilities
54,070,005
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Five Star of Maryland Federal Credit UnionIs Five Star of Maryland Federal Credit Union a safe place to deposit money?Yes, Five Star of Maryland Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.2177153840949%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Five Star of Maryland Federal Credit Union operate?Five Star of Maryland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Five Star of Maryland Federal Credit Union?Yes, to access services at Five Star of Maryland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Five Star of Maryland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Five Star of Maryland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Five Star of Maryland Federal Credit Union offer online and mobile banking?Most modern institutions like Five Star of Maryland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fivestarfcu.org. Current Five Star of Maryland Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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