What are the current interest rates at DB&T?

Current rates for DB&T include:

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DB&T Rates and Review March 2026

Q: Is DB&T a safe place to deposit money?

Yes, DB&T is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Content reviewed by

Brian McKay

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DB&T Deposit Rates

DB&T You can compare DB&T rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 3.79% and 3-month CD rates at 2.48%. Savings rates are at 0.65% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.06%. All these rates, and more, can be found in our database of rates which you can compare to DB&T rates. MonitorBankRates evaluates the financial stability of DB&T with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.42%. Rates were last updated on 03/06/2026.

Rate Updates and Availability

DB&T money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DB&T? Share your experience about DB&T by leaving a review below, or read customer reviews before you decide to use DB&T.

DB&T Texas Ratio

DB&T's Texas Ratio is at 10.42%, which is considered excellent. The Texas Ratio for DB&T is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Exceptional

Out of 5.0 Stars

DB&T has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, DB&T is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

Excellent Health

Score: 95/100

DB&T has earned an overall safety grade of A. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/06/2026

DB&T

700 Locust St
Dubuque, IA 52001

https://www.dubuquebank.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCEPTIONAL

🏆

Credit Unions:
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DB&T Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	5.49%	24 months
DetailsIntroductory rate as low as 5.49% APR1 for 24 months* After 24 months variable 7.24% - 10.00% APR applies. Last Updated 03/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.42%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for DB&T is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather DB&T rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DB&T's official website for the most current offers and terms.