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Farmers State Bank Dublin, GA Rates & Review July 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: July 7, 2026

You can compare Farmers State Bank Dublin, GA rates to other rates in our database, including 12-month CD rates currently at 0.05%, 6-month CD rates at 2.25% and 3-month CD rates at 0.05%. Savings rates are at 0.15% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.57%. All these rates can be compared to Farmers State Bank Dublin, GA rates. MonitorBankRates evaluates the financial stability of Farmers State Bank Dublin, GA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.65%. Rates were last updated on 07/07/2026.

Farmers State Bank Dublin, GA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank Dublin, GA? Share your experience about Farmers State Bank Dublin, GA by leaving a review below, or read customer reviews before you decide to use Farmers State Bank Dublin, GA.

MonitorBankRates Exceptional Health Badge 2026 Exceptional Health Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.65%
Excellent Lower than avg
Farmers State Bank
1620 Veterans Blvd
Dublin, GA 31021
https://www.farmersstate-online.net
Member FDIC

Current Rate Availability

We do not have Farmers State Bank Dublin, GA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers State Bank Dublin, GA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers State Bank Dublin, GA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers State Bank Dublin, GA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers State Bank Dublin, GA
Bank Holding Company FARMERS BANCSHARES INC
Address 1620 Veterans Blvd, Dublin, GA 31021  ·  Laurens
Website https://www.farmersstate-online.net
FDIC Certificate # 19720
Established 01/01/1934
FDIC Insurance Date 06/19/1967
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.65%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.9775%
Return on Equity (ROE) 19.0000%
Non-Performing Loans (NPL) 0.07%
Total Assets $152,733,000
Total Deposits $131,326,000
Equity Capital $19,717,000
Net Income $3,215,000
Headquarters Dublin
Total Branches and Offices 3
Source: FDIC  |  Last Updated 12/31/2025
MonitorBankRates Exceptional Health Badge 2026
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Farmers State Bank Dublin, GA earned the Exceptional Health badge

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Customer Reviews

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Frequently Asked Questions About Farmers State Bank Dublin, GA

How many branches does Farmers State Bank Dublin, GA operate?

Farmers State Bank Dublin, GA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers State Bank Dublin, GA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers State Bank Dublin, GA provides members with tools to manage their accounts and build a solid financial history.

Does Farmers State Bank Dublin, GA offer online and mobile banking?

Most modern institutions like Farmers State Bank Dublin, GA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmersstate-online.net.

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