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Continental Bank Rates & Review April 2026

Continental Bank's 10-Month Liquidity CD rates are at 2.00%, 2 year Bump-up CD rates are at 2.00%, 3 year High Yield CD rates are at 2.00%. MonitorBankRates evaluates the financial stability of Continental Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.64%. Rates were last updated on 04/16/2026.

Continental Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Continental Bank? Share your experience about Continental Bank by leaving a review below, or read customer reviews before you decide to use Continental Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.64%
Excellent Higher than avg
Continental Bank
15 W South Temple
Salt Lake City, UT 84101
https://www.cbankus.com
Member FDIC

Continental Bank CD Rates

Product Rate APY Term View More
10 Month Liquidity CD - 2.00%
Details Withdraw principal at any time with no penalty
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
2 year Bump-up CD - 2.00%
Details As rates rise, bump-up to a higher rate whenever you want
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%
3 year High Yield CD - 2.00%
Details No fees, commissions or spreads
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.64%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Continental Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Continental Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Continental Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Continental Bank
Bank Holding Company CONTINENTAL BCORP
Address 15 W South Temple, Salt Lake City, UT 84101  ·  Salt Lake
FDIC Certificate # 57571
Established 11/03/2003
FDIC Insurance Date 11/03/2003
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.64%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4300%
Return on Equity (ROE) 2.5200%
Non-Performing Loans (NPL) 1.07%
Total Assets $187,809,000
Total Deposits $143,900,000
Equity Capital $27,647,000
Net Income $310,000
Headquarters Salt Lake City
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Continental Bank

Is Continental Bank a safe place to deposit money?

Yes, Continental Bank is considered a safe financial institution. With a Texas Ratio of 6.6388391969787%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Continental Bank operate?

Continental Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Continental Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Continental Bank provides members with tools to manage their accounts and build a solid financial history.

Does Continental Bank offer online and mobile banking?

Most modern institutions like Continental Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbankus.com.

Current Continental Bank Rates

  • 24-Month CD2.00%
  • 36-Month CD2.00%
Retrieved from our database of financial products. Rates subject to change.