Kirkwood Bank & Trust Co. CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.12%, 6-month CD rates at 0.20% and 3-month CD rates at 2.00%. Current savings rates are at 0.05% and money market rates are at 1.26%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. Kirkwood Bank & Trust Co.'s 3-Month CD rates are at 4.06%, 6-Month CD rates are at 3.94%, 9-Month CD rates are at 3.82%, 12-Month CD rates are at 3.65%, 18-Month CD rates are at 3.51%. Kirkwood Bank & Trust Co.'s savings rates are at 0.75%. Kirkwood Bank & Trust Co.'s money market rates are at 1.21%.

Kirkwood Bank & Trust Co.

To see how these rates compare to Kirkwood Bank & Trust Co. CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Kirkwood Bank & Trust Co., savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Kirkwood Bank & Trust Co. CD rates. You can also compare Kirkwood Bank & Trust Co. savings rates, MMA rates and mortgage rates using our other rate lists.

Kirkwood Bank & Trust Co. money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kirkwood Bank & Trust Co.? Share your experience about Kirkwood Bank & Trust Co. by leaving a review below, or read customer reviews before you decide to use Kirkwood Bank & Trust Co..

Kirkwood Bank & Trust Co. Texas Ratio

Kirkwood Bank & Trust Co.'s Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Kirkwood Bank & Trust Co. is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Kirkwood Bank & Trust Co. is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.65%
18-Month CD
3.51%
24-Month CD
N/A
36-Month CD
3.00%
48-Month CD
3.00%
60-Month CD
3.00%
Savings
0.75%
MMA
1.21%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Kirkwood Bank & Trust Co.
2911 N 14th St
Bismarck, ND 58503
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Kirkwood Bank & Trust Co. CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
3-Month CD
4.06%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
6-Month CD
3.94%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
9-Month CD
3.82%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
18-Month CD
3.51%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
60-Month CD
3.00%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
48-Month CD
3.00%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
36-Month CD
3.00%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
30-Month CD
3.00%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Savings
0.75%
$25
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
NOW Checking
0.45%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Kirkwood Bank & Trust Co. Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
America First Federal Credit Union
America First Federal Credit Union
30-Month CD
4.10%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
24-Month CD
4.00%
$1,000
New Market Bank
New Market Bank
7-Month CD
3.98%
$500
Five Star Credit Union
Five Star Credit Union
36-Month CD
3.85%
$500
First Nebraska Bank
First Nebraska Bank
Performance Checking
3.81%
$0
American Eagle Bank
American Eagle Bank
24-Month CD
3.80%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
12-Month CD
3.80%
$500
EverBank
EverBank
24-Month CD
3.65%
$1,000
Touchmark Bank
Touchmark Bank
6-Month CD
3.65%
$1,000
Beal Bank
Beal Bank
36-Month CD
3.45%
$1,000
FSB of Burnet
FSB of Burnet
6-Month CD
3.29%
$1,000
Portage Community Bank
Portage Community Bank
18-Month CD
3.25%
$1,000
Henderson FSB
Henderson FSB
36-Month CD
3.09%
$500
TD Bank
TD Bank
12-Month CD
3.00%
$250
Ambler Savings Bank
Ambler Savings Bank
24-Month CD
3.00%
$1,000
Gogebic Range Bank
Gogebic Range Bank
12-Month CD
2.78%
$500
Lee Bank
Lee Bank
24-Month CD
2.75%
$500
CNB St Louis Bank
CNB St Louis Bank
12-Month CD
2.50%
$1,000
Mound City Bank
Mound City Bank
18-Month CD (Add-On)
2.34%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
FNB of Bellville
FNB of Bellville
60-Month CD
2.25%
$1,000
Northwestern Bank
Northwestern Bank
24-Month CD
2.22%
$1,000
Port Washington State Bank
Port Washington State Bank
36-Month CD
2.15%
$1,000
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
6-Month CD
2.02%
$1,000
OAB One American Bank
OAB One American Bank
Savings Plus
2.00%
$0
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
30-Month CD
1.55%
$5,000
Forte Bank
Forte Bank
36-Month CD
1.46%
$1,000
Foresight Bank
Foresight Bank
6-Month CD
1.31%
$500
The Bank of the West
The Bank of the West
Savings
1.26%
$0
FNB of Brookfield
FNB of Brookfield
Presidents Checking
1.21%
$2,500
The Stock Exchange Bank
The Stock Exchange Bank
Money Market
1.21%
$2,500
North Easton SB
North Easton SB
12-Month CD
1.15%
$500
Grove Bank
Grove Bank
Money Market
1.00%
$2,500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
18-Month CD
1.00%
$500
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
6-Month CD
0.90%
$500
FNB of Lacon
FNB of Lacon
Money Market
0.55%
$2,500
Greenville National Bank
Greenville National Bank
48-Month CD
0.35%
$1,000
The Bank of Bennington
The Bank of Bennington
Premier Money Market
0.25%
$0
The Bank of Steinauer
The Bank of Steinauer
Savings
0.25%
$50
Verus Bank of Commerce
Verus Bank of Commerce
24-Month CD
0.25%
$1,000
SSB Community Bank
SSB Community Bank
24-Month CD
0.20%
$1,000
CSB Norwood Young America
CSB Norwood Young America
Investment Checking
0.20%
$1,000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Money Market
0.20%
$2,500
Fayetteville Bank
Fayetteville Bank
Gold Star Money Market
0.15%
$100
F&M Bank Upperco, MD
F&M Bank Upperco, MD
Savings
0.05%
$25
Mercer Savings Bank
Mercer Savings Bank
Savings
0.05%
$100
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
Bank of America
Bank of America
18-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Kirkwood Bank & Trust Co. Information

Kirkwood Bank & Trust Co.
2911 N 14th St
Bismarck, ND 58503
Burleigh
Established Date: 02/18/1975
FDIC Certificate #: 21928
Date of FDIC Deposit Insurance: 02/18/1975
Bank Holding Company: KIRKWOOD BCORP CO
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Kirkwood Bank & Trust Co. FDIC Insured? Yes
What is Kirkwood Bank & Trust Co.'s Cert number? 21928
What is the maximum amount for insured deposits? $250,000 per holder, per account

Kirkwood Bank & Trust Co. Financials

Total Assets:
$337,215,000
Total Deposits:
$300,980,000
Equity Capital:
$29,729,000
Domestic Deposits:
$300,980,000
Net Income:
$818,000
Return on Assets:
1.0702%
Quarterly Return on Assets:
0.9700%
Pretax Return on Assets:
0.9692%
Pretax Quarterly Return on Assets:
0.9700%
Return on Equity:
11.9000%
Quarterly Return on Equity:
11.0400%
Leverage Tier 1 (Core Capital) Ratio:
9.5724%
Total Interest Income (YTD):
4.1372%
 
 
Headquarters:
Bismarck
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Burleigh
# of Offices:
4
Metropolitan Statistical Area (MSA):
Bismarck, ND
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

TAB Bank 4 Year CD rates are now at 1.65 percent with a yield of 1.65 percent. View current 4 Year CD rates at TAB Bank below.
earn.bank Money Market Account Rateearn.bank money market account rates are still one of the best variable rate accounts on our rate list. Current money market account rates at earn.bank is at 2.03 percent with an APY of 2.05 percent. There is a minimum opening deposit of $10,000 to earn the money market account rates at earn.bank. There is one caveat, if you don't maintain a minimum monthly account balance of at least $10,000 there is a $10 a month fee on the account. Be sure to also switch estatements to avoid a $25 paper statement fee. If you avoid this pitfalls, the 2.05 percent money market account rate at earn.bank is one of best rates around. To make sure you're getting the best deal you can search for and compare online rates with earn.bank money market account rate.
feeling-poorer-these-daysThe Federal Reserve reported that household net worth declined by $1.3 trillion dollars for the quarter ending in March. Total household worth is now at $50.4 trillion dollars at the end of the first quarter of 2009.

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