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Security State Bank of Aitkin

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Security State Bank of Aitkin Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security State Bank of Aitkin provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 18, 2026

You can compare Security State Bank of Aitkin rates to other rates in our database, including 12-month CD rates currently at 3.90%, 6-month CD rates at 3.83% and 3-month CD rates at 0.75%. Savings rates are at 0.30% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.59%. All these rates can be compared to Security State Bank of Aitkin rates. MonitorBankRates evaluates the financial stability of Security State Bank of Aitkin with a 2.9 Star Rating, an D Overall Health Grade, and a Texas Ratio of 26.84%. Rates were last updated on 05/18/2026.

Security State Bank of Aitkin money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security State Bank of Aitkin? Share your experience about Security State Bank of Aitkin by leaving a review below, or read customer reviews before you decide to use Security State Bank of Aitkin.

Overall Health & Safety Grade

Weak Health Score: 66/100

MonitorBankRates Rating

2.9

Fair Out of 5.0 Stars

Texas Ratio

26.84%

Good Higher than avg

Security State Bank of Aitkin

402 Minnesota Ave N
Aitkin, MN 56431

http://www.ssbmn.com

Current Rate Availability

We do not have Security State Bank of Aitkin rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security State Bank of Aitkin is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security State Bank of Aitkin rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security State Bank of Aitkin's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security State Bank of Aitkin

Bank Holding Company SECURITY ST AGENCY AITKIN INC

Address 402 Minnesota Ave N, Aitkin, MN 56431 · Aitkin

Website https://www.ssbmn.com

FDIC Certificate # 16656

Established 12/23/1947

FDIC Insurance Date 01/02/1948

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 66/100

2.9

Fair Out of 5.0 Stars

26.84%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5171%

Return on Equity (ROE) 15.4000%

Non-Performing Loans (NPL) 0.00%

Total Assets $112,585,000

Total Deposits $104,519,000

Equity Capital $6,626,000

Net Income $1,116,000

Headquarters Aitkin

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Security State Bank of Aitkin

How many branches does Security State Bank of Aitkin operate?

Security State Bank of Aitkin currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security State Bank of Aitkin does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security State Bank of Aitkin provides members with tools to manage their accounts and build a solid financial history.

Does Security State Bank of Aitkin offer online and mobile banking?

Most modern institutions like Security State Bank of Aitkin provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssbmn.com.