MonitorBankRates
  1. Home
  2. Banks
  3. Fowler State Bank Fowler, IN
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Fowler State Bank Fowler, IN Rates & Review March 2026

Fowler State Bank Fowler, IN's 5-Months* 5-Month* Certificate of Deposit rates are at 3.81%, 72-Months* 72-Month* Certificate of Deposit rates are at 2.77%, 60-Months* 60-Month* Certificate of Deposit rates are at 2.41%, 48-Months* 48-Month* Certificate of Deposit rates are at 2.16%, 36-Months* 36-Month* Certificate of Deposit rates are at 2.06%. Fowler State Bank Fowler, IN's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of Fowler State Bank Fowler, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.13%. Rates were last updated on 03/26/2026.

Fowler State Bank Fowler, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fowler State Bank Fowler, IN? Share your experience about Fowler State Bank Fowler, IN by leaving a review below, or read customer reviews before you decide to use Fowler State Bank Fowler, IN.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.13%
Excellent Lower than avg
Fowler State Bank Fowler, IN
300 E 5th St
Fowler, IN 47944
https://www.fowlerstatebank.com
Member FDIC

Fowler State Bank Fowler, IN CD Rates

Product Rate APY Term View More
5 month* Certificate of Deposit 3.75% 3.81% 5 months*
Min Deposit $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
72 month* Certificate of Deposit 2.75% 2.77% 72 months*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
60 month* Certificate of Deposit 2.40% 2.41% 60 months*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
48 month* Certificate of Deposit 2.15% 2.16% 48 months*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
36 month* Certificate of Deposit 2.05% 2.06% 36 months*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
24 month* Certificate of Deposit 1.95% 1.96% 24 months*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
12 month* Certificate of Deposit 1.75% 1.76% 12 months*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
6 month* Certificate of Deposit 1.70% 1.71% 6 months*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
3 month* Certificate of Deposit 1.50% 1.51% 3 months*
Min Deposit $1
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
8-80* Certificate of Deposit 1.30% 1.31% 8-80*
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%

Fowler State Bank Fowler, IN Savings Rates

Product Rate APY View More
Freedom Savings 1.00% 1.00%
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Healthcare Savings Account (HSA) 1.00% 1.00%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Statement Savings 1.00% 1.00%
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Freedom Savings 0.85% 0.85%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Statement Savings 0.85% 0.85%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Christmas Club 0.50% 0.50%
Min Deposit $5
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Freedom Savings 0.50% 0.50%
Min Deposit $5
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Healthcare Savings Account (HSA) 0.50% 0.50%
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Statement Savings 0.50% 0.50%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Healthcare Savings Account (HSA) - 0.00%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fowler State Bank Fowler, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fowler State Bank Fowler, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fowler State Bank Fowler, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fowler State Bank Fowler, IN
Bank Holding Company BENTON FINANCIAL CORP
Address 300 E 5th St, Fowler, IN 47944  ·  Benton
FDIC Certificate # 1821
Established 12/14/1931
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1687%
Return on Equity (ROE) 10.5100%
Non-Performing Loans (NPL) 0.12%
Total Assets $203,431,000
Total Deposits $153,966,000
Equity Capital $27,891,000
Net Income $2,468,000
Headquarters Fowler
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Fowler State Bank Fowler, IN yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Fowler State Bank Fowler, IN
Your Name:
Your Rating:

Frequently Asked Questions About Fowler State Bank Fowler, IN

Is Fowler State Bank Fowler, IN a safe place to deposit money?

Yes, Fowler State Bank Fowler, IN is considered a safe financial institution. With a Texas Ratio of 1.1270399422956%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Fowler State Bank Fowler, IN operate?

Fowler State Bank Fowler, IN currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fowler State Bank Fowler, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fowler State Bank Fowler, IN provides members with tools to manage their accounts and build a solid financial history.

Does Fowler State Bank Fowler, IN offer online and mobile banking?

Most modern institutions like Fowler State Bank Fowler, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fowlerstatebank.com.

Current Fowler State Bank Fowler, IN Rates

  • 12-Month CD1.76%
  • 24-Month CD1.96%
  • 36-Month CD2.06%
  • 48-Month CD2.16%
  • 60-Month CD2.41%
  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.