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Calvin B. Taylor Banking Company Rates & Review March 2026

Calvin B. Taylor Banking Company's savings rates are at 0.40%. Calvin B. Taylor Banking Company's money market rates are at 0.75%. MonitorBankRates evaluates the financial stability of Calvin B. Taylor Banking Company with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.66%. Rates were last updated on 03/12/2026.

Calvin B. Taylor Banking Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Calvin B. Taylor Banking Company? Share your experience about Calvin B. Taylor Banking Company by leaving a review below, or read customer reviews before you decide to use Calvin B. Taylor Banking Company.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.66%
Excellent Lower than avg
Calvin B. Taylor Banking Company
24 N Main St
Berlin, MD 21811
https://www.taylorbank.com
Member FDIC

Calvin B. Taylor Banking Company Savings Rates

Product Rate APY View More
Health Savings Account 1.45% 1.46%
Min Deposit $100
Min Balance $0
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Savings 0.40% 0.40%
Min Deposit $25
Min Balance $0
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Calvin B. Taylor Banking Company Money Market Rates

Product Rate APY View More
Tiered Money Market 1.85% 1.87%
Min Deposit $750
Min Balance $100,000
Details $100,000 and above
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Tiered Money Market 1.50% 1.51%
Min Deposit $750
Min Balance $50,000
Details $50,000 to $99,999.99
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Tiered Money Market 1.00% 1.00%
Min Deposit $750
Min Balance $10,000
Details $10,000 to $49,999.99
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Tiered Money Market 0.75% 0.75%
Min Deposit $750
Min Balance $750
Details $750 to $9,999.99
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Calvin B. Taylor Banking Company Checking Rates

Product Rate APY View More
For Good Checking 0.35% 0.35%
Min Deposit $25
Min Balance $0
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
NOW Checking 0.20% 0.20%
Min Deposit $750
Min Balance $0
Last Updated 03/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Calvin B. Taylor Banking Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Calvin B. Taylor Banking Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Calvin B. Taylor Banking Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Calvin B. Taylor Banking Company
Bank Holding Company CALVIN B TAYLOR BANKSHARES INC
Address 24 N Main St, Berlin, MD 21811  ·  Worcester
FDIC Certificate # 5874
Established 01/01/1890
FDIC Insurance Date 01/01/1934
Domestic Offices 12
Total Branches 12
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.66%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6081%
Return on Equity (ROE) 15.1000%
Non-Performing Loans (NPL) 0.04%
Total Assets $986,161,000
Total Deposits $854,126,000
Equity Capital $126,583,000
Net Income $15,190,000
Headquarters Berlin
Total Offices 12
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Calvin B. Taylor Banking Company

Is Calvin B. Taylor Banking Company a safe place to deposit money?

Yes, Calvin B. Taylor Banking Company is considered a safe financial institution. With a Texas Ratio of 0.66108873050305%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Calvin B. Taylor Banking Company operate?

Calvin B. Taylor Banking Company currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Calvin B. Taylor Banking Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Calvin B. Taylor Banking Company provides members with tools to manage their accounts and build a solid financial history.

Does Calvin B. Taylor Banking Company offer online and mobile banking?

Most modern institutions like Calvin B. Taylor Banking Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.taylorbank.com.

Current Calvin B. Taylor Banking Company Rates

  • Savings0.40%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.