First Federal S&L Morehead, KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Federal S&L Morehead, KYToday's 12-month CD rates can be found at 3.85%, 6-month CD rates at 3.95% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.29%. Credit Card rates are at 9.50%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Federal S&L Morehead, KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Federal S&L Morehead, KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Federal S&L Morehead, KY CD rates. You can also compare First Federal S&L Morehead, KY savings rates, MMA rates and mortgage rates using our other rate lists.

First Federal S&L Morehead, KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L Morehead, KY? Share your experience about First Federal S&L Morehead, KY by leaving a review below, or read customer reviews before you decide to use First Federal S&L Morehead, KY.

First Federal S&L Morehead, KY Texas Ratio

First Federal S&L Morehead, KY's Texas Ratio is at 6.98%, which is considered excellent. The Texas Ratio for First Federal S&L Morehead, KY is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Federal S&L Morehead, KY is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Federal S&L Morehead, KY
211 W Main St
Morehead, KY 40351
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Federal S&L Morehead, KY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
9-Month CD IRA
4.29%
$500
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.25%
$500
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD (Jumbo)
4.13%
$100,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
12-Month CD
4.07%
$1,000
West Pointe Bank
West Pointe Bank
18-Month CD
4.02%
$500
1st Advantage Bank
1st Advantage Bank
18-Month CD
3.75%
$500
Charter Bank IA
Charter Bank IA
24-Month CD
3.75%
$1,000
PSB of Rhineland
PSB of Rhineland
12-Month CD
3.61%
$1,000
Harleysville Bank
Harleysville Bank
60-Month CD
3.25%
$500
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
120-Month CD
3.25%
$500
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
High Yield Money Market
3.10%
$250,000
Camp Grove State Bank
Camp Grove State Bank
24-Month CD
3.00%
$1,000
North Easton SB
North Easton SB
Main Street Money Market
3.00%
$0
Crest Savings Bank
Crest Savings Bank
36-Month CD
3.00%
$500
First Bank Hampton
First Bank Hampton
Money Market
2.84%
$250,000
Bank First, NA
Bank First, NA
36-Month CD
2.78%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
36-Month CD
2.60%
$2,500
Stafford Savings Bank
Stafford Savings Bank
48-Month CD
2.54%
$500
Service Federal Credit Union
Service Federal Credit Union
36-Month CD
2.35%
$500
Yampa Valley Bank
Yampa Valley Bank
48-Month CD
2.25%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
60-Month CD
2.25%
$1,000
AbbyBank
AbbyBank
48-Month CD
2.25%
$1,500
First State Bank and Trust
First State Bank and Trust
6-Month CD
2.02%
$1,000
PSB of Rhineland
PSB of Rhineland
60-Month CD
2.02%
$1,000
First FarmBank
First FarmBank
Explorer Savings
2.00%
$10
Mechanics Cooperative Bank
Mechanics Cooperative Bank
24-Month CD
2.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Super Green Money Market
2.00%
$50,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
36-Month CD
1.92%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
PSECU
PSECU
3-Month CD
1.50%
$500
Bruning Bank
Bruning Bank
6-Month CD
1.41%
$500
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
1.35%
$500,000
Adams County Bank
Adams County Bank
Money Market
1.26%
$100,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Foundation Savings
0.75%
$100
FNB of Peterstown
FNB of Peterstown
18-Month CD
0.75%
$2,500
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
Citizens National Bank of Albion
Citizens National Bank of Albion
Savings
0.50%
$50
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Money Market
0.50%
$1,000
FNB of River Falls
FNB of River Falls
36-Month CD
0.50%
$2,500
Franklin Bank
Franklin Bank
48-Month CD
0.45%
$500
Bruning Bank
Bruning Bank
Savings
0.40%
$50
North Shore Bank Co-op
36-Month CD
0.40%
$1,000
Florence Bank
Florence Bank
18-Month CD
0.20%
$500
Peoples Bank Taylorsville, KY
18-Month CD
0.15%
$500
MCS Bank
MCS Bank
Statement Savings
0.10%
$25
Schuyler Savings Bank
Schuyler Savings Bank
Money Market Passbook
0.10%
$1,000
Windsor Federal S&L
Windsor Federal S&L
6-Month CD
0.10%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
Central Choice Premier Checking
0.05%
$100
Bank Five Nine
Bank Five Nine
Smart Savings
0.04%
$0
First State Bank (MI)
First State Bank (MI)
Statement Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Federal S&L Morehead, KY rate data right now, check back for updates, we are adding rates all the time.

First Federal S&L Morehead, KY Information

First Federal S&L Morehead, KY
211 W Main St
Morehead, KY 40351
Rowan
Established Date: 08/12/1963
FDIC Certificate #: 31409
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First Federal S&L Morehead, KY FDIC Insured? Yes
What is First Federal S&L Morehead, KY's Cert number? 31409
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Federal S&L Morehead, KY Financials

Total Assets:
$38,209,000
Total Deposits:
$26,345,000
Equity Capital:
$10,178,000
Domestic Deposits:
$26,345,000
Net Income:
$11,000
Return on Assets:
0.0223%
Quarterly Return on Assets:
0.1200%
Pretax Return on Assets:
0.1468%
Pretax Quarterly Return on Assets:
0.1500%
Return on Equity:
0.0800%
Quarterly Return on Equity:
0.4300%
Common Equity Tier 1 Capital Ratio:
42.0802%
Tier 1 Risk-Based Capital Ratio:
42.0802%
Leverage Tier 1 (Core Capital) Ratio:
28.1612%
Total Risk-Based Capital Ratio (YTD):
43.3362%
Total Interest Income (YTD):
4.5033%
 
 
Headquarters:
Morehead
FDIC Field Office:
Lexington
Regulator:
OCC
County:
Rowan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Citizens Trust Bank 2 Year Jumbo CD rates are now at 0.20 percent with a yield of 0.20 percent. View current 2 Year Jumbo CD rates at Citizens Trust Bank below.
12 month CD rates are averaging less than 1.00 percent as of this morning. The average CD rate is currently at 0.997 percent. You can find CD rates higher than the national average rate. Right now Bay Ridge Federal Credit Union (BRFCU) is offering a 12 month certificate of deposit that currently has a CD rate of 1.73 percent and an APY of 1.75 percent.
Home mortgage rates are higher in the Mortgage Bankers Association's Weekly Applications Survey. The average contract rate on 30 year home mortgages was 4.56 percent for the week ending November 26, 2010, up from the prior week’s average 30 year mortgage rate of 4.50 percent. 30 year mortgage rates haven’t been higher in the survey since August, 2010. Average mortgage discount points on 30 year home mortgage loans increased to 0.96 points, up from the prior week’s average of 0.88 points.

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