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Eagle Express Federal Credit Union Rates & Review September 2026

Eagle Express Federal Credit Union's 12 Month CD Special rates are at 3.82%, 36 Month CD Special rates are at 3.30%, 5 Year CD rates are at 1.97%, 4 Year CD rates are at 1.71%, 3 Year CD rates are at 1.46%. Eagle Express Federal Credit Union's Personal Loan Rates are as low as 10.75%. Eagle Express Federal Credit Union's Credit Card Rates are at 10.75%. MonitorBankRates evaluates the financial stability of Eagle Express Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.21%. Rates last updated and verified on 09/20/2026.

Eagle Express Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eagle Express Federal Credit Union? Share your experience about Eagle Express Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Eagle Express Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.21%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Eagle Express Federal Credit Union
Main Office
567 S State St
Jackson, MS 39201
https://www.eagleexpressfcu.com
Member NCUA

Eagle Express Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate Special 3.75% 3.82% 12 months
Min Deposit $500
Min Balance $500
Details LIMITED TIME OFFER: EFFECTIVE 10/03/2025
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
36 Month Certificate Special 3.25% 3.30% 36 months
Min Deposit $500
Min Balance $500
Details LIMITED TIME OFFER: EFFECTIVE 10/03/2025
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
5 Year Certificate 1.95% 1.97% 5 Year
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
4 Year Certificate 1.70% 1.71% 4 Year
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
3 Year Certificate 1.45% 1.46% 3 Year
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
2 Year Certificate 1.35% 1.36% 2 Year
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
1 Year Certificate 1.15% 1.16% 1 Year
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
6 Month Certificate 0.95% 0.95% 6 months
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Eagle Express Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Share Account 0.40% 0.40%
Min Deposit $0
Min Balance $60
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Regular Share Account 0.40% 0.40%
Min Deposit $25
Min Balance $60
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Eagle Express Federal Credit Union Checking Rates

Product Rate APY View More
Flexible Reward Checking - 2.26%
Min Balance $300
Details Qualifications Required: 15 debit transactions greater than $5.00 post and settle (PIN or signature); an automatic deposit of $500 or more each month; enrolled in eStatements; Account must be in "good standing"; Balance: $300.00 - $10,000; 0.25% APY applies to balances over $10,000 as long as qualifications are met each month. If qualifications are not met 0.25 APY applies to all balances. Domestic ATM fee refunds up to $10 per cycle when qualifications are met.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Share Draft/Checking Account 0.25% 0.25%
Min Balance $300
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Eagle Express Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Vehicles Loan - - 4.50% Up to 72 months
Details Floor Rate; Discounts only apply to auto loans at rates stated below-not to loan rate specials; One 0.50% APR discount will be given for one of the following items when applying for an auto loan: An existing active checking account. An existing active Visa account. When applying online (through Eagle Express Web)
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
New and Used Vehicles Loan - - 4.99% Up to 72 months
Details Category A (690+); As Low As; Rate is as stated below, no discounts will apply; Effective 4-23-2025; All rates are based on Equifax beacon score. All rates are based on credit category and loan term. All rates are expressed as Annual Percentage Rate (APR). All rates are subject to change without prior notice. Rates fluctuate based upon the current Wall Street Journal Prime Rate.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Vehicle Loan - - 5.00%
Details As low as; Category A: 690 or above
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
New and Used Vehicles Loan - - 6.99% Up to 72 months
Details Category B (660-689); As Low As; Rate is as stated below, no discounts will apply; Effective 4-23-2025; All rates are based on Equifax beacon score. All rates are based on credit category and loan term. All rates are expressed as Annual Percentage Rate (APR). All rates are subject to change without prior notice. Rates fluctuate based upon the current Wall Street Journal Prime Rate.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Vehicle Loan - - 7.00%
Details As low as; Category B: 660-689
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
New and Used Vehicles Loan - - 8.99% Up to 72 months
Details Category C (620-659); As Low As; Rate is as stated below, no discounts will apply; Effective 4-23-2025; All rates are based on Equifax beacon score. All rates are based on credit category and loan term. All rates are expressed as Annual Percentage Rate (APR). All rates are subject to change without prior notice. Rates fluctuate based upon the current Wall Street Journal Prime Rate.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Vehicle Loan - - 9.50%
Details As low as; Category C: 620-659
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
New and Used Vehicles Loan - - 10.99% Up to 72 months
Details Category D (619 - below ); As Low As; Rate is as stated below, no discounts will apply; Effective 4-23-2025; All rates are based on Equifax beacon score. All rates are based on credit category and loan term. All rates are expressed as Annual Percentage Rate (APR). All rates are subject to change without prior notice. Rates fluctuate based upon the current Wall Street Journal Prime Rate.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Vehicle Loan - - 14.50%
Details As low as; Category D: less than 620
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Eagle Express Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA/LOC/Signature - 10.75%
Details As low as; Category A: 690 or above
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
VISA/LOC/Signature - 12.75%
Details As low as; Category B: 660-689
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
VISA/LOC/Signature - 16.75%
Details As low as; Category C: 620-659
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
VISA/LOC/Signature - 18.00%
Details Minimum score of 575 for VISA; Category D: less than 620
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Eagle Express Federal Credit Union Personal Loan Rates

Product APR Term View More
VISA/LOC/Signature 10.75%
Details As low as; Category A: 690 or above
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
VISA/LOC/Signature 12.75%
Details As low as; Category B: 660-689
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
VISA/LOC/Signature 16.75%
Details As low as; Category C: 620-659
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
VISA/LOC/Signature 18.00%
Details Minimum score of 575 for VISA; Category D: less than 620
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Eagle Express Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Other Equipment Loan - - 6.75%
Details As low as; Category A: 690 or above
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Other Equipment Loan - - 8.75%
Details As low as; Category B: 660-689
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Other Equipment Loan - - 10.75%
Details As low as; Category C: 620-659
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Other Equipment Loan - - 18.00%
Details Minimum score of 575 to qualify; Category D: less than 620
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Average Daily Balance - - 2.26%
Min Balance $300
Details Balance: $300 - $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Average Daily Balance - - 0.25%
Min Balance $10,000
Details Balance: $10,000.01 and up
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
Average Daily Balance - - 0.25%
Details If qualifications are not met
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%
IRA Share Account 0.40% - 0.40%
Min Balance $60
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.21%

Financial Health History

Eagle Express Federal Credit Union’s Texas Ratio fell from 1.82% in Q2 2023 to 1.21% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.1% 3.0★ 3.2% 4.0★ 4.3% 5.0★ Healthy zone – entire history below the 15% limit 1.82% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.21% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$67M1.21%5.0A+
December 31, 2025$65M1.76%5.0A+
September 30, 2025$64M2.24%5.0A+
June 30, 2025$64M1.98%5.0A+
March 31, 2025$64M2.58%5.0A+
December 31, 2024$64M2.57%5.0A+
September 30, 2024$63M3.17%5.0A+
June 30, 2024$64M2.55%5.0A+
March 31, 2024$65M2.04%5.0A+
December 31, 2023$65M1.52%5.0A+
September 30, 2023$65M1.73%5.0A+
June 30, 2023$66M1.82%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Eagle Express Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Eagle Express Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Eagle Express Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Eagle Express Federal Credit Union
Address 567 S State St, Jackson, MS 39201
Phone 601-355-6363
Fax 601-355-2567
President Jim Hankins
CEO Katie Nelson
Full-Time Employees 9
Part-Time Employees 1
Branch Locations 1
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.21%
Return on Assets (ROA)
-0.2737%
Return on Equity (ROE)
-1.3632%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
66,830,506
Total Amount of Shares and Deposits
53,789,989
Total Shares and Deposits < 1 Year
53,093,173
Total Shares and Deposits 1 3 Years
694,998
Total Shares and Deposits > 3 Years
1,818
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,994,750
Total Uninsured Shares and Deposits > $250K (F+J)
2,994,750
Total Insured Shares and Deposits > $250K (item 17 less item K)
50,795,239
Total Interest Expense (Sum of items 6 8)
156,016
Share Certificates
290
Number of Accounts for Share Drafts
2,098
IRA KEOGH Accounts
93
Number of Accounts for Regular Shares
4,248
All other shares
172
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,200,124
Total Liabilities
54,063,482
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Eagle Express Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/eagle-express-federal-credit-union-rates-review-48">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Eagle Express Federal Credit Union

How many branches does Eagle Express Federal Credit Union operate?

Eagle Express Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Eagle Express Federal Credit Union?

Yes, to access services at Eagle Express Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Eagle Express Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Eagle Express Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Eagle Express Federal Credit Union offer online and mobile banking?

Most modern institutions like Eagle Express Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eagleexpressfcu.com.

Current Eagle Express Federal Credit Union Rates

  • 12-Month CD1.16%
  • 24-Month CD1.36%
  • 60-Month CD1.97%
Retrieved from our database of financial products. Rates subject to change.