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Crow Wing Power Credit Union Rates & Review November 2026

Crow Wing Power Credit Union's 6-Month CD rates are at 4.05%, 1 Year One-Year CD rates are at 3.85%, 2 Year Two-Year CD rates are at 3.35%. Crow Wing Power Credit Union's checking rates are as high as 0.15%. Crow Wing Power Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Crow Wing Power Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.15%. Rates last updated and verified on 10/30/2026.

Crow Wing Power Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crow Wing Power Credit Union? Share your experience about Crow Wing Power Credit Union by leaving a review below, or read customer reviews before you decide to use Crow Wing Power Credit Union.

Ranked #44 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026 Ranked #44 Healthiest 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.15%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Crow Wing Power Credit Union
Corporate Office
17330 State Highway 371
Brainerd, MN 56401
https://www.cwpcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Crow Wing Power Credit Union CD Rates

Product Rate APY Term View More
6-Month CD - 4.05% 6 months
Min Balance $1,000
Details APY range 4.05%-4.11%; Minimum balance of $1,000.00; Dividends paid at the end of each quarter and at maturity; 60 day early withdrawal penalty on 6 Month CD
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 10 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.15%
1 Year One-Year CD - 3.85% 1 year
Min Balance $1,000
Details APY range 3.85%-3.91%; Minimum balance of $1,000.00; Dividends paid at the end of each quarter and at maturity; 120 day early withdrawal penalty on 1 Year CD
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.15%
2 Year Two-Year CD - 3.35% 2 years
Min Balance $1,000
Details APY range 3.35%-3.39%; Minimum balance of $1,000.00; Dividends paid at the end of each quarter and at maturity; 180 day early withdrawal penalty on 2 Year CD
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.15%

Crow Wing Power Credit Union Checking Rates

Product Rate APY View More
Simple Checking 0.15% 0.15%
Min Deposit $5
Details Dividend with average daily balance of $500 or more; No minimum balance required; Membership Application to open
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Oct 14, 2026: 0.15% APYOct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.15%

Financial Health History

Crow Wing Power Credit Union’s Texas Ratio stayed near 0.17% in Q3 2023 to 0.15% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.5% 3.0★ 2.2% 4.0★ 2.9% 5.0★ Healthy zone – entire history below the 15% limit 0.17% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.15% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$126M0.15%5.0A+
March 31, 2026$123M0.06%5.0A+
December 31, 2025$117M0.10%5.0A+
September 30, 2025$114M1.17%5.0A+
June 30, 2025$111M0.34%5.0A+
March 31, 2025$114M0.98%5.0A+
December 31, 2024$112M0.43%5.0A+
September 30, 2024$111M2.16%5.0A+
June 30, 2024$107M0.77%5.0A+
March 31, 2024$105M0.87%5.0A+
December 31, 2023$103M0.19%5.0A+
September 30, 2023$106M0.17%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Crow Wing Power Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Crow Wing Power Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Crow Wing Power Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Crow Wing Power Credit Union
Address 17330 State Highway 371, Brainerd, MN 56401
Phone 218-825-2208
Fax 218-822-2678
President Laurie Hoenig
CEO Joan Wileman
Full-Time Employees 12
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.15%
Return on Assets (ROA)
0.4745%
Return on Equity (ROE)
5.0300%
Non-Performing Loans Ratio (NPL)
0.02%
Total Assets
126,268,492
Total Amount of Shares and Deposits
113,825,998
Total Shares and Deposits < 1 Year
108,900,104
Total Shares and Deposits 1 3 Years
4,925,893
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,485,490
Total Uninsured Shares and Deposits > $250K (F+J)
10,485,490
Total Insured Shares and Deposits > $250K (item 17 less item K)
103,340,508
Total Interest Expense (Sum of items 6 8)
1,299,449
Share Certificates
2,004
Number of Accounts for Share Drafts
1,764
IRA KEOGH Accounts
315
Number of Accounts for Regular Shares
5,175
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,801,349
Total Liabilities
114,356,871
Source: NCUA — Last Updated 06/30/2026
Ranked #44 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026
2026 MBR Health & Safety Badge

Crow Wing Power Credit Union earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Rankings are updated every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/crow-wing-power-credit-union-rates-review-68389">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #44 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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Frequently Asked Questions About Crow Wing Power Credit Union

Does Crow Wing Power Credit Union offer CDs?

Yes. Crow Wing Power Credit Union current CD rates include its 6-Month CD at 4.05% APY, its 1 Year One-Year CD at 3.85% APY and its 2 Year Two-Year CD at 3.35% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Crow Wing Power Credit Union NCUA insured?

Yes. Crow Wing Power Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Crow Wing Power Credit Union?

The highest Crow Wing Power Credit Union CD rate is its 6-Month CD at 4.05% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Crow Wing Power Credit Union offer?

Crow Wing Power Credit Union CD rates are 4.05% APY for a 6 month CD, 3.85% APY for a 12 month CD and 3.35% APY for a 2 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Crow Wing Power Credit Union for its full lineup.

What is the highest checking rate at Crow Wing Power Credit Union?

The highest Crow Wing Power Credit Union checking rate is its Simple Checking at 0.15% APY, verified by MonitorBankRates as of October 30, 2026.

How many branches does Crow Wing Power Credit Union operate?

Crow Wing Power Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Crow Wing Power Credit Union?

Yes, to access services at Crow Wing Power Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Crow Wing Power Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Crow Wing Power Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Crow Wing Power Credit Union offer online and mobile banking?

Most modern institutions like Crow Wing Power Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cwpcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Crow Wing Power Credit Union rates compare?

Crow Wing Power Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. Crow Wing Power Credit Union's top rates are its 6-Month CD at 4.05% APY and its Simple Checking at 0.15% APY, verified by MonitorBankRates on October 30, 2026.

Current Crow Wing Power Credit Union Rates

  • 12-Month CD3.85%
  • 24-Month CD3.35%
Retrieved from our database of financial products. Rates subject to change.