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Tulane Loyola Federal Credit Union

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Tulane Loyola Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tulane Loyola Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Tulane Loyola Federal Credit Union's top rates as of October 9, 2026 are auto loans from 4.99% APR, and credit cards from 11.90% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Tulane Loyola Federal Credit Union with a 4.1 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 21.43%. Rates last updated and verified on 10/09/2026.

Tulane Loyola Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tulane Loyola Federal Credit Union? Share your experience about Tulane Loyola Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tulane Loyola Federal Credit Union.

Overall Health & Safety Grade

B-

Adequate Health Score: 81/100

MonitorBankRates Rating

4.1

Excellent Out of 5.0 Stars

Texas Ratio

21.43%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Tulane Loyola Federal Credit Union
Tulane-Loyola FCU

1440 Canal St Ste 101
New Orleans, LA 70112-2795

https://www.tulane-loyolafcu.net/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tulane Loyola Federal Credit Union Savings Rates

Product	Rate	APY
Club Accounts	0.15%	0.15%
Min Balance $1,000 Details Balance $1,000 to $100,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 3 times Institution Ratings 4.1 Star Rating B- Health Grade ◈ Texas Ratio: 21.43%
Regular Share Account	0.15%	0.15%
Min Balance $1,000 Details Balance $1,000 to $100,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 6 times Institution Ratings 4.1 Star Rating B- Health Grade ◈ Texas Ratio: 21.43%

Tulane Loyola Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	4.99%	-	4.99%
Details As Low As; New or Used Vehicle Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.49% → 4.99% ▲ 0.50 pts · high 4.99% / low 4.49% Sep 25, 20264.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 4.1 Star Rating B- Health Grade ◈ Texas Ratio: 21.43%

Tulane Loyola Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Credit Card	11.90%	11.90%
Details Rates as low as; Please contact us for more info. Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 11.90% APR · checked 7 times Institution Ratings 4.1 Star Rating B- Health Grade ◈ Texas Ratio: 21.43%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Tulane Loyola Federal Credit Union’s Texas Ratio rose from 6.89% in Q3 2023 to 21.43% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.1 and its Health Grade from A to B-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$15M	21.43%	4.1	B-
March 31, 2026	$15M	5.71%	5.0	A+
December 31, 2025	$15M	9.71%	5.0	A
September 30, 2025	$15M	7.83%	5.0	A
June 30, 2025	$16M	11.22%	5.0	A
March 31, 2025	$16M	11.26%	5.0	A
December 31, 2024	$16M	16.84%	4.9	A-
September 30, 2024	$17M	18.28%	4.7	B+
June 30, 2024	$17M	15.50%	5.0	A-
March 31, 2024	$17M	18.20%	4.7	B+
December 31, 2023	$17M	14.07%	5.0	A-
September 30, 2023	$17M	6.89%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tulane Loyola Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tulane Loyola Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tulane Loyola Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tulane Loyola Federal Credit Union

Website https://www.tulane-loyolafcu.net/

Address 1440 Canal St Ste 101, New Orleans, LA 70112-2795

Phone 504-988-7420

Fax 504-988-7413

President Jason Chretien

CEO Cisco Malpartida Smith

Full-Time Employees 5

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.1 / 5.0 ★

Overall Health & Safety Grade

B- (81/100)

Texas Ratio

21.43%

Return on Assets (ROA)

-1.6370%

Return on Equity (ROE)

-24.5090%

Non-Performing Loans Ratio (NPL)

2.33%

Total Assets

15,284,027

Total Amount of Shares and Deposits

14,131,412

Total Shares and Deposits < 1 Year

14,131,412

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

182,444

Total Uninsured Shares and Deposits > $250K (F+J)

182,444

Total Insured Shares and Deposits > $250K (item 17 less item K)

13,948,968

Total Interest Expense (Sum of items 6 8)

8,382

Number of Accounts for Share Drafts

1,323

Number of Accounts for Regular Shares

3,174

All other shares

638

Net Income (unless the amount is already included in Undivided Earnings)

-96,159

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Adequately Capitalized

Net Worth Classification if credit union is a new credit union

Adequately Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,367,797

Total Liabilities

14,263,157

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About Tulane Loyola Federal Credit Union

How many branches does Tulane Loyola Federal Credit Union operate?

Tulane Loyola Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tulane Loyola Federal Credit Union?

Yes, to access services at Tulane Loyola Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tulane Loyola Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tulane Loyola Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tulane Loyola Federal Credit Union offer online and mobile banking?

Most modern institutions like Tulane Loyola Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tulane-loyolafcu.net/.