What are the current interest rates at North Memorial Federal Credit Union?

Current rates for North Memorial Federal Credit Union include: 12-Month CD: 3.00%, 24-Month CD: 2.00%, 60-Month CD: 2.55%, MMA: 1.50%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
North Memorial Federal Credit Union

iAdvertiser Disclosure

North Memorial Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, North Memorial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

North Memorial Federal Credit Union's top rates as of October 9, 2026 are 3.00% APY on its 12 month 1 Year CD, 1.50% APY on money market accounts, 0.10% APY on checking, personal loans from 9.99% APR, and credit cards from 4.90% APR, according to rates verified by MonitorBankRates. Other North Memorial Federal Credit Union CD rates include 12 month IRA 1 Year CD at 3.00%, 60 month 5 Year CD at 2.75%, and 60 month 5 Year "Step Up" Rate CD at 2.55%. MonitorBankRates evaluates the financial stability of North Memorial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.29%. Rates last updated and verified on 10/09/2026.

North Memorial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Memorial Federal Credit Union? Share your experience about North Memorial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Memorial Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.29%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

North Memorial Federal Credit Union
North Memorial FCU

3300 Oakdale Ave N
Robbinsdale, MN 55422-2926

https://www.northmemorialfcu.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

North Memorial Federal Credit Union CD Rates

Product	Rate	APY	Term
12 month 1 Year Share Certificate	2.97%	3.00%	12 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
12 month IRA 1 Year Certificate	2.97%	3.00%	12 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
60 month 5 Year Share Certificate	2.72%	2.75%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
60 month 5 Year "Step Up" Rate Certificate	2.53%	2.55%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
48 month 4 Year Share Certificate	2.48%	2.50%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
6 Month Share Certificate	2.48%	2.50%	6 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
36 month 3 Year Share Certificate	2.23%	2.25%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
36 month IRA 3 Year Certificate	2.23%	2.25%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
36 month 3 Year "Step Up" Rate Certificate	2.08%	2.10%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
24 month 2 Year Share Certificate	1.98%	2.00%	24 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
3 Month Share Certificate	1.98%	2.00%	3 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
24 month IRA 2 Year Certificate	1.98%	2.00%	24 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union Savings Rates

Product	Rate	APY	View More
Christmas Club	0.05%	0.05%
Min Deposit $0 Min Balance $0 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	-	1.50%
Min Balance $100,000 Details Balance: $100,000 - and above Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Money Market	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Money Market	-	0.75%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Money Market	0.50%	0.50%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Money Market	0.50%	0.50%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union Checking Rates

Product	Rate	APY
Lifestyle Checking (Share Draft)	0.10%	0.10%
Min Balance $5,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Lifestyle Checking (Share Draft)	0.05%	0.05%
Min Balance $400 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
2026-2027 AUTO/MOTORCYCLES	-	-	4.09%	36 months
Details As Low As; 36 month term may require 10% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 AUTO/MOTORCYCLES	-	-	4.29%	48 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2020-2025 AUTO/MOTORCYCLES	-	-	4.49%	36 months
Details As Low As; 36 month term may require 10% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 AUTO/MOTORCYCLES	-	-	4.49%	60 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2020-2025 AUTO/MOTORCYCLES	-	-	4.79%	48 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2020-2025 AUTO/MOTORCYCLES	-	-	4.99%	60 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 AUTO/MOTORCYCLES	-	-	5.09%	72 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2017-2019 AUTO/MOTORCYCLES	-	-	5.49%	36 months
Details As Low As; 36 month term may require 10% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2017-2019 AUTO/MOTORCYCLES	-	-	5.79%	48 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2020-2025 AUTO/MOTORCYCLES	-	-	5.99%	72 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2017-2019 AUTO/MOTORCYCLES	-	-	6.19%	60 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.19% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 AUTO/MOTORCYCLES	-	-	6.49%	84 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2020-2025 AUTO/MOTORCYCLES	-	-	6.99%	84 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2016 AND OLDER AUTOS/MOTORCYCLES	-	-	8.49%	48 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
2026-2027 BOATS AND RV'S Loan	-	4.09%	36 months
Details As Low As; 36 month term may require 10% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 BOATS AND RV'S Loan	-	4.99%	60 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 SNOWMOBILE/ATV Loan	-	4.99%	36 months
Details As Low As; 36 month term may require 10% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 BOATS AND RV'S Loan	-	5.49%	84 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 SNOWMOBILE/ATV Loan	-	5.49%	60 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2025 OR OLDER SNOWMOBILE/ATV Loan	-	5.99%	36 months
Details As Low As; 36 month term may require 10% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2025 OR OLDER SNOWMOBILE/ATV Loan	-	6.49%	60 months
Details As Low As; 60 and 84 month term requires 20% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 BOATS AND RV'S Loan	-	6.49%	120 months
Details As Low As; 120 month term requires 25% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
2026-2027 BOATS AND RV'S Loan	-	7.49%	144 months
Details As Low As; 120 month term requires 25% down Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union Credit Card Rates

Product	Rate	APR
VISA Lifestyle	4.90%	4.90%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.90% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
VISA Platinum	9.90%	9.90%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.90% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
VISA Classic	12.90%	12.90%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 12.90% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Loan - 36 months	9.99%	36 months
Details As Low As; Max Term Payment Example: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Unsecured Loan - 48 months	10.49%	48 months
Details As Low As; Max Term Payment Example: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Unsecured Loan - 60 months	10.99%	60 months
Details As Low As; Max Term Payment Example: Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 10.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
Signature Loan	16.00%
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 16.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

North Memorial Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Regular Shares	0.05%	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%
WINcentiveTM Share	0.05%	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.29%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

North Memorial Federal Credit Union’s Texas Ratio rose from 1.15% in Q3 2023 to 3.29% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$51M	3.29%	5.0	A+
March 31, 2026	$51M	3.20%	5.0	A+
December 31, 2025	$51M	4.06%	5.0	A+
September 30, 2025	$51M	5.55%	5.0	A+
June 30, 2025	$50M	5.43%	5.0	A+
March 31, 2025	$51M	4.37%	5.0	A+
December 31, 2024	$50M	3.45%	5.0	A+
September 30, 2024	$51M	1.55%	5.0	A+
June 30, 2024	$50M	3.03%	5.0	A+
March 31, 2024	$52M	0.80%	5.0	A+
December 31, 2023	$50M	1.81%	5.0	A+
September 30, 2023	$51M	1.15%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for North Memorial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather North Memorial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North Memorial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name North Memorial Federal Credit Union

Website https://www.northmemorialfcu.com

Address 3300 Oakdale Ave N, Robbinsdale, MN 55422-2926

Phone 763-367-7700

Fax 763-367-7725

President Steven Miller

CEO Dana Garrett

Full-Time Employees 12

Part-Time Employees 1

Branch Locations 2

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.29%

Return on Assets (ROA)

0.5222%

Return on Equity (ROE)

4.4109%

Non-Performing Loans Ratio (NPL)

0.68%

Total Assets

50,732,486

Total Amount of Shares and Deposits

44,354,030

Total Shares and Deposits < 1 Year

43,107,019

Total Shares and Deposits 1 3 Years

894,032

Total Shares and Deposits > 3 Years

352,980

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,982,666

Total Uninsured Shares and Deposits > $250K (F+J)

1,982,666

Total Insured Shares and Deposits > $250K (item 17 less item K)

42,371,364

Total Interest Expense (Sum of items 6 8)

173,592

Share Certificates

394

Number of Accounts for Share Drafts

2,145

IRA KEOGH Accounts

144

Number of Accounts for Regular Shares

5,308

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

264,948

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,944,160

Total Liabilities

44,725,756

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

North Memorial Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/north-memorial-federal-credit-union-rates-review-16248">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for North Memorial Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for North Memorial Federal Credit Union

Frequently Asked Questions About North Memorial Federal Credit Union

How many branches does North Memorial Federal Credit Union operate?

North Memorial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join North Memorial Federal Credit Union?

Yes, to access services at North Memorial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, North Memorial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North Memorial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does North Memorial Federal Credit Union offer online and mobile banking?

Most modern institutions like North Memorial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.northmemorialfcu.com.