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Enterprise Bank of South Carolina

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Enterprise Bank of South Carolina Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Enterprise Bank of South Carolina provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Enterprise Bank of South Carolina rates to other rates in our database, including 12-month CD rates currently at 0.15%, 6-month CD rates at 3.75% and 3-month CD rates at 3.54%. Savings rates are at 0.80% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Enterprise Bank of South Carolina rates. MonitorBankRates evaluates the financial stability of Enterprise Bank of South Carolina with a 5.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 83.85%. Rates were last updated on 04/17/2026.

Enterprise Bank of South Carolina money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Enterprise Bank of South Carolina? Share your experience about Enterprise Bank of South Carolina by leaving a review below, or read customer reviews before you decide to use Enterprise Bank of South Carolina.

Overall Health & Safety Grade

High Risk Health Score: 58/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

83.85%

Weak Higher than avg

Enterprise Bank of South Carolina

13497 Broxton Bridge Rd
Ehrhardt, SC 29081

https://www.ebsc.bank

Current Rate Availability

We do not have Enterprise Bank of South Carolina rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Enterprise Bank of South Carolina is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Enterprise Bank of South Carolina rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Enterprise Bank of South Carolina's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Enterprise Bank of South Carolina

Bank Holding Company VARN FINANCIAL CORP

Address 13497 Broxton Bridge Rd, Ehrhardt, SC 29081 · Bamberg

Website https://www.ebsc.bank

FDIC Certificate # 11539

Established 01/01/1920

FDIC Insurance Date 01/01/1934

Domestic Offices 12

Total Branches 12

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 58/100

5.0

Exceptional Out of 5.0 Stars

83.85%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -0.0528%

Return on Equity (ROE) -2.6400%

Non-Performing Loans (NPL) 1.58%

Total Assets $491,150,000

Total Deposits $459,698,000

Equity Capital $29,697,000

Net Income $11,368,000

Headquarters Ehrhardt

Total Offices 12

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Enterprise Bank of South Carolina

Is Enterprise Bank of South Carolina a safe place to deposit money?

Yes, Enterprise Bank of South Carolina is considered a safe financial institution. With a Texas Ratio of 83.853211009174%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Enterprise Bank of South Carolina operate?

Enterprise Bank of South Carolina currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Enterprise Bank of South Carolina does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Enterprise Bank of South Carolina provides members with tools to manage their accounts and build a solid financial history.

Does Enterprise Bank of South Carolina offer online and mobile banking?

Most modern institutions like Enterprise Bank of South Carolina provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ebsc.bank.