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Bank of Baroda

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Bank of Baroda Rates & Review April 2026

Q: How many branches does Bank of Baroda operate?

Bank of Baroda currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Baroda does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Baroda provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 5, 2026

You can compare Bank of Baroda rates to other rates in our database, including 12-month CD rates currently at 3.72%, 6-month CD rates at 3.60% and 3-month CD rates at 3.90%. Savings rates are at 0.50% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.32%. All these rates can be compared to Bank of Baroda rates. MonitorBankRates evaluates the financial stability of Bank of Baroda with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/05/2026.

Bank of Baroda money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Baroda? Share your experience about Bank of Baroda by leaving a review below, or read customer reviews before you decide to use Bank of Baroda.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Bank of Baroda

1 Park Ave
New York, NY 10016

https://www.bankofbaroda-usa.com/

Current Rate Availability

We do not have Bank of Baroda rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Baroda is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Baroda rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Baroda's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Baroda

FDIC Certificate # 33681

Address 1 Park Ave, New York, NY 10016 · New York

Website https://www.bankofbaroda-usa.com/

Established 01/01/1908

FDIC Insurance Date 02/22/1979

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Non-Performing Loans (NPL) 0.56%

Total Assets $15,915,772,000

Total Deposits $9,968,885,000

Equity Capital $0

Net Income $0

Headquarters New York

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Bank of Baroda yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Bank of Baroda

Frequently Asked Questions About Bank of Baroda

Is Bank of Baroda a safe place to deposit money?

Yes, Bank of Baroda is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Baroda operate?

Bank of Baroda currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Baroda does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Baroda provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Baroda offer online and mobile banking?

Most modern institutions like Bank of Baroda provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofbaroda-usa.com/.