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Advertiser Disclosure
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 Bank of Baroda Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 3, 2026
Bank of Baroda's top rate as of October 3, 2026 is 3.40% APY on its 6-Months 6-Month Certificates of Deposit CD, according to rates verified by MonitorBankRates. Other Bank of Baroda CD rates include 1 Year Certificates of Deposit at 3.30%, 3-Months 3-Month Certificates of Deposit at 3.30%, and 1-Month Certificates of Deposit at 3.25%. MonitorBankRates evaluates the financial stability of Bank of Baroda with a 5.0 Star Rating and an A+ Overall Health Grade. Rates last updated and verified on 10/03/2026. Bank of Baroda money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Baroda? Share your experience about Bank of Baroda by leaving a review below, or read customer reviews before you decide to use Bank of Baroda. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Bank of Baroda CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of Baroda is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of Baroda rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Baroda's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bank of Baroda
FDIC Certificate #
33681
Address
1 Park Ave,
New York, NY 10016 · New York
Established
19080101
FDIC Insurance Date
19790222
Domestic Offices
1
Total Branches
1
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
--
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.0000%
Non-Performing Loans (NPL)
0.00%
Total Assets
$16,237,538,000
Total Deposits
$9,908,732,000
Equity Capital
$0
Net Income
$0
Headquarters
New York
Total Branches and Offices
1
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Bank of BarodaHow many branches does Bank of Baroda operate?Bank of Baroda currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of Baroda does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of Baroda provides members with tools to manage their accounts and build a solid financial history. Does Bank of Baroda offer online and mobile banking?Most modern institutions like Bank of Baroda provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofbaroda-usa.com/. Current Bank of Baroda Rates
Retrieved from our database of financial products. Rates subject to change.
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