Golden State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Golden State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Golden State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Golden State Bank CD rates. You can also compare Golden State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Golden State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Golden State Bank? Share your experience about Golden State Bank by leaving a review below, or read customer reviews before you decide to use Golden State Bank. Golden State Bank Texas Ratio Golden State Bank's Texas Ratio is at 8.90%, which is considered excellent. The Texas Ratio for Golden State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Golden State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare Golden State Bank Rates with Other Competitive Bank and Credit Union Rates
Mountain America Federal Credit Union
36-Month CD
4.15%
$500
Live Oak Bank
Savings
4.10%
$0
Harrison County Bank
12-Month CD
4.00%
$1,000
First Westroads Bank
12-Month CD
3.90%
$500
Enterprise Bank Allison Park, PA
36-Month CD
3.87%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates November 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Golden State Bank rate data right now, check back for updates, we are adding rates all the time. Golden State Bank InformationGolden State Bank
500 N Brand BlvdGlendale, CA 91203 Los Angeles Established Date: 12/01/2003 FDIC Certificate #: 57585 Date of FDIC Deposit Insurance: 12/01/2003 Bank Holding Company: GOLDEN STATE BCORP How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.goldenstatebank.com
Is Golden State Bank FDIC Insured? Yes
What is Golden State Bank's Cert number? 57585
What is the maximum amount for insured deposits? $250,000 per holder, per account
Golden State Bank FinancialsTotal Assets:
$766,728,000
Total Deposits:
$660,190,000
Equity Capital:
$74,793,000
Domestic Deposits:
$660,190,000
Net Income:
$2,094,000
Return on Assets:
1.2325%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.5848%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
12.5700%
Quarterly Return on Equity:
11.3600%
Leverage Tier 1 (Core Capital) Ratio:
9.8932%
Total Interest Income (YTD):
6.2465%
Headquarters:
Glendale
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
3
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Low mortgage rates won't help refinance demand in 2012 according to the Mortgage Bankers Association. Although 30 year mortgage rates are expected to remain under 4.50% throughout 2012 high unemployment and a weak economy will sap demand for refinancing mortgage loans. Current 30 year mortgage rates are averaging 4.21%, an increase from an average 30 year mortgage rate of 4.16%. 15 year mortgage rates today are also higher averaging 3.49%, up from an average 15 year mortgage rate of 3.43% yesterday.
 Looking to do a Refi? Mortgage rates are down this past week, after a sharp rise in rates the past couple of weeks, opening a window for many that thought the opportunity to do a mortgage refinance was over.
Ascencia Bank, an Internet bank based in Louisville, KY, is advertising certificates of deposit that range in terms of 6 months to 60 months. The minimum opening account balance on all certificate of deposit accounts is $500. The bank is also offering a 6 month promotional CD rate that currently has a CD rate of 1.11 percent and annual percentage yield (APY) of 1.11 percent.
Bank or Credit Union Offers and DealsCurrent Fixed Home Mortgage Rates Lower: 30 Year Conforming Mortgage Rates at 4.30%, 30 Year Jumbo Mortgage Rates at 4.76%New Jersey (NJ) Jumbo Mortgage Rates Today ASE Credit Union Savings Account Great Lakes CU Savings Rates & Money Market Account Rates Highest Savings Yields and Money Market Account Yields in Charlotte, NC Current 12 Month CD Yields in Cambridge, Massachusetts CD Rate Calculators Rising Bank CD Rates Mortgage Rates Head Lower After Run Up Of The Past Month: 30 Year Mortgage Rates & Refinance Rates Averaging 4.77% Mortgage Rates Remain Stable: 30 Year Jumbo Mortgage Rates at 4.58% Alternative Bank and Credit Union Offers to ExploreHome Mortgage Rates: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.83%Mortgage Rates: Current Mortgage Interest Rates @ 4.85%- December 1, 2009 CD Yields in Miami Beach, Florida Mortgage Rates Hit 4 Month Lows and Home Prices Soar in August 2-4 Mortgage Rates and Refinancing Rates Today: 15 Year Mortgage Rates and Refinance Rates at 4.17% Current 3 Month Bank CD Rates Initial Jobless Claims Drop More than Expected as CD Rates Hold Steady Bank CD Rates: June 30, 2009 Mortgage Rates Today - October 4, 2021 Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71% Golden State Bank ReviewsThere are no reviews for Golden State Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.90%, 6-month CD rates at 2.52% and 3-month CD rates at 2.75%. Current savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 11.90%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates. 
