Golden State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.06% and 3-month CD rates at 1.65%. Current savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 16.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. To see how these rates compare to Golden State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Golden State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Golden State Bank CD rates. You can also compare Golden State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Golden State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Golden State Bank? Share your experience about Golden State Bank by leaving a review below, or read customer reviews before you decide to use Golden State Bank. Golden State Bank Texas Ratio Golden State Bank's Texas Ratio is at 8.90%, which is considered excellent. The Texas Ratio for Golden State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Golden State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare Golden State Bank Rates with Other Competitive Bank and Credit Union RatesBeacon Community Bank
6-Month CD
4.30%
$250
BankNewport
12-Month CD
4.00%
$1,000
New Albin Savings Bank
24-Month CD
3.96%
$1,000
Andrews Federal Credit Union
24-Month CD
3.90%
$1,000
Jones Bank
24-Month CD
3.75%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 9, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Golden State Bank rate data right now, check back for updates, we are adding rates all the time. Golden State Bank InformationGolden State Bank
500 N Brand BlvdGlendale, CA 91203 Los Angeles Established Date: 12/01/2003 FDIC Certificate #: 57585 Date of FDIC Deposit Insurance: 12/01/2003 Bank Holding Company: GOLDEN STATE BCORP How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.goldenstatebank.com
Is Golden State Bank FDIC Insured? Yes
What is Golden State Bank's Cert number? 57585
What is the maximum amount for insured deposits? $250,000 per holder, per account
Golden State Bank FinancialsTotal Assets:
$766,728,000
Total Deposits:
$660,190,000
Equity Capital:
$74,793,000
Domestic Deposits:
$660,190,000
Net Income:
$2,094,000
Return on Assets:
1.2325%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.5848%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
12.5700%
Quarterly Return on Equity:
11.3600%
Leverage Tier 1 (Core Capital) Ratio:
9.8932%
Total Interest Income (YTD):
6.2465%
Headquarters:
Glendale
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
3
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates continue to defy the experts as 30 year conforming rates hover just above the record low for 2014. For the past two years, mortgage rate analysts predicted mortgage rates would move higher. While rates have gone up from 2013 record lows, rates are nowhere near the level that was forecast.
Continuing with interest rate trends, Bank of Internet has lowered the savings account rate it pays on its Advantage Savings Account from 2.47 percent to 2.23 percent with an annual percentage yield of 2.25 percent. The savings rate is still very competitive with other banks and still well above the average online savings account rate.
Mortgage rates are barely changed today, the current average conforming 30 year mortgage rate is at 4.62%, unchanged from yesterday's average rate as reported by MonitorBankRates.com.
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