Golden State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Golden State BankToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 4.06% and 3-month CD rates at 1.65%. Current savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 16.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Golden State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Golden State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Golden State Bank CD rates. You can also compare Golden State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Golden State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Golden State Bank? Share your experience about Golden State Bank by leaving a review below, or read customer reviews before you decide to use Golden State Bank.

Golden State Bank Texas Ratio

Golden State Bank's Texas Ratio is at 8.90%, which is considered excellent. The Texas Ratio for Golden State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Golden State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Golden State Bank
500 N Brand Blvd
Glendale, CA 91203
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Golden State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Beacon Community Bank
Beacon Community Bank
6-Month CD
4.30%
$250
BankNewport
BankNewport
12-Month CD
4.00%
$1,000
New Albin Savings Bank
New Albin Savings Bank
24-Month CD
3.96%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
24-Month CD
3.90%
$1,000
Jones Bank
Jones Bank
24-Month CD
3.75%
$500
Main Bank
Main Bank
6-Month CD
3.75%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
36-Month CD
3.53%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
24-Month CD
3.20%
$500
Thomaston Savings Bank
Thomaston Savings Bank
24-Month CD
3.15%
$1,000
Bank of Luxemburg
Bank of Luxemburg
36-Month CD
3.10%
$1,000
Napoleon State Bank
Napoleon State Bank
24-Month CD
3.10%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
60-Month CD
3.03%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.03%
$10,000
Roxboro Savings Bank
60-Month CD
3.00%
$500
Sawyer Savings Bank
Sawyer Savings Bank
Preferred Money Market
3.00%
$1,000,000
Triad Bank, N.A.
Triad Bank, N.A.
24-Month CD
2.36%
$1,000
FSB of Burnet
FSB of Burnet
24-Month CD
2.27%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
30-Month CD
2.25%
$500
Murray Bank
Murray Bank
24-Month CD
2.25%
$1,000
North Star Bank
North Star Bank
24-Month CD
2.22%
$500
Lyndon State Bank
Lyndon State Bank
18-Month CD
2.07%
$1,000
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
Bank of Prairie du Sac
Bank of Prairie du Sac
Kasasa Checking
2.00%
$50
South Ottumwa SB
South Ottumwa SB
60-Month CD
2.00%
$500
Walden Savings Bank
Walden Savings Bank
24-Month CD
2.00%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
24-Month CD
1.92%
$1,000
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
48-Month CD
1.91%
$100
Camp Grove State Bank
Camp Grove State Bank
6-Month CD
1.75%
$1,000
Bank of Easton
Bank of Easton
30-Month CD
1.36%
$500
5Star Bank
5Star Bank
Basic Savings
1.13%
$0
Liberty Bank for Savings
Liberty Bank for Savings
18-Month CD
0.85%
$5,000
Freedom Bank, Inc.
Freedom Bank, Inc.
Freedom Savings
0.75%
$1
Midland Federal S&L
Midland Federal S&L
36-Month CD
0.75%
$1,000
Bruning Bank
Bruning Bank
Savings
0.45%
$50
Freedom Bank, Inc.
Freedom Bank, Inc.
18-Month CD
0.45%
$500
Schuyler Savings Bank
Schuyler Savings Bank
48-Month CD
0.30%
$1,000
Peoples Bank Taylorsville, KY
36-Month CD
0.25%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
Money Market
0.25%
$2,500
Buckeye Community Bank
Buckeye Community Bank
18-Month CD
0.20%
$500
Century Bank of Florida
Century Bank of Florida
12-Month CD
0.20%
$500
Carson Bank
Carson Bank
Savings
0.10%
$100
Profile Bank
Profile Bank
Money Market
0.10%
$25
North Country Savings Bank
North Country Savings Bank
6-Month CD
0.10%
$1,000
FNB of South Carolina
FNB of South Carolina
Money Market
0.05%
$500
Fulton Savings Bank
Fulton Savings Bank
Money Market
0.05%
$100
Presence Bank
Presence Bank
Savings
0.05%
$100
WaterStone Bank
WaterStone Bank
Savings
0.05%
$100
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Money Market
0.05%
$2,000
Cleveland State Bank
Cleveland State Bank
Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Golden State Bank rate data right now, check back for updates, we are adding rates all the time.

Golden State Bank Information

Golden State Bank
500 N Brand Blvd
Glendale, CA 91203
Los Angeles
Established Date: 12/01/2003
FDIC Certificate #: 57585
Date of FDIC Deposit Insurance: 12/01/2003
Bank Holding Company: GOLDEN STATE BCORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Golden State Bank FDIC Insured? Yes
What is Golden State Bank's Cert number? 57585
What is the maximum amount for insured deposits? $250,000 per holder, per account

Golden State Bank Financials

Total Assets:
$766,728,000
Total Deposits:
$660,190,000
Equity Capital:
$74,793,000
Domestic Deposits:
$660,190,000
Net Income:
$2,094,000
Return on Assets:
1.2325%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.5848%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
12.5700%
Quarterly Return on Equity:
11.3600%
Leverage Tier 1 (Core Capital) Ratio:
9.8932%
Total Interest Income (YTD):
6.2465%
 
 
Headquarters:
Glendale
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
3
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates continue to defy the experts as 30 year conforming rates hover just above the record low for 2014. For the past two years, mortgage rate analysts predicted mortgage rates would move higher. While rates have gone up from 2013 record lows, rates are nowhere near the level that was forecast.
Continuing with interest rate trends, Bank of Internet has lowered the savings account rate it pays on its Advantage Savings Account from 2.47 percent to 2.23 percent with an annual percentage yield of 2.25 percent. The savings rate is still very competitive with other banks and still well above the average online savings account rate.
Mortgage rates are barely changed today, the current average conforming 30 year mortgage rate is at 4.62%, unchanged from yesterday's average rate as reported by MonitorBankRates.com.

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KS StateBank 5 Year Jumbo CD Rates now at 1.99%

Golden State Bank Reviews

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