☰

Home›
Banks›
Farmers and Merchants Bank Milford, NE

iAdvertiser Disclosure

Farmers and Merchants Bank Milford, NE Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers and Merchants Bank Milford, NE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Farmers and Merchants Bank Milford, NE rates to other rates in our database, including 12-month CD rates currently at 3.35%, 6-month CD rates at 0.65% and 3-month CD rates at 0.10%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.97%. All these rates can be compared to Farmers and Merchants Bank Milford, NE rates. MonitorBankRates evaluates the financial stability of Farmers and Merchants Bank Milford, NE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.38%. Rates were last updated on 04/23/2026.

Farmers and Merchants Bank Milford, NE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers and Merchants Bank Milford, NE? Share your experience about Farmers and Merchants Bank Milford, NE by leaving a review below, or read customer reviews before you decide to use Farmers and Merchants Bank Milford, NE.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.38%

Excellent Lower than avg

Farmers and Merchants Bank Milford, NE

617 1st St
Milford, NE 68405

https://www.bankfmb.com

Current Rate Availability

We do not have Farmers and Merchants Bank Milford, NE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers and Merchants Bank Milford, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers and Merchants Bank Milford, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers and Merchants Bank Milford, NE's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers and Merchants Bank Milford, NE

Bank Holding Company COUNTRY BANK SHARES INC

Address 617 1st St, Milford, NE 68405 · Seward

Website https://www.bankfmb.com

FDIC Certificate # 16810

Established 07/05/1949

FDIC Insurance Date 07/05/1949

Domestic Offices 12

Total Branches 12

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.38%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0244%

Return on Equity (ROE) 15.2500%

Non-Performing Loans (NPL) 0.02%

Total Assets $987,619,000

Total Deposits $827,401,000

Equity Capital $83,998,000

Net Income $8,618,000

Headquarters Milford

Total Offices 12

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Farmers and Merchants Bank Milford, NE yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Farmers and Merchants Bank Milford, NE

Frequently Asked Questions About Farmers and Merchants Bank Milford, NE

Is Farmers and Merchants Bank Milford, NE a safe place to deposit money?

Yes, Farmers and Merchants Bank Milford, NE is considered a safe financial institution. With a Texas Ratio of 0.37607551900321%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Farmers and Merchants Bank Milford, NE operate?

Farmers and Merchants Bank Milford, NE currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers and Merchants Bank Milford, NE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers and Merchants Bank Milford, NE provides members with tools to manage their accounts and build a solid financial history.

Does Farmers and Merchants Bank Milford, NE offer online and mobile banking?

Most modern institutions like Farmers and Merchants Bank Milford, NE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankfmb.com.