FNB of Waterloo CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 1.60% and 3-month CD rates at 0.20%. Current savings rates are at 0.10% and money market rates are at 2.80%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 17.99%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. FNB of Waterloo's 6-Month CD rates are at 4.47%, 12-Month CD rates are at 4.27%, 17-Month CD rates are at 3.29%, 24-Month CD rates are at 2.78%, 60-Month CD rates are at 2.52%. FNB of Waterloo's savings rates are at 0.10%. FNB of Waterloo's money market rates are at 0.30%. FNB of Waterloo's 10-Year ARM rates are at 8.00%, 7-Year ARM rates are at 7.50%, 3-Year ARM rates are at 7.00%, 5-Year ARM rates are at 7.25%.

FNB of Waterloo

To see how these rates compare to FNB of Waterloo CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Waterloo, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Waterloo CD rates. You can also compare FNB of Waterloo savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Waterloo money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Waterloo? Share your experience about FNB of Waterloo by leaving a review below, or read customer reviews before you decide to use FNB of Waterloo.

FNB of Waterloo Texas Ratio

FNB of Waterloo's Texas Ratio is at 2.99%, which is considered excellent. The Texas Ratio for FNB of Waterloo is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Waterloo is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.27%
18-Month CD
N/A
24-Month CD
2.78%
36-Month CD
2.52%
48-Month CD
2.52%
60-Month CD
2.52%
Savings
0.10%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Waterloo
228 S Main St
Waterloo, IL 62298
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FNB of Waterloo CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB of Waterloo
FNB of Waterloo
6-Month CD
4.47%
$1,000
FNB of Waterloo
FNB of Waterloo
12-Month CD
4.27%
$100
FNB of Waterloo
FNB of Waterloo
17-Month CD
3.29%
$1,000
FNB of Waterloo
FNB of Waterloo
24-Month CD
2.78%
$1,000
FNB of Waterloo
FNB of Waterloo
60-Month CD
2.52%
$1,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
2.52%
$1,000
FNB of Waterloo
FNB of Waterloo
36-Month CD
2.52%
$1,000
FNB of Waterloo
FNB of Waterloo
Premier Money Market
0.30%
$0
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

FNB of Waterloo Mortgage Rates

Lender
Product
Rate
APR
Points
FNB of Waterloo
FNB of Waterloo
10-Year ARM
8.000%
8.099%
0.000
FNB of Waterloo
FNB of Waterloo
7-Year ARM
7.500%
7.847%
0.000
FNB of Waterloo
FNB of Waterloo
3-Year ARM
7.000%
7.333%
0.000
FNB of Waterloo
FNB of Waterloo
5-Year ARM
7.250%
7.234%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare FNB of Waterloo Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
TrustCo Bank
TrustCo Bank
12-Month CD
0.10%
$500
BrioDirect
BrioDirect
High-Yield Savings
5.35%
$5,000
First State Bank Nebraska
First State Bank Nebraska
Savings Account
2.00%
$100
Platte Valley Bank
Platte Valley Bank
8-Month CD special
5.25%
$1,000
PS Bank of Velva
PS Bank of Velva
3-Month CD
5.00%
$500
Century SLA
Century SLA
36-Month CD
0.95%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
36-Month CD
2.53%
$500
Blupeak Credit Union
Blupeak Credit Union
36-Month CD certificate
2.30%
$1,000
Westfield Bank
Westfield Bank
6-Month CD WB Classic
0.10%
$1,000
Bank 21
Bank 21
48-Month CD
3.00%
$500
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
3.04%
$500
FSB Louise, TX
FSB Louise, TX
60-Month CD
3.03%
$1,000
Wayne Savings Community Bank
Wayne Savings Community Bank
12-Month CD
0.30%
$1,000
FNB of Peterstown
FNB of Peterstown
6-Month CD
0.60%
$2,500
Grove Bank
Grove Bank
36-Month CD
2.82%
$1,000
Napoleon State Bank
Napoleon State Bank
Savings Account
0.10%
$25
Bank of America
Bank of America
12-Month CD
3.51%
$1,000
OneLocal Bank
OneLocal Bank
48-Month CD
1.50%
$1,000
Guardian Savings Bank
Guardian Savings Bank
Money Market
0.15%
$2,500
Cross River Bank
Cross River Bank
Regular E/ Money Market
0.25%
$0
Salem Five Direct
Salem Five Direct
12-Month CD special
5.00%
$10,000
Buena Vista National Bank
Buena Vista National Bank
Savings Account
0.40%
$50
Kearny Bank
Kearny Bank
60-Month CD
0.90%
$500
Jonah Bank of Wyoming
Jonah Bank of Wyoming
Cowboy Up Money Market
1.51%
$150,000
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Reliance State Bank
Reliance State Bank
12-Month CD
4.04%
$2,500
Foresight Bank
Foresight Bank
Money Market
3.90%
$500,000
Generations Commercial Bank
36-Month CD
3.40%
$500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
6-Month CD
2.50%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
24-Month CD
2.60%
$500
TXN Bank
Savings Account
0.05%
$100
Mountain View Bank of Commerce
Mountain View Bank of Commerce
Flatirons Personal Money Market
0.95%
$100
Salem Co-operative Bank
Salem Co-operative Bank
7-Month CD
5.12%
$500
Community National Bank (VT)
Community National Bank (VT)
48-Month CD
0.90%
$2,500
First Nations Bank
First Nations Bank
12-Month CD
0.05%
$1,000
Primebank
Primebank
18-Month CD
2.25%
$1,000
M&T Bank
M&T Bank
24-Month CD Select
3.75%
$1,000
German American Bank
German American Bank
24-Month CD
0.75%
$1,000
Salem Co-operative Bank
Salem Co-operative Bank
36-Month CD
2.53%
$500
Champlain National Bank
Champlain National Bank
18-Month CD
1.51%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
23-Month CD
4.08%
$2,500
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
4.15%
$100
Petefish, Skiles & Co.
7-Month CD special
4.06%
$25,000
Liberty Savings Bank
Liberty Savings Bank
6-Month CD
4.00%
$25,000
First Bank Clewiston, FL
First Bank Clewiston, FL
Checking Account Kasasa Cash
5.12%
$100
NBT Financial Bank
NBT Financial Bank
60-Month CD
1.51%
$1,000
Centreville Bank
Centreville Bank
36-Month CD
2.25%
$1,000
Carson Bank
Carson Bank
36-Month CD
1.71%
$500
Jonestown Bank and Trust Company
Jonestown Bank and Trust Company
48-Month CD
1.06%
$500
Bank of Brenham
Bank of Brenham
Savings Account
0.43%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

FNB of Waterloo Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB of Waterloo Information

FNB of Waterloo
228 S Main St
Waterloo, IL 62298
Monroe
Established Date: 06/12/1912
FDIC Certificate #: 3842
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST WATERLOO BANCSHARES INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is FNB of Waterloo FDIC Insured? Yes
What is FNB of Waterloo's Cert number? 3842
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Waterloo Financials

Total Assets:
$833,873,000
Total Deposits:
$678,440,000
Equity Capital:
$59,486,000
Domestic Deposits:
$678,440,000
Net Income:
$558,000
Return on Assets:
0.5986%
Quarterly Return on Assets:
0.2700%
Pretax Return on Assets:
0.2892%
Pretax Quarterly Return on Assets:
0.2900%
Return on Equity:
7.6300%
Quarterly Return on Equity:
3.7500%
Common Equity Tier 1 Capital Ratio:
12.5652%
Tier 1 Risk-Based Capital Ratio:
12.5652%
Leverage Tier 1 (Core Capital) Ratio:
8.3818%
Total Risk-Based Capital Ratio (YTD):
13.6476%
Total Interest Income (YTD):
3.1521%
 
 
Headquarters:
Waterloo
FDIC Field Office:
Mount Vernon
Regulator:
OCC
County:
Monroe
# of Offices:
13
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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FNB of Waterloo Reviews

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