FNB of Waterloo CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.84%, 6-month CD rates at 2.25% and 3-month CD rates at 0.10%. Current savings rates are at 0.30% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 5.88%. Credit Card rates are at 14.24%. Personal Loan rates are at 16.74%. All these rates, and more, can be found in our database of rates. FNB of Waterloo's 12-Month CD rates are at 4.27%, 24-Month CD rates are at 3.80%, 36-Month CD rates are at 3.55%, 48-Month CD rates are at 3.24%, 60-Month CD rates are at 3.14%. FNB of Waterloo's savings rates are at 0.10%. FNB of Waterloo's money market rates are at 0.30%.

FNB of Waterloo

To see how these rates compare to FNB of Waterloo CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Waterloo, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Waterloo CD rates. You can also compare FNB of Waterloo savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Waterloo money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Waterloo? Share your experience about FNB of Waterloo by leaving a review below, or read customer reviews before you decide to use FNB of Waterloo.

FNB of Waterloo Texas Ratio

FNB of Waterloo's Texas Ratio is at 2.89%, which is considered excellent. The Texas Ratio for FNB of Waterloo is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Waterloo is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.27%
18-Month CD
N/A
24-Month CD
3.80%
36-Month CD
3.55%
48-Month CD
3.24%
60-Month CD
3.14%
Savings
0.10%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Waterloo
228 S Main St
Waterloo, IL 62298
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FNB of Waterloo CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB of Waterloo
FNB of Waterloo
12-Month CD
4.27%
$100
FNB of Waterloo
FNB of Waterloo
24-Month CD
3.80%
$1,000
FNB of Waterloo
FNB of Waterloo
36-Month CD
3.55%
$1,000
FNB of Waterloo
FNB of Waterloo
48-Month CD
3.24%
$1,000
FNB of Waterloo
FNB of Waterloo
60-Month CD
3.14%
$1,000
FNB of Waterloo
FNB of Waterloo
Premier Money Market
0.30%
$0
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
FNB of Waterloo
FNB of Waterloo
Check Plus Checking
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB of Waterloo Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD
4.85%
$1,000
Adams County Bank
Adams County Bank
6-Month CD
4.32%
$500
PCB Pendleton Bank
PCB Pendleton Bank
7-Month CD (special)
4.25%
$10,000
Metz Banking Company
Metz Banking Company
36-Month CD
4.08%
$1,000
Genesis Bank
Genesis Bank
36-Month CD
4.00%
$1,000
Evergreen Bank Group
Evergreen Bank Group
Evergreen Rewards Checking
4.00%
$0
NBT Financial Bank
NBT Financial Bank
12-Month CD (Jumbo)
3.80%
$250,000
Union Bank, Inc.
Union Bank, Inc.
Money Market
3.56%
$250,000
Queenstown Bank
Queenstown Bank
18-Month CD
3.55%
$25,000
Bank of Prairie du Sac
Bank of Prairie du Sac
24-Month CD
3.35%
$1,000
Firstrust Savings Bank
Firstrust Savings Bank
35-Month CD (special)
3.25%
$2,500
TAB Bank
TAB Bank
60-Month CD
3.25%
$1,000
First National Bank in Ord
First National Bank in Ord
Money Market
3.20%
$1,000,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
Resolute Money Market
3.04%
$10,000
TTNB Turbotville Bank
TTNB Turbotville Bank
60-Month CD
3.04%
$5,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
3.00%
$2,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
3-Month CD
2.78%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
36-Month CD (special)
2.75%
$1,000
Homewood Federal SB
Homewood Federal SB
18-Month CD
2.50%
$20,000
First Southern Bank
First Southern Bank
18-Month CD
2.27%
$1,000
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
6-Month CD
2.02%
$1,000
FNB of Raymond
FNB of Raymond
48-Month CD
2.02%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
60-Month CD
1.95%
$1,000
Security Federal Bank
Security Federal Bank
12-Month CD
1.80%
$500
FNB Of Nokomis
FNB Of Nokomis
30-Month CD
1.76%
$1,000
Collinsville Bank
Collinsville Bank
48-Month CD
1.75%
$500
The Berkshire Bank
The Berkshire Bank
36-Month CD
1.51%
$10,000
Tennessee State Bank
Tennessee State Bank
18-Month CD (IRA)
1.50%
$1,000
The Bank of New Glarus
The Bank of New Glarus
60-Month CD
1.50%
$1,000
North Central Bank
North Central Bank
60-Month CD
0.95%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
36-Month CD
0.75%
$500
cfsbank
cfsbank
18-Month CD
0.70%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
36-Month CD
0.65%
$500
Capital Bank TX
Capital Bank TX
24-Month CD
0.55%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
48-Month CD
0.50%
$1,000
First Federal S&L Bath
First Federal S&L Bath
48-Month CD
0.50%
$2,500
The Huntington National Bank
The Huntington National Bank
24-Month CD
0.50%
$1,000
Florence Bank
Florence Bank
36-Month CD
0.40%
$500
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
Kennebunk Savings Bank
Kennebunk Savings Bank
12-Month CD
0.25%
$500
Verus Bank of Commerce
Verus Bank of Commerce
24-Month CD
0.25%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
30-Month CD
0.25%
$500
WebBank
WebBank
Savings
0.25%
$1,000
BankWest Of Kansas
BankWest Of Kansas
3-Month CD
0.20%
$0
Altoona First Savings Bank
Altoona First Savings Bank
12-Month CD
0.15%
$1,000
Hawaii National Bank
Hawaii National Bank
Savings
0.07%
$100
BankNewport
BankNewport
Statement Savings
0.05%
$100
Buckeye Community Bank
Buckeye Community Bank
Platinum Checking
0.01%
$50
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
Partners Bank of New England
Money Market
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB of Waterloo Information

FNB of Waterloo
228 S Main St
Waterloo, IL 62298
Monroe
Established Date: 06/12/1912
FDIC Certificate #: 3842
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST WATERLOO BANCSHARES INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is FNB of Waterloo FDIC Insured? Yes
What is FNB of Waterloo's Cert number? 3842
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Waterloo Financials

Total Assets:
$933,651,000
Total Deposits:
$771,694,000
Equity Capital:
$79,269,000
Domestic Deposits:
$771,694,000
Net Income:
$832,000
Return on Assets:
0.3981%
Quarterly Return on Assets:
0.3600%
Pretax Return on Assets:
0.4130%
Pretax Quarterly Return on Assets:
0.4100%
Return on Equity:
4.9700%
Quarterly Return on Equity:
4.1700%
Common Equity Tier 1 Capital Ratio:
12.4858%
Tier 1 Risk-Based Capital Ratio:
12.4858%
Leverage Tier 1 (Core Capital) Ratio:
8.2264%
Total Risk-Based Capital Ratio (YTD):
13.5860%
Total Interest Income (YTD):
3.9290%
 
 
Headquarters:
Waterloo
FDIC Field Office:
Mount Vernon
Regulator:
OCC
County:
Monroe
# of Offices:
16
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

George Soros, Chairman of Soros Fund Management and a legendary financier, believes interest rates will spike higher in 2013. This is a lot sooner than the end of 2015 - the timeframe in which most investors believe rates will remain low. Most investors believe rates will stay low until then because the Federal Open Market Committee's stated policy is to keep rates low until the end of 2015.

Barclays Bank just lowered CD rates on four certificates of deposit. The largest CD rate decrease was 20 basis points on Barclay's 4 year and 5 year CDs. Barclays 2 year and 3 year CD rates were lowered by 10 basis points. You can see how Barclay's new lower rates compare with other rates by searching our rate database at CD Rates.

New Lower CD rates at Barclays

BankCD ProductRate (new / old)Yield (new / old)
Barclays2 Year CD1.19 / 1.291.2 / 1.30
Barclays3 Year CD1.44 / 1.541.45 / 1.55
Barclays5 Year CD2.03 / 2.232.05 / 2.25
Barclays4 Year CD1.64 / 1.831.65 / 1.85

Listed below is a complete list of current online CD rates at Barclays:

TermInterest RateAPY
3 Month CD0.35%0.35%
6 Month CD0.55%0.55%
9 Month CD0.60%0.60%
12 Month CD0.80%0.80%
18 Month CD0.85%0.85%
24 Month CD1.19%1.20%
36 Month CD1.44%1.45%
48 Month CD1.64%1.65%
60 Month CD2.03%2.05%

There is no minimum deposit to open a certificate of deposit at Barclays. Online CD accounts automatically renew at prevailing rates. Beginning on the date of maturity, there is a 14-day grace period in which you can withdraw funds from your CD without penalties. Barclays will send you an email alert approximately 30 days before your CD matures.

Mortgage rates are still at record lows this morning. Today's 30 year mortgage rates are averaging 4.52 percent, matching an all-time low set yesterday. 15 year mortgage rates today are averaging 3.95 percent, down from an average 15 year mortgage rate of 4.21 percent earlier this week.

Bank or Credit Union Offers and Deals

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Time to Refinance your Mortgage?
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Lower Mortgage Rates Drive Existing Homes Sales Higher
Home Mortgage Rates Lower This Week: 30 Year Conforming Mortgage Rates at 4.24%, 15 Year Conforming Mortgage Rates at 3.63%: Freddie Mac
Auto Loan Rates: Average Rates This Week
Some Banks Threatening to Charge for Deposits if Fed Cuts Reserve Rate

Alternative Bank and Credit Union Offers to Explore

Mortgage Refinance Rates: 30 Year Refinance Rates at 4.93%, 15 Year Refinance Rates at 4.35%
Bankwell CD Rates: 5.50% APY 12-Month CD, 5.00% APY 6-Month CD
Mortgage Rates Today: Mortgage Rates Mixed as World Stock Markets Decline
Mortgage Rates Fall Again This Week - Best 30 Year Rate at 3.375%
Mortgage Rates Increase on Fed Tapering Fears
Low Mortgage Rates and Low Home Inventory Cause Biggest Home Price Gains Since 2006
Mortgage Rates Hit New Lows in 2019
Mortgage Rates Today: Lowest 15 Year Conforming Rates at 2.75 Percent
Costco Online Savings Account
Savings Rates are Set to Move Higher in 2014 if Federal Reserve Increases Federal Funds Rate

FNB of Waterloo Reviews

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