FNB of Waterloo CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsTo see how these rates compare to FNB of Waterloo CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Waterloo, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Waterloo CD rates. You can also compare FNB of Waterloo savings rates, MMA rates and mortgage rates using our other rate lists. FNB of Waterloo money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Waterloo? Share your experience about FNB of Waterloo by leaving a review below, or read customer reviews before you decide to use FNB of Waterloo. FNB of Waterloo Texas Ratio FNB of Waterloo's Texas Ratio is at 2.89%, which is considered excellent. The Texas Ratio for FNB of Waterloo is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, FNB of Waterloo is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. FNB of Waterloo CD Rates and Interest Rates![]() FNB of Waterloo
12-Month CD
3.91%
$1,000
![]() FNB of Waterloo
24-Month CD
3.75%
$1,000
![]() FNB of Waterloo
36-Month CD
3.55%
$1,000
![]() FNB of Waterloo
48-Month CD
3.44%
$1,000
![]() FNB of Waterloo
60-Month CD
3.34%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare FNB of Waterloo Rates with Other Competitive Bank and Credit Union Rates![]() Citizens Bank & Trust Company KY
36-Month CD
4.35%
$500
![]() Inova Federal Credit Union
12-Month CD
4.10%
$200
![]() First Bank of the Lake
60-Month CD
4.10%
$5,000
![]() Prime Alliance Bank
36-Month CD
4.00%
$500
![]() My eBanc, a division of Bradesco Bank
eRelationship Savings
3.90%
$25,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. FNB of Waterloo InformationFNB of Waterloo
228 S Main StWaterloo, IL 62298 Monroe Established Date: 06/12/1912 FDIC Certificate #: 3842 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST WATERLOO BANCSHARES INC How Many Domestic U.S. Offices? 16 How Many Branches are There? 16 Website: https://www.fnbwaterloo.bank
Is FNB of Waterloo FDIC Insured? Yes
What is FNB of Waterloo's Cert number? 3842
What is the maximum amount for insured deposits? $250,000 per holder, per account
FNB of Waterloo FinancialsTotal Assets:
$933,651,000
Total Deposits:
$771,694,000
Equity Capital:
$79,269,000
Domestic Deposits:
$771,694,000
Net Income:
$832,000
Return on Assets:
0.3981%
Quarterly Return on Assets:
0.3600%
Pretax Return on Assets:
0.4130%
Pretax Quarterly Return on Assets:
0.4100%
Return on Equity:
4.9700%
Quarterly Return on Equity:
4.1700%
Common Equity Tier 1 Capital Ratio:
12.4858%
Tier 1 Risk-Based Capital Ratio:
12.4858%
Leverage Tier 1 (Core Capital) Ratio:
8.2264%
Total Risk-Based Capital Ratio (YTD):
13.5860%
Total Interest Income (YTD):
3.9290%
Headquarters:
Waterloo
FDIC Field Office:
Mount Vernon
Regulator:
OCC
County:
Monroe
# of Offices:
16
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
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Bank or Credit Union Offers and DealsMortgage Rates Fall from Recent highMortgage Rates May 16-30 Year Mortgage Rates at 4.60% as Home Builder Confidence Remains Low CD Rates: 1 Year Bank CD Rates 2012 Mortgage Rates Barely Change: 30 Year Mortgage Rates at 4.87%, 5 Year Adjustable Mortgage Rates at 3.72% Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide) Northwest Hills CU Savings Interest Accounts and Money Market Accounts New CD Rates at Luana Savings Bank Keep the Shiny Side Up, Keep the Dirty Side Down Cross River Bank CD Rates Choosing The Right Home Alternative Bank and Credit Union Offers to ExploreMortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99%Chicago, IL Auto Loan Rates Current Mortgage Rates Drive Home Sales Higher in April Thrid Federal Home Equity Line Promo Reasons for Home Ownership Recent CD Rate Changes Are Mostly Lower CD Interest Rates and Yields in Illinois Bankwell CD Rates: 5.50% APY 12-Month CD, 5.00% APY 6-Month CD NexBank CD Rates: Explore the Advantages of Earning 5.40% APY Current 12 Month CD Yields in Cambridge, Massachusetts FNB of Waterloo ReviewsThere are no reviews for FNB of Waterloo yet. Feel free to create one below.
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