Southern Bank Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Southern Bank Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Southern Bank Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Southern Bank Company CD rates. You can also compare Southern Bank Company savings rates, MMA rates and mortgage rates using our other rate lists. Southern Bank Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southern Bank Company? Share your experience about Southern Bank Company by leaving a review below, or read customer reviews before you decide to use Southern Bank Company. Southern Bank Company Texas Ratio Southern Bank Company's Texas Ratio is at 4.71%, which is considered excellent. The Texas Ratio for Southern Bank Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Southern Bank Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Southern Bank Company Rates with Other Competitive Bank and Credit Union Rates
Mountain America Federal Credit Union
48-Month CD
4.25%
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ESSA Bank & Trust
6-Month CD
4.00%
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The Bank of Tescott
36-Month CD
3.95%
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Regional Missouri Bank
24-Month CD
3.85%
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Monroe Savings Bank
12-Month CD
3.80%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Southern Bank Company rate data right now, check back for updates, we are adding rates all the time. Southern Bank Company InformationSouthern Bank Company
221 S 6th StGadsden, AL 35901 Etowah Established Date: 06/01/1936 FDIC Certificate #: 29731 Date of FDIC Deposit Insurance: 07/02/1936 Bank Holding Company: SOUTHERN BANC CO INC THE How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.sobanco.com
Is Southern Bank Company FDIC Insured? Yes
What is Southern Bank Company's Cert number? 29731
What is the maximum amount for insured deposits? $250,000 per holder, per account
Southern Bank Company FinancialsTotal Assets:
$107,444,000
Total Deposits:
$87,576,000
Equity Capital:
$13,446,000
Domestic Deposits:
$87,576,000
Net Income:
$341,000
Return on Assets:
1.9761%
Quarterly Return on Assets:
1.2500%
Pretax Return on Assets:
1.6939%
Pretax Quarterly Return on Assets:
1.6900%
Return on Equity:
19.4700%
Quarterly Return on Equity:
10.2400%
Leverage Tier 1 (Core Capital) Ratio:
15.3707%
Total Interest Income (YTD):
9.2116%
Headquarters:
Gadsden
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Etowah
# of Offices:
4
Metropolitan Statistical Area (MSA):
Gadsden, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsToday's Mortgage RatesA slew of weak economic data released last week sent conforming mortgage rates lower and jumbo mortgage rates higher. Conforming 30 year mortgage rates are averaging 4.41%, down from last week's average 30 year mortgage rate of 4.44%. The current national average 30 year mortgage rate is now at another record low for 2011 as reported by MonitorBankRates.com.
Friends Bank located in New Smyrna Beach, Florida, is advertising twenty different types of savings accounts. The bank's savings accounts have different savings rates and minimum deposits. The highest savings account rate advertised by the bank is on their Friends Treasure Account with balances of $100,000 or more (jumbo savings account). The current savings account rate is 1.14 percent with an annual percentage yield (APY) of 1.15 percent.
Bank or Credit Union Offers and DealsFlagStar Bank Money Market Account Rate of 3.65% APYThe Northern Trust Deposit Sweep Program Rates vs. Best CD Rates Available Average Mortgage Rates Increase from 2014 Lows Jumbo Mortgage Rates are Still Low Heading into 2016 Current National Savings Account Rates Real Estate Investing in the Next Decade Comenity Direct Savings Rate - Best Savings Rate Alert Today's Mortgage Rates Lower: 30 Year Mortgage Refinance Rates at 3.43 Percent Mortgage Rates Just Above Sixty Year Lows: 15 Year Mortgage Rates at 3.37% FDIC Insurance: Deposits up to $250,000 Covered until 2014 - 2015 Update Alternative Bank and Credit Union Offers to ExploreU.S. Bank CD RatesMortgage Rates Today: Current Mortgage Rates on 30 Year Home Loans at 3.97% Mortgage Rates: Home Mortgage Rates Mostly Higher This Week: 30 Year Mortgage Rates at 4.43% Home Mortgage Rates MBA: 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates Mortgage Rates: Finding the Best Mortgage Rates Record Low Mortgage Rates Hold Steady Today Schwab Bank Invest First Visa Credit Card What is a Reverse Mortgage? Sorry Savers, Brexit Kills Any More Rate Hikes in 2016 Low Introductory Rate Credit Cards Averaging 0.698% Southern Bank Company ReviewsThere are no reviews for Southern Bank Company yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 2.58%, 6-month CD rates at 1.00% and 3-month CD rates at 1.30%. Current savings rates are at 0.40% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 18.00%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. 
